SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

      Date of Report (Date of earliest event reported): August 5, 2005

                            BANKFINANCIAL CORPORATION
                            -------------------------
               (Exact Name of Registrant as Specified in Charter)

         Maryland                     0-25233                   (applied for)
- -----------------------------   --------------------         ------------------
(State or Other Jurisdiction)   (Commission File No.)         (I.R.S. Employer
      of Incorporation)                                      Identification No.)


15W060 North Frontage Road, Burr Ridge, Illinois                 60527
- ------------------------------------------------               ----------
(Address of Principal Executive Offices)                       (Zip Code)


Registrant's telephone number, including area code:  (630) 242-7700
                                                     --------------



                                 Not Applicable
                                 --------------
          (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ]  Written communications pursuant to Rule 425 under the Securities Act (17
      CFR 230.425)

[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
      240.14a-12)

[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
      Exchange Act (17 CFR 240.14d-2(b))

[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
      Exchange Act (17 CFR 240.13e-4(c))








Item 2.02.        Results of Operations and Financial Condition
                  ---------------------------------------------

         On August 5, 2005, the Company issued a press release announcing the
filing of its Quarterly Report on Form 10-Q for the Quarter Ended June 30, 2005
and reporting earnings for the six months ended June 30, 2005. The press release
is included as Exhibit 99 to this report. The information included in Exhibit 99
is considered to be "furnished" under the Securities Exchange Act of 1934.

Item 9.01.        Financial Statements and Exhibits
                  ---------------------------------

         The Index of Exhibits immediately precedes the attached exhibits.










                                   SIGNATURES

         Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned, hereunto duly authorized.

                            BANKFINANCIAL CORPORATION



DATE: August 5, 2005                  By: /s/ F. Morgan Gasior
                                          --------------------------------------
                                          F. Morgan Gasior
                                          Chairman of the Board, Chief Executive
                                          Officer and President





                                  EXHIBIT INDEX

The following exhibits are furnished as part of this report:

         Exhibit No.                                 Description

            99                      Press Release of BankFinancial Corporation

                                   EXHIBIT 99

                   PRESS RELEASE OF BANKFINANCIAL CORPORATION






                                                                   BankFinancial
                                                                   -------------
                                                                     Corporation



FOR IMMEDIATE RELEASE

For Further Information
Contact:       Terry Wise, VP - Investor Relations
               BankFinancial Corporation
               630-242-7151


                            BANKFINANCIAL CORPORATION
                       ANNOUNCES FILING OF FORM 10-Q WITH
                     U.S. SECURITIES AND EXCHANGE COMMISSION

         Burr Ridge, Illinois - (August 5, 2005) BankFinancial Corporation
(Nasdaq - BFIN) ("BankFinancial") announced that it has filed its Quarterly
Report on Form 10-Q for the quarter ended June 30, 2005, with the U.S.
Securities and Exchange Commission (the "SEC"). For the six months ended June
30, 2005, BankFinancial reported net income of $4.5 million and for the quarter
ended June 30, 2005, BankFinancial reported net income of $2.8 million. At June
30, 2005, BankFinancial had stockholders' equity of $322.2 million and
24,466,250 shares of common stock outstanding, resulting in stockholders' equity
per share of $13.17. BankFinancial did not report earnings per share information
because BankFinancial did not have outstanding shares of common stock until June
23, 2005.

         BankFinancial Corporation became the holding company for BankFinancial
F.S.B. (the "Bank") on June 23, 2005, upon the consummation of a plan of
conversion and reorganization of BankFinancial MHC, Inc., the predecessor mutual
holding company for the Bank.

         The Quarterly Report on Form 10-Q is available at the SEC's Internet
site, www.sec.gov. The Quarterly Report on Form 10-Q is also available on
BankFinancial's Internet site, www.bankfinancial.com.



15W060 North Frontage Road, Burr Ridge, Illinois 60527