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Document and Entity Information (USD $)
In Millions, except Share data, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
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Dec. 31, 2013
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Mar. 01, 2014
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Jun. 30, 2013
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| Document and Entity Information [Abstract] | |||
| Document Type | 10-K | ||
| Amendment Flag | false | ||
| Document Period End Date | Dec. 31, 2013 | ||
| Document Fiscal Period Focus | FY | ||
| Document Fiscal Year Focus | 2013 | ||
| Entity Registrant Name | BankFinancial CORP | ||
| Entity Central Index Key | 0001303942 | ||
| Current Fiscal Year End Date | --12-31 | ||
| Entity Filer Category | Accelerated Filer | ||
| Entity Common Stock, Shares Outstanding | 21,101,966 | ||
| Entity Well-known Seasoned Issuer | No | ||
| Entity Public Float | $ 168.2 | ||
| Entity Current Reporting Status | Yes | ||
| Entity Voluntary Filers | No |
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- Details
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- Definition
If the value is true, then the document is an amendment to previously-filed/accepted document. No definition available.
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- Definition
End date of current fiscal year in the format --MM-DD. No definition available.
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- Definition
This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY. No definition available.
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- Definition
This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006. No definition available.
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- Definition
The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD. No definition available.
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- Definition
The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word "Other". No definition available.
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| X | ||||||||||
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- Definition
A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument. No definition available.
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| X | ||||||||||
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- Definition
Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure. No definition available.
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| X | ||||||||||
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- Definition
Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, (4) Smaller Reporting Company (Non-accelerated) or (5) Smaller Reporting Accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure. No definition available.
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| X | ||||||||||
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- Definition
State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K. No definition available.
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- Definition
The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. No definition available.
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| X | ||||||||||
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- Definition
Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A. No definition available.
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| X | ||||||||||
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- Definition
Accrued interest payable and other liabilities. No definition available.
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| X | ||||||||||
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- Definition
-- None. No documentation exists for this element. -- No definition available.
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| X | ||||||||||
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- Definition
Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders. Includes adjustments to additional paid in capital. Some examples of such adjustments include recording the issuance of debt with a beneficial conversion feature and certain tax consequences of equity instruments awarded to employees. Use this element for the aggregate amount of additional paid-in capital associated with common and preferred stock. For additional paid-in capital associated with only common stock, use the element additional paid in capital, common stock. For additional paid-in capital associated with only preferred stock, use the element additional paid in capital, preferred stock. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Carrying amount of accumulated prepayments received by financial institutions from borrowers for taxes (for example, property taxes) and insurance (for example, property and catastrophe) which will periodically be remitted to the appropriate governmental agency or vendor on behalf of the borrower. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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| X | ||||||||||
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- Definition
The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Sum of the carrying values as of the balance sheet date of all debt, including all short-term borrowings, long-term debt, and capital lease obligations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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- Definition
Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity). Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, net of accumulated amortization and impairment charges. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The aggregate of all domestic and foreign interest-bearing deposit liabilities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The aggregate carrying amount of loans receivable that will be sold to other entities. Includes mortgage and all other loans (collectively, loans) not classified as held for investment. Such loans are stated at the lower of cost or market, or elected fair value. Mortgage loans exclude mortgage-backed securities which are considered a debt security (other loan). Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Total debt and equity financial instruments including: (1) securities held-to-maturity, (2) trading securities, and (3) securities available-for-sale. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Carrying amount as of the balance sheet date of expenditures made in advance of when the economic benefit of the cost will be realized, and which will be expensed in future periods with the passage of time or when a triggering event occurs. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cumulative amount of the reporting entity's undistributed earnings or deficit. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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| X | ||||||||||
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- Definition
Fair value of unearned shares for all classes of common stock and nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by an employee stock ownership plan (ESOP). Includes the sale of shares or the issuance treasury shares to an ESOP. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Consolidated Statements of Financial Condition (Unaudited) (Parenthetical) (USD $)
In Thousands, except Share data, unless otherwise specified |
Dec. 31, 2013
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Dec. 31, 2012
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|---|---|---|
| Statement of Financial Position [Abstract] | ||
| Allowance for loan losses | $ 14,154 | $ 18,035 |
| Preferred Stock, par value (usd per share) | $ 0.01 | $ 0.01 |
| Preferred Stock, shares authorized | 25,000,000 | 25,000,000 |
| Preferred Stock, shares issued | 0 | 0 |
| Preferred Stock, shares outstanding | 0 | 0 |
| Common Stock, par value (usd per share) | $ 0.01 | $ 0.01 |
| Common Stock, shares authorized | 100,000,000 | 100,000,000 |
| Common Stock, shares issued | 21,101,966 | 21,072,966 |
| X | ||||||||||
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- Definition
Face amount or stated value of common stock per share; generally not indicative of the fair market value per share. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The maximum number of common shares permitted to be issued by an entity's charter and bylaws. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Face amount or stated value per share of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer); generally not indicative of the fair market value per share. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Total number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) issued to shareholders (includes related preferred shares that were issued, repurchased, and remain in the treasury). May be all or portion of the number of preferred shares authorized. Excludes preferred shares that are classified as debt. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Aggregate share number for all nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer) held by stockholders. Does not include preferred shares that have been repurchased. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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| X | ||||||||||
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- Definition
Amortization and impairment of servicing assets. No definition available.
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| X | ||||||||||
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- Definition
Noninterest income from trust. No definition available.
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| X | ||||||||||
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- Definition
The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The aggregate costs related to asset management during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
This element represents acquisition-related costs incurred to effect a business combination which costs have been expensed during the period. Such costs include finder's fees; advisory, legal, accounting, valuation, and other professional or consulting fees; general administrative costs, including the costs of maintaining an internal acquisitions department; and may include costs of registering and issuing debt and equity securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The premium paid to the Federal Deposit Insurance Corporation for deposit insurance which is included in noninterest expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Includes amounts charged depositors for: (1) maintenance of their accounts (maintenance charges); (2) failure to maintain specified minimum balances on account; (3) exceeding the number of checks or transactions allowed to be processed in a given period; (4) checks drawn on no minimum balance deposit accounts; (5) withdrawals from nontransaction deposit accounts; (6) closing savings accounts before a specified minimum period of time has elapsed; (7) accounts which have remained inactive for extended periods of time or which have become dormant; (8) use of automated teller machines or remote service units; (9) checks drawn against insufficient funds that the bank assesses regardless of whether it decides to pay, return or hold the check; (10) issuing stop payment orders; (11) certifying checks; and (12) accumulating or disbursing funds deposited in IRAs or Keogh Plan accounts when not handled by the bank's trust department. This item does not include penalties assessed on the early withdrawal of time deposits. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Fee and commission revenue earned from sources not otherwise specified in the existing taxonomy. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount of expense recognized during the period for the foreclosure on real estate assets. No definition available.
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| X | ||||||||||
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- Definition
The gains (losses) included in results of operations resulting from the sale or disposal of property, plant and equipment, which do not qualify for treatment as discontinued operations. This item does not include any gain (loss) recognized on the sale of oil and gas property or timber property. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Loss recognized during the period that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The amount of expenses incurred in the period for information technology and data processing products and services. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Income from agency and brokerage operations (includes sales of annuities and supplemental contracts); service charges, commissions, and fees from the sale of insurance and related services; and management fees from separate accounts, deferred annuities, and universal life products. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Details
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| X | ||||||||||
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- Definition
Amount of interest and dividend income, including amortization of the premium and discount on securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The cost of borrowed funds accounted for as interest that was charged against earnings during the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Details
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| X | ||||||||||
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- Definition
Aggregate amount of interest expense on all borrowings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Aggregate amount of interest expense on all deposits. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The net amount of operating interest income (expense). Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The aggregate amount of expenditures for salaries, wages, profit sharing and incentive compensation, and other employee benefits, including equity-based compensation, and pension and other postretirement benefit expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
The total expense recognized in the period for promotion, public relations, and brand or product advertising. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Total aggregate amount of all noninterest expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Details
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| X | ||||||||||
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- Definition
The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Details
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| X | ||||||||||
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- Definition
Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Includes all other interest income, net of discount accretion and premium amortization, and dividend income. It may include dividend income from equity securities that do not have readily determinable fair values that are reportable in Other Assets, and interest income on interest-only strips receivable (not in the form of a security) that are included in Other Assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Other noninterest expenses that are not separately presented in any other noninterest expense category. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
|
- Definition
The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Provision charged for the period based on estimated losses to be realized from loan and lease transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Income from servicing real estate mortgages, credit cards, and other financial assets held by others. Also include any premiums received in lieu of regular servicing fees on such loans only as earned over the life of the loans. May also be net of any related impairment of fair value of capitalized service costs. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The aggregate amount of expenses directly related to the supplies and postage. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Consolidated Statements Comprehensive Income (Loss) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Statement of Other Comprehensive Income [Abstract] | |||
| Net income (loss) | $ 3,298 | $ (27,109) | $ (48,696) |
| Unrealized holding gain (loss) arising during the period | (699) | 7 | (1,113) |
| Tax effect | 0 | 0 | 424 |
| Other comprehensive income (loss) on securities, net of tax effect | (699) | 7 | (689) |
| Comprehensive income (loss) | $ 2,599 | $ (27,102) | $ (49,385) |
| X | ||||||||||
|
- Definition
The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Net of tax amount of other comprehensive income (loss) attributable to both parent entity and noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Tax effect of other comprehensive income (loss) attributable to parent entity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Before tax and reclassification adjustments amount of unrealized holding gain (loss) and transfers on available-for-sale securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
This element represents the amount of recognized equity-based compensation during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized). Alternate captions include the words "stock-based compensation". Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Equity impact of common stock cash dividends declared by an entity during the period. This element includes paid and unpaid dividends declared during the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Net of tax amount of other comprehensive income (loss) attributable to both parent entity and noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Aggregate value of stock issued during the period as a result of employee stock ownership plan (ESOP). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) (USD $)
In Thousands, except Per Share data, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Purchase and retirement of common stock (shares) | 0 | 0 | 0 |
| Cash dividends declared on common stock (usd per share) | $ 0.04 | $ 0.03 | $ 0.22 |
| X | ||||||||||
|
- Definition
Aggregate dividends declared during the period for each share of common stock outstanding. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Number of shares that have been repurchased and retired during the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Advance payments by borrowers taxes and insurance No definition available.
|
| X | ||||||||||
|
- Definition
Amortization and impairment of servicing assets. No definition available.
|
| X | ||||||||||
|
- Definition
The aggregate expense charged against earnings to allocate the cost of core deposit intangibles (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method. No definition available.
|
| X | ||||||||||
|
- Definition
Deferred taxes, net No definition available.
|
| X | ||||||||||
|
- Definition
Deposits No definition available.
|
| X | ||||||||||
|
- Definition
Federal Deposit Insurance Corporation prepaid expense No definition available.
|
| X | ||||||||||
|
- Definition
Gain (loss) on sale of real estate acquired through foreclosure No definition available.
|
| X | ||||||||||
|
- Definition
Income tax receivable No definition available.
|
| X | ||||||||||
|
- Definition
Loans originated for sale No definition available.
|
| X | ||||||||||
|
- Definition
Loans transferred to real estate owned No definition available.
|
| X | ||||||||||
|
- Definition
Net change in advance payments by borrowers for taxes and insurance No definition available.
|
| X | ||||||||||
|
- Definition
Noncash assets acquired goodwill. No definition available.
|
| X | ||||||||||
|
- Definition
Noncash Or Part Noncash Acquisition Accrued Interest Receivable No definition available.
|
| X | ||||||||||
|
- Definition
Noncash Or Part Noncash Acquisition Loans Receivable No definition available.
|
| X | ||||||||||
|
- Definition
Noncash Or Part Noncash Acquisition Other Real Estate Owned No definition available.
|
| X | ||||||||||
|
- Definition
Stock in Federal Home Loan Bank and Federal Reserve Bank No definition available.
|
| X | ||||||||||
|
- Definition
Stock Issued During Period, Employee Stock Ownership Plan No definition available.
|
| X | ||||||||||
|
- Definition
The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash inflow associated with the acquisition of business during the period (for example, cash that was held by the acquired business). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of increase (decrease) in cash and cash equivalents. Cash and cash equivalents are the amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The difference between the sale price or salvage price and the book value of a property, plant, and equipment asset that was sold or retired during the reporting period. This element refers to the gain (loss). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Loss recognized during the period that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The increase (decrease) during the reporting period in the amounts payable to vendors for goods and services received and the amount of obligations and expenses incurred but not paid. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The increase (decrease) during the reporting period in the amount due from borrowers for interest payments. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The increase (decrease) during the reporting period in net unamortized loan origination fees and other fees that are collected at origination but recorded as income over the life of the loan. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of cash paid for interest during the period net of cash paid for interest that is capitalized. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The net cash inflow or outflow from financing activity for the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The net cash inflow or outflow from investing activity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The amount of fixed assets that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of intangibles that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of investments that an Entity acquires in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of assets that an Entity acquires in a noncash (or part noncash) acquisition that are not presented as a separate disclosure or not otherwise listed in the existing taxonomy. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of liabilities that an entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition that are not presented as a separate disclosure or otherwise listed in the existing taxonomy. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The value of an asset or business acquired in a noncash (or part noncash) acquisition. Noncash is defined as information about all investing and financing activities of an enterprise during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The total amount of [all] liabilities that an Entity assumes in acquiring a business or in consideration for an asset received in a noncash (or part noncash) acquisition. Noncash is defined as transactions during a period that affect recognized assets or liabilities but that do not result in cash receipts or cash payments in the period. "Part noncash" refers to that portion of the transaction not resulting in cash receipts or cash payments in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The net cash outflow or inflow of federal home loan bank stock during the period. Federal Home Loan Bank (or Federal Reserve Bank) stock is an equity interest in a Federal Home Loan Bank (or Federal Reserve Bank). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Cash outflow in the form of ordinary dividends to common shareholders, generally out of earnings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash outflow for loan origination associated cost which is usually collected through escrow. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash outflow from (a) purchases of loans held-for-investment, (b) purchases of leases held-for-investment, and (c) both. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash outflow from purchases of trading, available-for-sale securities and held-to-maturity securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of cash received during the period as refunds for the overpayment of taxes. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash inflow associated with maturities (principal being due), prepayments and calls (requests of early payments) on securities not classified as either held-to-maturity securities or trading securities which are classified as available-for-sale securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash inflow from repayments of the balance excluding interest (principal) on loans receivable and leases held for investment purposes. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The net cash inflow or outflow in aggregate debt due to repayments and proceeds from additional borrowings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The cash inflow associated with the sale, maturity and collection of all investments such as debt, security and so forth during the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash inflow associated with the sale of the Federal Reserve Stock (equity interest in Federal Reserve Bank) during the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash inflow associated with the sale of loans receivables arising from the financing of goods and services. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Provision charged for the period based on estimated losses to be realized from loan and lease transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of the increase in the real estate owned valuation allowance that is charged against earnings in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Value of loans and leases held in the entity's portfolio transferred to loans and leases held-for-sale in noncash transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Summary of Significant Accounting Policies (Notes)
|
12 Months Ended | ||||||||
|---|---|---|---|---|---|---|---|---|---|
|
Dec. 31, 2013
|
|||||||||
| Organization, Consolidation and Presentation of Financial Statements [Abstract] | |||||||||
| Summary of Significant Accounting Policies | Basis of Presentation: BankFinancial Corporation, a Maryland corporation headquartered in Burr Ridge, Illinois (the “Company”), is the owner of all of the issued and outstanding capital stock of BankFinancial, F.S.B. (the “Bank”). Principles of Consolidation: The consolidated financial statements include the accounts of and transactions of BankFinancial Corporation, the Bank, and the Bank’s wholly-owned subsidiaries, Financial Assurance Services, Inc. and BF Asset Recovery Corporation (collectively, “the Company”). All significant intercompany accounts and transactions have been eliminated. Nature of Business: The Company’s revenues, operating income, and assets are primarily from the banking industry. Loan origination customers are mainly located in the greater Chicago metropolitan area. To supplement loan originations, the Company purchases mortgage loans. The loan portfolio is concentrated in loans that are primarily secured by real estate. Use of Estimates: To prepare financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and future results could differ. The allowance for loan losses, mortgage servicing rights, deferred tax assets, goodwill, other intangible assets, stock-based compensation, impairment of securities and fair value of financial instruments are particularly subject to change and the effect of such change could be material to the financial statements. Interest-bearing Deposits in Other Financial Institutions: Interest-bearing deposits in other financial institutions maturing in less than 90 days are carried at cost. Cash Flows: Cash and cash equivalents include cash, deposits with other financial institutions maturing in less than 90 days, and daily federal funds sold. Net cash flows are reported for customer loan and deposit transactions, interest bearing deposits in other financial institutions, borrowings, and advance payments by borrowers for taxes and insurance. Securities: Debt securities are classified as available-for-sale when they might be sold before maturity. Equity securities with readily determinable fair values are classified as available-for-sale. Securities available-for-sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on sales are based on the amortized cost of the security sold. Declines in the fair value of securities below their cost that are other-than-temporary are reflected as realized losses. In determining if losses are other-than-temporary, management considers: (1) the length of time and extent that fair value has been less than cost or adjusted cost, as applicable, (2) the financial condition and near term prospects of the issuer, and (3) whether the Company has the intent to sell the debt security or it is more likely than not that the Company will be required to sell the debt security before the anticipated recovery. Securities also include investments in certificates of deposit with maturities of greater than 90 days. These certificates of deposit are placed with insured institutions for varying maturities and amounts that are fully insured by the Federal Deposit Insurance Corporation (“FDIC”). Federal Home Loan Bank Stock: The Bank is a member of the Federal Home Loan Bank system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. Federal Home Loan Bank of Chicago (“FHLBC”) stock is carried at cost and classified as a restricted security. Accounting guidance for FHLBC stock provides that, for impairment testing purposes, the value of long term investments such as our FHLBC common stock is based on the “ultimate recoverability” of the par value of the security without regard to temporary declines in value. Both cash and stock dividends are reported as income. Loans Held–for–Sale: Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or estimated fair market value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held–for–sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the fair value of the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Held for investment loans that have been transferred to held-for-sale are carried at the lower of cost or fair value. For held-for-sale loans, any decreases in value after transfer below cost are recognized in mortgage banking revenue in the Consolidated Statements of Operations and increases in fair value above cost are not recognized until the loans are sold. The credit component of any write down upon transfer to held-for-sale is reflected in charge-offs to the allowance for loan losses. Fair market value is determined based on quoted market rates and our judgment of relevant market conditions. Gains and losses on the disposition of loans held-for-sale are determined on the specific identification method. Transferred mortgage loans sold in the secondary market are sold without retaining servicing rights. Loans and Loan Income: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of the allowance for loan losses, premiums and discounts on loans purchased, and net deferred loan costs. Interest income on loans is recognized in income over the term of the loan based on the amount of principal outstanding. Premiums and discounts associated with loans purchased are amortized over the contractual term of the loan using the level–yield method. Interest income is reported on the interest method and includes amortization of net deferred loan fees and costs over the contractual loan term, adjusted for prepayments. Interest income is discontinued at the time a loan is 90 days past due or when we do not expect to receive full payment of interest or principal. Past due status is based on the contractual terms of the loan. All interest accrued but not received for loans that have been placed on nonaccrual status is reversed against interest income. Interest received on such loans is accounted for on the cash–basis or cost–recovery method until qualifying for return to accrual status. Once a loan is placed on non-accrual status, the borrower must generally demonstrate at least six months of payment performance before the loan is eligible to return to accrual status. Generally, the Company utilizes the “90 days delinquent, still accruing” category of loan classification when: (1) the loan is repaid in full shortly after the period end date; (2) the loan is well secured and there are no asserted or pending legal barriers to its collection; or (3) the borrower has remitted all scheduled payments and is otherwise in substantial compliance with the terms of the loan, but the processing of payments actually received or the renewal of a loan has not occurred for administrative reasons. Impaired Loans: Impaired loans consist of nonaccrual loans and troubled debt restructurings (“TDRs”). A loan is considered impaired when, based on current information and events, management believes that it is probable that we will be unable to collect all amounts due (both principal and interest) according to the original contractual terms of the loan agreement. Once a loan is determined to be impaired, the amount of impairment is measured based on the loan's observable fair value, the fair value of the underlying collateral less selling costs if the loan is collateral-dependent, or the present value of expected future cash flows discounted at the loan's effective interest rate. If the measurement of the impaired loan is less than the recorded investment in the loan, the bank's allowance for the impaired collateral dependent loan under ASC 310-10-35 is based on fair value (less costs to sell), but the charge- off (the confirmed “loss”) is based on the higher appraised value. The remaining recorded investment in the loan after the charge-off will have a loan loss allowance for the amount by which the estimated fair value of the collateral (less costs to sell) is less than its appraised value. Impaired loans with specific reserves are reviewed quarterly for any changes that would affect the specific reserve. Any impaired loan for which a determination has been made that the economic value is permanently reduced is charged-off against the allowance for loan losses to reflect its current economic value in the period in which the determination has been made. At the time a collateral-dependent loan is initially determined to be impaired, we review the existing collateral appraisal. If the most recent appraisal is greater than a year old, a new appraisal is obtained on the underlying collateral. Appraisals are updated with a new independent appraisal at least annually and are formally reviewed by our internal appraisal department upon receipt of a new appraisal. All impaired loans and their related reserves are reviewed and updated each quarter. With an immaterial number of exceptions, all appraisals and internal reviews are current under this methodology at December 31, 2013. Purchased Impaired Loans: Purchased impaired loans are recorded at their estimated fair values on the respective purchase dates and are accounted for prospectively based on expected cash flows. No allowance for credit losses is recorded on these loans at the acquisition date. In determining the acquisition date fair value of purchased impaired loans, and in subsequent accounting, the Company reviews these loans on an individual basis. Expected future cash flows in excess of the fair value of loans at the purchase date (''accretable yield'') are recorded as interest income over the life of the loans if the timing and amount of the future cash flows can be reasonably estimated. The non-accretable yield represents estimated losses in the portfolio and is equal to the difference between contractually required payments and the cash flows expected to be collected at acquisition. Subsequent to the purchase date, increases in cash flows over those expected at the purchase date are recognized as interest income prospectively. The present value of any decreases in expected cash flows after the purchase date is recognized by recording a charge-off through the allowance for loan losses. Troubled Debt Restructurings: A loan is classified as a troubled debt restructuring when a borrower is experiencing financial difficulties that leads to a restructuring of the loan, and the Company grants concessions to the borrower in the restructuring that it would not otherwise consider. These concessions may include rate reductions, principal forgiveness, extension of maturity date and other actions intended to minimize potential losses. In determining whether a debtor is experiencing financial difficulties, the Company considers if the debtor is in payment default or would be in payment default in the foreseeable future without the modification, the debtor declared or is in the process of declaring bankruptcy, there is substantial doubt that the debtor will continue as a going concern, the debtor has securities that have been or are in the process of being delisted, the debtor's entity-specific projected cash flows will not be sufficient to service any of its debt, or the debtor cannot obtain funds from sources other than the existing creditors at a market rate for debt with similar risk characteristics. In determining whether the Company has granted a concession, the Company assesses, if it does not expect to collect all amounts due, whether the current value of the collateral will satisfy the amounts owed, whether additional collateral or guarantees from the debtor will serve as adequate compensation for other terms of the restructuring, and whether the debtor otherwise has access to funds at a market rate for debt with similar risk characteristics. A loan that is modified at a market rate of interest will not be classified as troubled debt restructuring in the calendar year subsequent to the restructuring if it is in compliance with the modified terms. Payment performance prior and subsequent to the restructuring is taken into account in assessing whether it is likely that the borrower can meet the new terms. This may result in the loan being returned to accrual at the time of restructuring. A period of sustained repayment for at least six months generally is required for return to accrual status. Periodically, the Company will restructure a note into two separate notes (A/B structure), charging off the entire B portion of the note. The A note is structured with appropriate loan-to-value and cash flow coverage ratios that provide for a high likelihood of repayment. The A note is classified as a non-performing note until the borrower has displayed a historical payment performance for a reasonable time prior to and subsequent to the restructuring. A period of sustained repayment for at least six months generally is required to return the note to accrual status provided that management has determined that the performance is reasonably expected to continue. The A note will be classified as a restructured note (either performing or nonperforming) through the calendar year of the restructuring that the historical payment performance has been established. Allowance for Loan Losses: The Company establishes provisions for loan losses, which are charged to the Company’s results of operations to maintain the allowance for loan losses to absorb probable incurred credit losses in the loan portfolio. In determining the level of the allowance for loan losses, the Company considers past and current loss experience, trends in classified loans, evaluations of real estate collateral, current economic conditions, volume and type of lending, adverse situations that may affect a borrower’s ability to repay a loan and the levels of nonperforming and other classified loans. The amount of the allowance is based on estimates and the ultimate losses may vary from the estimates as more information becomes available or events change. The Company provides for loan losses based on the allowance method. Accordingly, all loan losses are charged to the related allowance and all recoveries are credited to it. Additions to the allowance for loan losses are provided by charges to income based on various factors that, in our judgment, deserve current recognition in estimating probable incurred credit losses. The Company reviews the loan portfolio on an ongoing basis and makes provisions for loan losses on a quarterly basis to maintain the allowance for loan losses in accordance with GAAP. The allowance for loan losses consists of two components:
The adjustments to historical loss experience are based on our evaluation of several factors, including levels of, and trends in, past due and classified loans; levels of, and trends in, charge–offs and recoveries; trends in volume and terms of loans, including any credit concentrations in the loan portfolio; experience and ability of lending management and other relevant staff; and national and local economic trends and conditions. The Company evaluates the allowance for loan losses based upon the combined total of the specific and general components. Generally, when the loan portfolio increases, absent other factors, the allowance for loan loss methodology results in a higher dollar amount of estimated probable incurred credit losses than would be the case without the increase. Conversely, when the loan portfolio decreases, absent other factors, the allowance for loan loss methodology generally results in a lower dollar amount of estimated probable losses than would be the case without the decrease. The loss ratio used in computing the required general loan loss reserve allowance for a given class of loan consists of (i) the actual loss ratio (measured on a weighted, rolling twelve-quarter basis), (ii) the change in credit quality within the specific loan class during the period, (iii) the actual inherent risk factor assigned to the specific loan class and (iv) the actual concentration of risk factor assigned to the specific loan class (collectively, “the Specific Loan Class Risk Factors”). The Specific Loan Class Risk Factors are weighted equally in the calculation. In addition, two additional quantitative factors, the National Economic risk factor and the Local Economic risk factor, are also components of the computation but are given different weightings in their computation due to their relative applicability to the specific loan class in the context of the effect of national and local economic conditions on their risk profile and performance. Mortgage Servicing Rights: Mortgage servicing rights are recognized separately when they are acquired through sales of loans. When mortgage loans are sold, servicing rights are initially recorded at fair value and gains on sales of loans are recorded in the statement of operations. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the servicing cost per loan, the discount rate, the escrow float rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported with amortization and impairment of servicing assets on the statement of operations. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income that is reported on the statement of operations as loan servicing fees is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal; or a fixed amount per loan and are recorded as income when earned. Late fees and ancillary fees related to loan servicing are not material. Other Real Estate Owned: Real estate properties acquired in collection of a loan are initially recorded at fair value less cost to sell at acquisition, establishing a new cost basis. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating expenses, gains and losses on disposition, and changes in the valuation allowance are reported in noninterest expense as operations of other real estate owned ("OREO"). Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation is included in noninterest expense and is computed on the straight-line method over the estimated useful lives of the assets. Useful lives are estimated to be 25 to 40 years for buildings and improvements that extend the life of the original building, ten to 20 years for routine building improvements, five to 15 years for furniture and equipment, two to five years for computer hardware and software and no greater than four years on automobiles. The cost of maintenance and repairs is charged to expense as incurred and significant repairs are capitalized. Goodwill and Other Intangible Assets: Goodwill represents the excess of cost over the fair value of the net assets of businesses acquired. Goodwill and other intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but instead tested for impairment at least annually. The Company has selected December 31 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. The annual impairment analysis of goodwill includes identification of reporting units, the determination of the carrying value of each reporting unit, including the existing goodwill and intangible assets, and estimating the fair value of each reporting unit. The Company identified one significant reporting unit—banking operations. The Company determined the fair value of our reporting unit and compared it to its carrying amount. If the carrying amount of a reporting unit exceeds its fair value, we are required to perform a second step to the impairment test. Our annual impairment analysis as of December 31, 2011, indicated that the step two analysis was necessary. It was determined that the implied value of goodwill was less than the carrying amount, and the Company reduced the full carrying amount of goodwill with a charge to earnings. Core deposit intangible assets (“CDI”), are recognized apart from goodwill at the time of acquisition based on valuations prepared by independent third parties or other estimates of fair value. In preparing such valuations, variables such as deposit servicing costs, attrition rates, and market discount rates are considered. CDI assets are amortized to expense over their useful lives. Bank Owned Life Insurance: The Company has purchased life insurance policies on certain key executives. The Company owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Long-Term Assets: Premises and equipment, core deposit and other intangible assets, and other long-term assets are reviewed for impairment when events indicate that their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. Loan Commitments and Related Financial Instruments: Financial instruments include off-balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Income Taxes: Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Under GAAP, a deferred tax asset valuation allowance is required to be recognized if it is “more likely than not” that the deferred tax asset will not be realized. The determination of the realizability of the deferred tax assets is highly subjective and dependent upon judgment concerning management’s evaluation of both positive and negative evidence, the forecasts of future taxable income, applicable tax planning strategies, and assessments of current and future economic and business conditions. The Company considers both positive and negative evidence regarding the ultimate realizability of our deferred tax assets. Examples of positive evidence may include the existence, if any, of taxes paid in available carry-back years and the likelihood that taxable income will be generated in future periods. Examples of negative evidence may include a cumulative loss in the current year and prior two years and negative general business and economic trends. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period of the enactment date. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion, or all, of the deferred tax asset will not be realized. In assessing the realization of deferred tax assets, management evaluates both positive and negative evidence, including the existence of any cumulative losses in the current year and the prior two years, the amount of taxes paid in available carry-back years, the forecasts of future income, taking into account applicable tax planning strategies, and assessments of current and future economic and business conditions. This analysis is updated quarterly and adjusted as necessary. At December 31, 2013 and 2012, after considering both positive and negative evidence, the Company determined that a full valuation allowance for deferred tax assets was required. Retirement Plans: Employee 401(k) and profit sharing plan expense is the amount of matching contributions and any annual discretionary contribution made at the discretion of the Company’s Board of Directors. Deferred compensation expense allocates the benefits over years of service. Employee Stock Ownership Plan (“ESOP”): The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of stockholders’ equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares reduce debt and accrued interest. Earnings (Loss) Per Common Share: Basic earnings (loss) per common share is net income (loss) divided by the weighted average number of common shares outstanding during the period. ESOP shares are considered outstanding for this calculation unless unearned. Diluted earnings (loss) per common share is net income (loss) divided by the weighted average number of common shares outstanding during the period plus the dilutive effect of restricted stock shares and the additional potential shares issuable under stock options. Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe that there are such matters that will have a material effect on the financial statements as of December 31, 2013. Restrictions on Cash: Cash on hand or on deposit with the Federal Reserve Bank which is required to meet regulatory reserve and clearing requirements, based on a percentage of deposits. Fair Values of Financial Instruments: Fair values of financial instruments are estimated using relevant market value information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. Comprehensive Income (Loss): Comprehensive income (loss) consists of net income (loss) and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities, which are also recognized as separate components of stockholders’ equity. Stock-based Compensation: Compensation cost is recognized for stock options and restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. The Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. Transfers of Financial Assets: Transfers of financial assets are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Operating Segments: While management monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Operating results are not reviewed by senior management to make resource allocation or performance decisions. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. Reclassifications: Certain reclassifications have been made in the prior year’s financial statements to conform to the current year’s presentation. Recent Accounting Pronouncements In July 2013, the FASB amended existing guidance related to the presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss or a tax credit carryforward exists. These amendments provide that an unrecognized tax benefit, or a portion thereof, be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except to the extent that a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date to settle any additional income taxes that would result from disallowance of a tax position, or the tax law does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, then the unrecognized tax benefit should be presented as a liability. Early adoption and retrospective application is permitted. The effect of adopting this standard did not have a material effect on the Company's operating results or financial condition. In February 2013, the FASB amended existing guidance related to reporting amounts reclassified out of other comprehensive income out of accumulated other comprehensive income. These amendments do not change the current requirements for reporting net income or other comprehensive income in financial statements. These amendments require an entity to provide information about the amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures required under U.S. GAAP that provide additional details about those amounts. These amendments are effective prospectively for interim and annual reporting periods beginning after December 31, 2012. The effect of adopting this standard did not have a material effect on the Company's operating results or financial condition. |
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Earnings (Loss) Per Share (Notes)
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| Loss per Share | Amounts reported in loss per share reflect loss available to common stockholders for the period divided by the weighted average number of shares of common stock outstanding during the period, exclusive of unearned ESOP shares and unvested restricted stock shares. Stock options and restricted stock are regarded as potential common stock and are considered in the diluted earnings per share calculations to the extent that they would have a dilutive effect if converted to common stock.
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Securities (Notes)
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| Investments, Debt and Equity Securities [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| SECURITIES | The fair value of securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) is as follows:
Mortgage-backed securities and collateralized mortgage obligations reflected in the preceding table were issued by U.S. government-sponsored entities and agencies, Freddie Mac, Fannie Mae and Ginnie Mae, and are obligations which the government has affirmed its commitment to support. All securities reflected in the preceding table were classified as available-for-sale at December 31, 2013 and 2012. The amortized cost and fair values of securities at December 31, 2013 by contractual maturity are shown below. Securities not due at a single maturity date are shown separately. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
Investment securities available for sale with carrying amounts of $8.0 million and $9.4 million at December 31, 2013 and 2012, respectively, were pledged as collateral on customer repurchase agreements and for other purposes as required or permitted by law. Sales of securities were as follows:
Securities with unrealized losses at December 31, 2013 and 2012 not recognized in income are as follows:
The Company evaluates marketable investment securities with significant declines in fair value on a quarterly basis to determine whether they should be considered other-than-temporarily impaired under current accounting guidance, which generally provides that if a marketable security is in an unrealized loss position, whether due to general market conditions or industry or issuer-specific factors, the holder of the securities must assess whether the impairment is other-than-temporary. An equity mutual fund and certain residential mortgage-backed securities and collateralized mortgage obligations that the Company holds in its investment portfolio were in an unrealized loss position at December 31, 2013, but the unrealized loss was not considered significant under the Company’s impairment testing methodology. In addition, the Company does not intend to sell these securities, and it is not likely that the Company will be required to sell the securities before their anticipated recovery occurs. |
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- Details
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- Definition
The entire disclosure for investments in certain debt and equity securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Loans Receivable (Notes)
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Dec. 31, 2013
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Dec. 31, 2012
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| Receivables [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans Receivable | Loans receivable are as follows:
Loan Origination/Risk Management. The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. The Company reviews and approves these policies and procedures on a periodic basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and nonperforming and potential problem loans. The Company requires title insurance insuring the priority of our lien, fire and extended coverage casualty insurance, and, if appropriate, flood insurance, in order to protect our security interest in the underlying property. The majority of the loans the Company originates are investment and business loans (multi-family, nonresidential real estate, commercial, construction and land loans, and commercial leases). In addition, we originate one-to-four family residential mortgage loans and consumer loans, and purchase and sell loan participations from time-to-time. The following briefly describes our principal loan products. The Company originates real estate loans principally secured by first liens on nonresidential real estate. The nonresidential real estate properties are predominantly office buildings, light industrial buildings, shopping centers and mixed-use developments and, to a lesser extent, more specialized properties such as nursing homes and other healthcare facilities. The Company may, from time to time, purchase commercial real estate loan participations. Multi-family mortgage loans generally are secured by multi-family rental properties such as apartment buildings, including subsidized apartment units. In general, loan amounts range between $250,000 and $3.0 million. Approximately 22% of the collateral is located outside of our primary market area; however, we do not have a concentration in any single market outside of our primary market territory. In underwriting multi-family mortgage loans, the Company considers a number of factors, which include the projected net cash flow to the loan’s debt service requirement (generally requiring a minimum ratio of 115% for loans below $400,000 and 120% for loans above $400,000), the age and condition of the collateral, the financial resources and income level of the borrower and the borrower’s experience in owning or managing similar properties. Multi-family mortgage loans are generally originated in amounts up to 80% of the appraised value of the property securing the loan. Personal guarantees are usually obtained from multi-family mortgage borrowers. Loans secured by multi-family mortgages generally involve a greater degree of credit risk than one- to four-family residential mortgage loans and carry larger loan balances. This increased credit risk is a result of several factors, including the concentration of principal in a limited number of loans and borrowers, the effects of general economic conditions on income producing properties, and the increased difficulty of evaluating and monitoring these types of loans. Furthermore, the repayment of loans secured by multi-family mortgages typically depends upon the successful operation of the related real estate property. If the cash flow from the project is reduced below acceptable thresholds, the borrower’s ability to repay the loan may be impaired. The Company emphasizes nonresidential real estate loans with initial principal balances between $250,000 and $3.0 million. Substantially all of our nonresidential real estate loans are secured by properties located in our primary market area. The Company’s nonresidential real estate loans are generally written as three- or five-year adjustable-rate mortgages or mortgages with balloon maturities of three or five years. Amortization on these loans is typically based on 20- to 25-year schedules. The Company also originates some 15-year fixed-rate, fully amortizing loans. In the underwriting of nonresidential real estate loans, the Company generally lends up to 80% of the property’s appraised value. Decisions to lend are based on the economic viability of the property as the primary source of repayment and the creditworthiness of the borrower. In evaluating a proposed commercial real estate loan, we emphasize the ratio of the property’s projected net cash flow to the loan’s debt service requirement (generally requiring a minimum ratio of 120%), computed after deduction for a vacancy factor and property expenses we deem appropriate. Personal guarantees are usually obtained from nonresidential real estate borrowers. Nonresidential real estate loans generally carry higher interest rates and have shorter terms than those on one- to four-family residential mortgage loans. Nonresidential real estate loans, however, entail significant additional credit risks compared to one- to four-family residential mortgage loans, as they typically involve larger loan balances concentrated with single borrowers or groups of related borrowers. In addition, the payment of loans secured by income-producing properties typically depends on the successful operation of the related real estate project and thus may be subject to a greater extent to adverse conditions in the real estate market and in the general economy. The Company makes various types of secured and unsecured commercial loans to customers in our market area for the purpose of financing equipment acquisition, expansion, working capital and other general business purposes. The terms of these loans generally range from less than one year to five years. The loans are either negotiated on a fixed-rate basis or carry adjustable interest rates indexed to (i) a lending rate that is determined internally, or (ii) a short-term market rate index. Commercial credit decisions are based upon our credit assessment of the loan applicant. The Company determines the applicant’s ability to repay in accordance with the proposed terms of the loans and we assess the risks involved. An evaluation is made of the applicant to determine character and capacity to manage. Personal guarantees of the principals are usually obtained. In addition to evaluating the loan applicant’s financial statements, we consider the adequacy of the primary and secondary sources of repayment for the loan. Credit agency reports of the applicant’s credit history supplement our analysis of the applicant’s creditworthiness and at times are supplemented with inquiries to other banks and trade investigations. Collateral supporting a secured transaction also is analyzed to determine its marketability. Commercial business loans generally have higher interest rates than residential loans of like duration because they have a higher risk of default since their repayment generally depends on the successful operation of the borrower’s business and the sufficiency of any collateral. Pricing of commercial loans is based primarily on the credit risk of the borrower, with due consideration given to borrowers with appropriate deposit relationships. The Company also lends money to small and mid-size leasing companies for equipment financing leases. Generally, commercial leases are secured by an assignment by the leasing company of the lease payments and by a secured interest in the equipment being leased. The lessee acknowledges our security interest in the leased equipment and agrees to send lease payments directly to us. Consequently, the Company underwrites lease loans by examining the creditworthiness of the lessee rather than the lessor. Lease loans generally are non-recourse to the leasing company. The Company’s commercial leases are secured primarily by technology equipment, medical equipment, material handling equipment and other capital equipment. Lessees tend to be publicly-traded companies with investment-grade rated debt or companies that have not issued public debt and therefore do not have a public debt rating. The Company requires that a minimum of 50% of our commercial lessees have an investment grade public debt rating by Moody’s or Standard & Poors, or the equivalent. Commercial leases to these entities have a maximum maturity of seven years and a maximum outstanding credit exposure of $15.0 million to any single entity. Lessees without public debt ratings generally have net worth in excess of $25.0 million. If the lessee does not have a public debt rating, they are subject to the same internal credit analysis as any other customer. Commercial leases to these lessees have a maximum maturity of five years and a maximum outstanding credit exposure of $5.0 million to any single entity. In addition, the Company will originate commercial leases to lessees with below-investment grade public debt ratings, but these leases are limited to 10% of our commercial lease portfolio and have a maximum outstanding credit exposure of $3.0 million to any single entity. Lease loans are almost always fully amortizing, with fixed interest rates. Although the Company does not actively originate construction and land loans presently, construction and land loans generally consist of land acquisition loans to help finance the purchase of land intended for further development, including single-family homes, multi-family housing and commercial income property, development loans to builders in our market area to finance improvements to real estate, consisting mostly of single-family subdivisions, typically to finance the cost of utilities, roads, sewers and other development costs. These builders generally rely on the sale of single-family homes to repay development loans, although in some cases the improved building lots may be sold to another builder, often in conjunction with development loans. Construction and land loans typically involve a higher degree of credit risk than financing on improved, owner-occupied real estate. The risk of loss on construction and land loans is largely dependent upon the accuracy of the initial appraisal of the property’s value upon completion of construction or development; the estimated cost of construction, including interest; and the estimated time to complete and/or sell or lease such property. The Company seeks to minimize these risks by maintaining consistent lending policies and underwriting standards. However, if the estimate of value proves to be inaccurate, the cost of completion is greater than expected, the length of time to complete and/or sell or lease the collateral property is greater than anticipated, or if there is a downturn in the local economy or real estate market, the property could have a value upon completion that is insufficient to assure full repayment of the loan. This could have a material adverse effect on the quality of the construction and land loan portfolio, and could result in significant losses or delinquencies. The Company offers conforming and non-conforming, fixed-rate and adjustable-rate residential mortgage loans with maturities of up to 30 years and maximum loan amounts generally of up to $2.5 million. The Company currently offers fixed-rate conventional mortgage loans with terms of 10 to 30 years that are fully amortizing with monthly payments, and adjustable-rate conventional mortgage loans with initial terms of between one and five years that amortize up to 30 years. One- to four-family residential mortgage loans are generally underwritten according to Fannie Mae guidelines, and loans that conform to such guidelines are referred to as “conforming loans.” The Company generally originates both fixed- and adjustable-rate loans in amounts up to the maximum conforming loan limits as established by Fannie Mae, which is currently $417,000 for single-family homes. Private mortgage insurance is required for first mortgage loans with loan-to-value ratios in excess of 80%. The Company also originates loans above conforming limits, sometimes referred to as “jumbo loans,” that have been underwritten to the credit standards of Fannie Mae. These loans are generally eligible for sale to various firms that specialize in the purchase of such non-conforming loans. In the Chicago metropolitan area, larger residential loans are not uncommon. The Company also originates loans at higher rates that do not fully meet the credit standards of Fannie Mae but are deemed to be acceptable risks. The primary markets served by the Company have seen gradually broadening signs of stability amid widespread economic weakness and high unemployment. The ability of the Company’s borrowers to repay their loans, and the value of the collateral securing such loans, could be adversely impacted by a return to economic weakness in its local markets as a result of unemployment, declining real estate values, or increased residential and office vacancies. This not only could result in the Company experiencing charge-offs and/or nonperforming assets, but also could necessitate an increase in the provision for loan losses. These events, if they were to recur, would have an adverse impact on the Company’s results of operations and its capital. The following tables present the balance in the allowance for loan losses and the loans receivable by portfolio segment and based on impairment method:
Activity in the allowance for loan losses is as follows:
Impaired loans Several of the following disclosures are presented by “recorded investment,” which the FASB defines as “the amount of the investment in a loan, which is not net of a valuation allowance, but which does reflect any direct write-down of the investment.” The following represents the components of recorded investment: Loan principal balance Less unapplied payments Plus negative unapplied balance Less escrow balance Plus negative escrow balance Plus unamortized net deferred loan costs Less unamortized net deferred loan fees Plus unamortized premium Less unamortized discount Less previous charge-offs Plus recorded accrued interest Less reserve for uncollected interest = Recorded investment The following table presents loans individually evaluated for impairment by class loans, excluding purchased impaired loans:
Purchased Impaired Loans As a result of its acquisition of Downers Grove National Bank, the Company holds purchased loans for which there was evidence of deterioration of credit quality since origination and for which it was probable that all contractually required payments would not be collected as of the date of the acquisition. The carrying amount of these purchased impaired loans is as follows:
Accretable yield, or income expected to be collected, related to purchased impaired loans is as follows:
For the above purchased impaired loans, the Company decreased the allowance for loan losses by $105,000 for the year ended December 31, 2013 and increased the allowance for loan losses by $110,000 for the year ended December 31, 2012. Purchased impaired loans for which it was probable at the date of acquisition that all contractually required payments would not be collected are as follows:
At acquisition, cash flows expected to be collected were $18.8 million, compared to the fair value of purchased impaired loans of $15.4 million. The Company’s reserve for uncollected loan interest was $1.3 million and $942,000 at December 31, 2013 and 2012, respectively. Except for purchased impaired loans, when a loan is on non-accrual status and the ultimate collectability of the total principal of an impaired loan is in doubt, all payments are applied to principal under the cost recovery method. Alternatively, when a loan is on non-accrual status but there is doubt concerning only the ultimate collectability of interest, contractual interest is credited to interest income only when received, under the cash basis method pursuant to the provisions of FASB ASC 310–10, as applicable. In all cases, the average balances are calculated based on the month–end balances of the financing receivables within the period reported pursuant to the provisions of FASB ASC 310–10, as applicable. Troubled Debt Restructurings The Company evaluates loan extensions or modifications in accordance with FASB ASC 310–40 with respect to the classification of the loan as a TDR. In general, if the Company grants a loan extension or modification to a borrower for other than an insignificant period of time that includes a below–market interest rate, principal forgiveness, payment forbearance or other concession intended to minimize the economic loss to the Company, the loan extension or loan modification is classified as a TDR. In cases where borrowers are granted new terms that provide for a reduction of either interest or principal then due and payable, management measures any impairment on the restructured loan in the same manner as for impaired loans as noted above. The Company had $3.3 million of TDRs at December 31, 2013, compared to $11.2 million at December 31, 2012, with $53,000 and $318,000 in specific valuation reserves allocated at December 31, 2013 and 2012, respectively. The Company had no outstanding commitments to borrowers whose loans are classified as TDRs. The following table presents loans classified as TDRs:
During the years ending December 31, 2013 and 2012, the terms of certain loans were modified and classified as TDRs. The modification of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan; an extension of the maturity date at a stated rate of interest lower than the current market rate for new debt with similar risk; or a permanent reduction of the recorded investment in the loan. The following tables present TDRs that occurred during the year:
The TDRs described above had no impact on interest income, resulted in no change to the allowance for loan losses allocated and resulted in charge offs of $25,000 for the year ended December 31, 2013. The TDRs decreased interest income by $9,000, increased the allowance for loan losses allocated by $62,000 and resulted in charge offs of $2.0 million during the year ended December 31, 2012. The following table presents TDRs for which there was a payment default within twelve months following the modification:
A loan is considered to be in payment default once it is 90 days contractually past due under the modified terms. The TDRs that subsequently defaulted described above had no material impact on the allowance for loans losses during the year ending December 31, 2012. The terms of certain other loans were modified during the year ending December 31, 2013 that did not meet the definition of a TDR. These loans have a total recorded investment of $1.7 million and $1.2 million at December 31, 2013 and 2012. The modification of these loans involved either a modification of the terms of a loan to borrowers who were not experiencing financial difficulties or a delay in a payment that was considered to be insignificant. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed of the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. This evaluation is performed under the Company’s internal underwriting policy. Credit Quality Indicators: The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, including current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans based on credit risk. This analysis includes non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a monthly basis. The Company uses the following definitions for risk ratings: Special Mention. A Special Mention asset has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the asset or in the institution’s credit position at some future date. Special Mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. Substandard. Loans categorized as substandard continue to accrue interest, but exhibit a well-defined weakness or weaknesses that may jeopardize the liquidation of the debt. The loans continue to accrue interest because they are well secured and collection of principal and interest is expected within a reasonable time. The risk rating guidance published by the Office of the Comptroller of the Currency clarifies that a loan with a well-defined weakness does not have to present a probability of default for the loan to be rated Substandard, and that an individual loan’s loss potential does not have to be distinct for the loan to be rated Substandard. Nonaccrual. An asset classified Nonaccrual has all the weaknesses inherent in one classified substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. The loans were placed on nonaccrual status. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered “Pass” rated loans. As of December 31, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
As of December 31, 2012, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
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Past Due Loans The following tables presents the aging of the recorded investment in past due loans at December 31, 2013 by class of loans:
The following tables presents the aging of the recorded investment in past due loans as December 31, 2012 by class of loans:
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- Definition
The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Secondary Mortgage Market Activities (Notes)
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Dec. 31, 2013
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| Mortgage Banking [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Secondary Mortgage Market Activities | First mortgage loans serviced for others are not included in the accompanying consolidated statements of financial condition. The unpaid principal balances of these loans were $164.6 million, $186.8 million, and $206.1 million at December 31, 2013, 2012, and 2011, respectively. Custodial escrow balances maintained in connection with the foregoing loan servicing activities were $3.5 million, $4.9 million, and $5.8 million at December 31, 2013, 2012, and 2011, respectively. Capitalized mortgage servicing rights are included in other assets in the accompanying consolidated statements of financial condition. Activity for capitalized mortgage servicing rights and the related valuation allowance was as follows.
The estimated fair value of mortgage servicing rights is the present value of the expected future cash flows over the projected life of the loan. Assumptions used in the present value calculation are based on actual performance of the underlying servicing along with general market consensus. The expected cash flow is the net amount of all mortgage servicing income and expense items. The expected cash flows are discounted at an interest rate appropriate for the associated risk given the current market conditions. Significant assumptions are as follows:
Key economic assumptions used in measuring the fair value of the Company’s mortgage servicing rights as of December 31, 2013 and the effect on the fair value of our mortgage servicing rights from adverse changes in those assumptions, are as follows:
These sensitivities are hypothetical and should be used with caution. As the above table indicates, changes in fair value based on variations in individual assumptions generally cannot be used to predict changes in fair value based upon further variations of the same assumptions. Also, the effect of a variation in a particular assumption on the fair value of the retained interest is calculated in the above table independently, without changing any other assumption. In reality, changes in one factor may result in changes in another factor, which might magnify or counteract the sensitivities. The weighted average amortization period is 51 months. The estimated amortization expense for each of the next five years is as follows:
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- Definition
The entire disclosure for a transferor's continuing involvement in financial assets that it has transferred in a securitization or asset-backed financing arrangement, the nature of any restrictions on assets reported by an entity in its statement of financial position that relate to a transferred financial asset (including the carrying amounts of such assets), how servicing assets and servicing liabilities are reported, and (for securitization or asset-backed financing arrangements accounted for as sales) when a transferor has continuing involvement with the transferred financial assets and transfers of financial assets accounted for as secured borrowings, how the transfer of financial assets affects an entity's financial position, financial performance, and cash flows. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Premises and Equipment (Notes)
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Dec. 31, 2013
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| Property, Plant, Equipment And Leases [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Premises and Equipment | Year end premises and equipment are as follows:
Depreciation of premises and equipment was $2.9 million, $3.1 million and $3.1 million for the years ended December 31, 2013, 2012 and 2011, respectively. The Company leases certain branch facilities under non-cancelable operating lease agreements expiring in various years through 2032. Rent expense, net of sublease income, for facilities was $476,000, $444,000, and $601,000 in 2013, 2012, and 2011, respectively, excluding taxes, insurance, and maintenance. The projected minimum rental expense under existing leases, not including taxes, insurance, and maintenance, as of December 31, 2013 is as follows:
The Company has subleased some of its branch facilities and currently is entitled to receive income as follows:
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- Definition
Property, Plant, Equipment and Leases No definition available.
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Goodwill and Core Intangible (Notes)
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Dec. 31, 2013
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| Goodwill and Intangible Assets Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Goodwill and Core Deposit Intangible | The changes in the carrying amount of goodwill and accumulated impairment charge are as follows:
The following table presents the changes in the carrying amount of core deposit intangible, gross carrying amount, accumulated amortization, and net book value:
Aggregate amortization expense was $605,000, $633,000 and $1.7 million for 2013, 2012 and 2011, respectively. Estimated amortization expense for each of the next five years is as follows:
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The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Deposits (Notes)
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Dec. 31, 2013
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| Deposits [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deposits | omposition of deposits are as follows:
Certificates of deposit of $100,000 or more were $90.5 million and $97.0 million at December 31, 2013 and 2012, respectively. Scheduled maturities of certificates of deposit for the next five years are as follows:
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The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Borrowings (Notes)
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Dec. 31, 2013
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| Debt Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Borrowings | Year end borrowed funds are as follows:
The Company maintains a collateral pledge agreement covering secured advances whereby the Company has agreed to keep on hand, free of all other pledges, liens, and encumbrances, specifically identified whole first mortgages on improved residential property not more than 90-days delinquent to secure advances from the FHLBC. All of the Bank’s FHLBC common stock is pledged as additional collateral for these advances. At December 31, 2013, $192.8 million and $203.0 million of first mortgage and multi-family mortgage loans, respectively, collateralized potential advances. At December 31, 2013, we had the ability to borrow an additional $251.4 million under our credit facilities with the FHLBC. The Company also had available pre-approved overnight federal funds borrowing. At December 31, 2013 and 2012, there was no outstanding balance on these lines. Securities sold under agreements to repurchase were secured by mortgage-backed securities with a carrying amount of $8.0 million and $9.4 million at December 31, 2013 and 2012, respectively. |
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- Definition
The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Income Taxes (Notes)
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Dec. 31, 2013
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| Income Tax Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Income Taxes | he income tax expense is as follows:
A reconciliation of the provision for income taxes computed at the statutory federal corporate tax rate of 34% for 2013, 2012 and 2011 to the income tax expense in the consolidated statements of operations follows:
Retained earnings at December 31, 2013 and 2012 include $14.9 million for which no deferred federal income tax liability has been recorded. This amount represents an allocation of income to bad debt deductions for tax purposes alone.
The net deferred tax asset is as follows:
A deferred tax asset valuation allowance is required to be recognized if it is “more likely than not” that the deferred tax asset will not be realized. The determination of the realizability of the deferred tax assets is highly subjective and dependent upon judgment concerning management’s evaluation of both positive and negative evidence, the forecasts of future taxable income, applicable tax planning strategies, and assessments of current and future economic and business conditions. The Company considered both positive and negative evidence regarding the ultimate realizability of its deferred tax assets. Examples of positive evidence may include the existence, if any, of taxes paid in available carry-back years and the likelihood that taxable income will be generated in future periods. Examples of negative evidence may include a cumulative loss in the current year and prior two years and negative general business and economic trends. In assessing the realization of deferred tax assets at December 31, 2013 and 2012, the Company concluded that it was more likely than not that the Company will not realize the benefits of these deductible differences at December 31, 2013 and 2012, and therefore, a full valuation allowance for deferred tax assets was recorded in the amount of $35.1 million and $33.8 million at December 31, 2013 and 2012, respectively. At December 31, 2013, the Company had a federal net operating loss carryforward of $60.4 million, which will begin to expire in 2029, a federal tax credit carryforward of $1.3 million which will begin to expire in 2022, a $2.5 million alternative minimum tax credit carryforward that can be carried forward indefinitely, and a $53.6 million federal alternative minimum tax net operating loss carryforward which will begin to expire in 2031. In addition, at December 31, 2013 the Company had a federal net operating loss carryforward relating to its acquisition of Downers Grove National Bank, which is subject to utilization limitations under Section 382 of the Internal Revenue Code, of $8.6 million which will begin to expire in 2030. At December 31, 2013, the Company had a state net operating loss carryforward for the State of Illinois of $96.9 million, which will begin to expire in 2025. Unrecognized Tax Benefits A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:
The Company does not expect the total amount of unrecognized tax benefits to significantly increase or decrease in the next twelve months. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. At December 31, 2013 and 2012, the Company has immaterial amounts accrued for potential interest and penalties. The Company and its subsidiary are subject to U.S. federal income tax as well as income tax of the States of Illinois, New Jersey, Colorado, Minnesota and Texas. Beginning in 2013, the Bank became subject to income taxes in the States of Minnesota and Texas due to the physical presence of Wholesale Commercial bankers in these jurisdictions. The Company is no longer subject to examination by the federal taxing authorities for years before 2010 and the Illinois taxing authorities for years before 2010. |
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The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Regulatory Matters (Notes)
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Dec. 31, 2013
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| Banking and Thrift [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Regulatory Capital Requirements under Banking Regulations [Text Block] | Actual capital levels and minimum required levels for the Bank were:
A reconciliation of the Bank’s equity under GAAP to regulatory capital is as follows:
As of December 31, 2013 and 2012, the OCC categorized the Bank as well–capitalized under the regulatory framework for prompt corrective action. There are no conditions or events since those notifications that management believes have changed the institution’s well–capitalized status. The Company and the Bank have adopted Capital Plans that requires the Bank to maintain a Tier 1 leverage ratio of at least 8% and a total risk-based capital ratio of at least 12%. The minimum capital ratios set forth in the Capital Plans will be increased and other minimum capital requirements will be established if and as necessary to comply with the Basel III requirements as such requirements become applicable to the Company and the Bank. In accordance with the Capital Plans, neither the Company nor the Bank will pursue any acquisition or growth opportunity, declare any dividend or conduct any stock repurchase that would cause the Bank’s total risk-based capital ratio and/or its Tier 1 leverage ratio to fall below the established minimum capital levels. In addition, the Company will continue to maintain its ability to serve as a source of financial strength to the Bank by holding at least $5.0 million of cash or liquid assets for that purpose. Federal regulations require the Bank to comply with a Qualified Thrift Lender (“QTL”) test, which generally requires that 65% of assets be maintained in housing-related finance and other specified assets. If the QTL test is not met, limits are placed on growth, branching, new investment, FHLBC advances, and dividends or the institution must convert to a commercial bank charter. Management considers the QTL test to have been met as of December 31, 2013. The Bank is subject to restrictions on the amount of dividends it may declare and pay to the Company without prior regulatory approval. At December 31, 2013, the Bank does not have pre-approved approval for future dividends. |
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- Definition
The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable. The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Employee Benefit Plans (Notes)
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Dec. 31, 2013
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| Compensation and Retirement Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Employee Benefit Plans | Employee Stock Ownership Plan. Employees are eligible to participate in the ESOP after attainment of age 21 and completion of one year of service. In connection with the conversion and reorganization, the ESOP borrowed $19.6 million from the Company, and used the proceeds of the loan to purchase 1,957,300 shares of common stock issued in the subscription offering at $10.00 per share. The loan is secured by the shares and will be repaid by the ESOP with funds from the Bank’s discretionary contributions to the ESOP and earnings on ESOP assets. The Bank has committed to make discretionary contributions to the ESOP sufficient to service the loan over a period not to exceed 20 years. When loan payments are made, ESOP shares are allocated to participants based on relative compensation and expense is recorded. Participants receive their earned shares at the end of employment. Contributions to the ESOP were $1.5 million for the years ended December 31, 2013 and 2012, including dividends and interest received on unallocated shares of $49,000 and $40,000 in 2013 and 2012, respectively. Expense related to the ESOP, net of dividends and interest received on unallocated ESOP shares, was $847,000, $686,000 and $228,000 for the years ended December 31, 2013, 2012 and 2011, respectively. Shares held by the ESOP were as follows:
Profit Sharing Plan/401(k) Plan. The Company has a defined contribution plan (“profit sharing plan”) covering all of its eligible employees. Employees are eligible to participate in the profit sharing plan after attainment of age 21 and completion of one year of service. The Company provides a match of $0.50 on each $1.00 of contribution up to 6% of eligible compensation beginning April 1, 2007. The Company may also contribute an additional amount annually at the discretion of the Board of Directors. Contributions totaling $346,000, $384,000, and $396,000 were made for the years ended December 31, 2013, 2012 and 2011, respectively. |
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The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans. No definition available.
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Equity Incentive Plans (Notes)
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Dec. 31, 2013
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| Disclosure of Compensation Related Costs, Share-based Payments [Abstract] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Equity Incentive Plans | On June 27, 2006, the Company’s stockholders approved the BankFinancial Corporation 2006 Equity Incentive Plan, which authorized the Human Resources Committee of the Board of Directors of the Company to grant a variety of cash- and equity-based incentive awards, including stock options, stock appreciation rights, restricted stock, performance shares and other incentive awards, to employees and directors aggregating up to 3,425,275 shares of the Company’s common stock. The Human Resources Committee may grant stock options to purchase shares of the Company’s common stock to certain employees and directors of the Company. The exercise price for the stock options is the fair market value of the common stock on the dates of the grants. The stock options generally vest annually over 3 to 5 year periods; vesting is subject to acceleration in certain circumstances. The stock options will expire if not exercised within 5 years from the date of grant. The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model that uses the assumptions noted in the table below. The risk-free interest rate was determined using the yield available on the option grant date for a zero-coupon U.S. Treasury security with a term equivalent to the expected life of the option. The expected life for options granted represents the period the option is expected to be outstanding and was determined by applying the simplified method as allowed by SAB 107. The expected volatility for options issued in 2009 was determined using the Company’s historical data. Estimated forfeitures were assumed to be zero due to the lack of historical experience for the Company. There were no options granted in 2013 or 2012. The Company recognized $12,000 of stock-based compensation expenses relating to the granting of stock options for the year ended December 31, 2011. There was no expense recorded for the years ended December 31, 2013, and 2012. On September 2, 2011, the Human Resources Committee and the Board of Directors of the Company approved a one year extension of stock options granted in prior years that were scheduled to expire in September and December of 2011. After the extensions, the stock options expired in September and December of 2012. The extensions only involved the expiration date of the stock options and do not affect their other terms. There was no expense recorded with the extension of the options. The extended stock options provided the holders with an option to purchase 1,858,403 shares of the Company’s common stock at a weighted average exercise price of $16.62. As of December 31, 2013 and 2012, there were no stock options outstanding.
The Human Resources Committee of the Board of Directors may grant shares of restricted stock to certain employees and directors of the Company. The awards generally vest annually over varying periods from three to five years and vesting is subject to acceleration in certain circumstances. The cost of such awards will be accrued ratably as compensation expense over such respective periods based on expected vesting dates. The Company recognized $86,000, $41,000, and $41,000 of expenses relating to the grant of shares of restricted stock during the years ended December 31, 2013, 2012 and 2011, respectively. As of December 31, 2013, the total unrecognized compensation cost related to unvested shares of restricted stock was $150,000. The cost is expected to be recognized over a weighted average period of 18 months.
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The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Loan Commitments and Other Off-balance Sheet Activities (Notes)
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Dec. 31, 2013
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| Loan Commitments and Other Off-Balance Sheet Activities [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loan Commitments and Other Off-Balance Sheet Activities | The Company is party to various financial instruments with off-balance-sheet risk. The Company uses these financial instruments in the normal course of business to meet the financing needs of customers and to effectively manage exposure to interest rate risk. These financial instruments include commitments to extend credit, standby letters of credit, unused lines of credit, and commitments to sell loans. When viewed in terms of the maximum exposure, those instruments may involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated statements of financial condition. Credit risk is the possibility that a counterparty to a financial instrument will be unable to perform its contractual obligations. Interest rate risk is the possibility that, due to changes in economic conditions, the Company’s net interest income will be adversely affected. The following is a summary of the contractual or notional amount of each significant class of off-balance-sheet financial instruments outstanding. The Company’s exposure to credit loss in the event of nonperformance by the counterparty for commitments to extend credit, standby letters of credit, and unused lines of credit is represented by the contractual notional amount of these instruments. The contractual or notional amounts are as follows:
Commitments to extend credit are generally made for periods of 60 days or less. The fixed-rate loans commitment totaled $17.3 million with interest rates ranging from 2.25% to 5.04% and maturities ranging from 1 to 30 years. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if it is deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the customers. The collateral held varies, but primarily consists of single-family residential real estate. The Bank, as a member of Visa USA, received 51,404 unrestricted shares of Visa, Inc. Class B common stock in connection with Visa, Inc.’s initial public offering in 2007, and 32,398 additional shares of Class B common stock that were deposited into a litigation escrow that Visa, Inc. established under its retrospective responsibility plan. The retroactive responsibility plan obligates all former Visa USA members to indemnify Visa USA, in proportion to their equity interests in Visa USA, for certain litigation losses and expenses, including settlement expenses, for the lawsuits covered by the retrospective responsibility plan. The primary method for discharging the indemnification obligations under the retrospective responsibility plan is a reduction of the ratio at which the Visa, Inc. Class B shares held in the litigation escrow can be converted into publicly traded Class A common shares of Visa, Inc. Due to the restrictions that the retrospective responsibility plan imposes on the Company’s Visa, Inc. Class B shares, the Company has not recorded the Class B shares as an asset. |
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Loan Commitments And Other Off-Balance Sheet Activities [Text Block] No definition available.
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Fair Value (Notes)
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Dec. 31, 2013
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| Fair Value Disclosures [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Fair Value | Fair value is the exchange price that would be received for an asset or paid to transfer a liability (exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. There are three levels of inputs that may be used to measure fair values:
The Company used the following methods and significant assumptions to estimate the fair value of each type of financial instrument: Securities: The fair values of marketable equity securities are generally determined by quoted prices, in active markets, for each specific security (Level 1). If Level 1 measurement inputs are not available for a marketable equity security, we determine its fair value based on the quoted price of a similar security traded in an active market (Level 2). The fair values of debt securities are generally determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Loans Held for Sale: Loans held for sale are carried at the lower of cost or fair value, which is evaluated on a pool-level basis. The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan or other observable market data, such as outstanding commitments from third party investors (Level 2). Impaired Loans: At the time a loan is considered impaired, management measures impairment in accordance with ASC Topic 310. The fair value of impaired loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows. Impaired loans carried at fair value generally require a partial charge off and a specific valuation allowance for loan losses. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These real estate appraisals may include up to three approaches to value: the sales comparison approach, the income approach (for income-producing property) and the cost approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available, if applicable. Such adjustments may be significant and typically result in a Level 3 classification of the inputs for determining fair value. In addition, a discount is typically applied to account for sales and holding expenses. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements, or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation, and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly. The method utilized to estimate the fair value of loans does not necessarily represent an exit price. Other Real Estate Owned: Assets acquired through foreclosure or transfers in lieu of foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals. Although the fair value of the property normally will be based on an appraisal (or other evaluation), the valuation should be consistent with the price that a market participant will pay to purchase the property at the measurement date. Circumstances may exist that indicate that the appraised value is not an accurate measurement of the property's current fair value. Examples of such circumstances include changed economic conditions since the last appraisal, stale appraisals, or imprecision and subjectivity in the appraisal process (i.e., actual sales for less than the appraised amount). Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Mortgage Servicing Rights: On a quarterly basis, loan servicing rights are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. The fair values of mortgage servicing rights are based on a valuation model that calculates the present value of estimated net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income. The Company is able to compare the valuation model inputs and results to widely available published industry data for reasonableness (Level 2). The following table sets forth the Company’s financial assets that were accounted for at fair value and are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.
The following table sets forth the Company’s assets that were measured at fair value on a non-recurring basis:
Impaired loans, which are measured for impairment using the fair value of the collateral for collateral–dependent loans, had a carrying amount of $4.2 million, with a valuation allowance of $375,000 at December 31, 2013, compared to a carrying amount of $10.1 million and a valuation allowance of $1.7 million at December 31, 2012, resulting in a decrease in the provision for loan losses of $1.3 million for the year ended December 31, 2013. OREO is carried at the lower of cost or fair value less costs to sell, had a carrying value of $2.7 million less a valuation allowance of $902,000, or $1.8 million at December 31, 2013, compared to $10.5 million less a valuation allowance of $1.2 million, or $9.4 million at December 31, 2012. There were $550,000 of valuation adjustments of other real estate owned recorded for the year ended December 31, 2013. Mortgage servicing rights, which are carried at lower of cost or fair value, had a carrying amount of $198,000 at December 31, 2013, and $208,000 at December 31, 2012. A pre–tax recovery of $65,000 on our mortgage servicing rights portfolio was included in noninterest income for the year ended December 31, 2013, compared to a $55,000 provision for the same period in 2012. The following table presents quantitative information, based on certain empirical data with respect to Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2013:
The following table presents quantitative information, based on certain empirical data with respect to Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2012:
The carrying amount and estimated fair value of financial instruments is as follows:
For purposes of the above, the following assumptions were used: Cash and Cash Equivalents: The estimated fair values for cash and cash equivalents are based on their carrying value due to the short-term nature of these assets. Loans: The estimated fair value for loans has been determined by calculating the present value of future cash flows based on the current rate the Company would charge for similar loans with similar maturities, applied for an estimated time period until the loan is assumed to be repriced or repaid. The estimated fair values of loans held-for-sale are based on outstanding commitments from third party investors. FHLBC Stock: It is not practicable to determine the fair value of FHLBC stock due to the restrictions placed on its transferability. Deposit Liabilities: The estimated fair value for certificates of deposit has been determined by calculating the present value of future cash flows based on estimates of rates the Company would pay on such deposits, applied for the time period until maturity. The estimated fair values of noninterest-bearing demand, NOW, money market, and savings deposits are assumed to approximate their carrying values as management establishes rates on these deposits at a level that approximates the local market area. Additionally, these deposits can be withdrawn on demand. Borrowings: The estimated fair values of advances from the FHLBC and notes payable are based on current market rates for similar financing. The estimated fair value of securities sold under agreements to repurchase is assumed to equal its carrying value due to the short-term nature of the liability. Accrued Interest: The estimated fair values of accrued interest receivable and payable are assumed to equal their carrying value. Off-Balance-Sheet Instruments: Off-balance-sheet items consist principally of unfunded loan commitments, standby letters of credit, and unused lines of credit. The estimated fair values of unfunded loan commitments, standby letters of credit, and unused lines of credit are not material. While the above estimates are based on management’s judgment of the most appropriate factors, as of the balance sheet date, there is no assurance that the estimated fair values would have been realized if the assets were disposed of or the liabilities settled at that date, since market values may differ depending on the various circumstances. The estimated fair values would also not apply to subsequent dates. In addition, other assets and liabilities that are not financial instruments, such as premises and equipment, are not included in the above disclosures. |
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The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Company Only Condensed Financial Information (Notes)
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Dec. 31, 2013
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| Condensed Financial Information of Parent Company Only Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Company Only Condensed Financial Information | Condensed financial information of BankFinancial Corporation as of December 31, 2013 and 2012 and for the three years ended December 31, 2013 follows: Condensed Statements of Financial Condition
Condensed Statements of Operations
Condensed Statements of Cash Flows
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The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Selected Quarterly Financial Data (unaudited) (Notes)
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Dec. 31, 2012
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| Quarterly Financial Information Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Selected Quarterly Financial Data (unaudited) |
The Company recorded net income of $1.5 million for the fourth quarter of 2013. The Company’s net interest income before provision for loan losses increased to $11.5 million due to stronger loan originations and improved asset quality. The Company’s fourth quarter 2013 operating results included a $1.2 million recovery of loan losses. The recovery is primarily due to the growth in our loan portfolio was focused on loan types with lower loss ratios based on our historical loss experience and the historical loan loss factors improved as the losses incurred in earlier periods aged, therefore are weighted less in the calculation. Noninterest expense included $811,000 of nonperforming asset management and OREO expense.
The Company recorded a net loss of $25.0 million for the fourth quarter of 2012. The Company’s fourth quarter 2012 operating results included a $24.3 million provision for loan losses. In late 2012, the Company completed several actions to materially reduce future nonperforming asset expenses. The Company completed two bulk sales of certain nonperforming assets with a carrying value of $22.7 million, reclassified $7.5 million of loans as held-for-sale in preparation for a third bulk sale, and restructured $7.1 million of performing classified loans to enable the basis for their classification to be resolved in 2013. These actions resulted in pre-tax charges of $19.4 million. Noninterest expense included $3.6 million of nonperforming asset management and OREO expense. |
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The entire disclosure for the quarterly financial data in the annual financial statements. The disclosure may include a tabular presentation of financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income or loss before extraordinary items and earnings per share data. It also includes an indication if the information in the note is unaudited, comments on the aggregate effect of year-end adjustments, and an explanation of matters or transactions that affect comparability or are pertinent to an understanding of the information furnished. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Summary of Significant Accounting Policies (Policies)
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Dec. 31, 2013
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| Organization, Consolidation and Presentation of Financial Statements [Abstract] | |||||||||
| Basis of Presentation | Basis of Presentation: BankFinancial Corporation, a Maryland corporation headquartered in Burr Ridge, Illinois (the “Company”), is the owner of all of the issued and outstanding capital stock of BankFinancial, F.S.B. (the “Bank”). |
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| Principles of Consolidation | Principles of Consolidation: The consolidated financial statements include the accounts of and transactions of BankFinancial Corporation, the Bank, and the Bank’s wholly-owned subsidiaries, Financial Assurance Services, Inc. and BF Asset Recovery Corporation (collectively, “the Company”). All significant intercompany accounts and transactions have been eliminated. |
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| Use of Estimates | Use of Estimates: To prepare financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”), management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and future results could differ. The allowance for loan losses, mortgage servicing rights, deferred tax assets, goodwill, other intangible assets, stock-based compensation, impairment of securities and fair value of financial instruments are particularly subject to change and the effect of such change could be material to the financial statements. |
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| Cash Flows | Interest-bearing Deposits in Other Financial Institutions: Interest-bearing deposits in other financial institutions maturing in less than 90 days are carried at cost. Cash Flows: Cash and cash equivalents include cash, deposits with other financial institutions maturing in less than 90 days, and daily federal funds sold. Net cash flows are reported for customer loan and deposit transactions, interest bearing deposits in other financial institutions, borrowings, and advance payments by borrowers for taxes and insurance. |
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| Securities | Securities: Debt securities are classified as available-for-sale when they might be sold before maturity. Equity securities with readily determinable fair values are classified as available-for-sale. Securities available-for-sale are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income (loss), net of tax. Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are anticipated. Gains and losses on sales are based on the amortized cost of the security sold. Declines in the fair value of securities below their cost that are other-than-temporary are reflected as realized losses. In determining if losses are other-than-temporary, management considers: (1) the length of time and extent that fair value has been less than cost or adjusted cost, as applicable, (2) the financial condition and near term prospects of the issuer, and (3) whether the Company has the intent to sell the debt security or it is more likely than not that the Company will be required to sell the debt security before the anticipated recovery. |
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| Federal Home Loan Bank Stock | Federal Home Loan Bank Stock: The Bank is a member of the Federal Home Loan Bank system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. Federal Home Loan Bank of Chicago (“FHLBC”) stock is carried at cost and classified as a restricted security. Accounting guidance for FHLBC stock provides that, for impairment testing purposes, the value of long term investments such as our FHLBC common stock is based on the “ultimate recoverability” of the par value of the security without regard to temporary declines in value. Both cash and stock dividends are reported as income. |
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| Loans Held-for-Sale | Loans Held–for–Sale: Mortgage loans originated and intended for sale in the secondary market are carried at the lower of aggregate cost or estimated fair market value, as determined by outstanding commitments from investors. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Mortgage loans held–for–sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the fair value of the servicing right. Gains and losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. Held for investment loans that have been transferred to held-for-sale are carried at the lower of cost or fair value. For held-for-sale loans, any decreases in value after transfer below cost are recognized in mortgage banking revenue in the Consolidated Statements of Operations and increases in fair value above cost are not recognized until the loans are sold. The credit component of any write down upon transfer to held-for-sale is reflected in charge-offs to the allowance for loan losses. Fair market value is determined based on quoted market rates and our judgment of relevant market conditions. Gains and losses on the disposition of loans held-for-sale are determined on the specific identification method. Transferred mortgage loans sold in the secondary market are sold without retaining servicing rights. |
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| Loans And Loan Income | Loans and Loan Income: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, net of the allowance for loan losses, premiums and discounts on loans purchased, and net deferred loan costs. Interest income on loans is recognized in income over the term of the loan based on the amount of principal outstanding. Premiums and discounts associated with loans purchased are amortized over the contractual term of the loan using the level–yield method. Interest income is reported on the interest method and includes amortization of net deferred loan fees and costs over the contractual loan term, adjusted for prepayments. Interest income is discontinued at the time a loan is 90 days past due or when we do not expect to receive full payment of interest or principal. Past due status is based on the contractual terms of the loan. All interest accrued but not received for loans that have been placed on nonaccrual status is reversed against interest income. Interest received on such loans is accounted for on the cash–basis or cost–recovery method until qualifying for return to accrual status. Once a loan is placed on non-accrual status, the borrower must generally demonstrate at least six months of payment performance before the loan is eligible to return to accrual status. Generally, the Company utilizes the “90 days delinquent, still accruing” category of loan classification when: (1) the loan is repaid in full shortly after the period end date; (2) the loan is well secured and there are no asserted or pending legal barriers to its collection; or (3) the borrower has remitted all scheduled payments and is otherwise in substantial compliance with the terms of the loan, but the processing of payments actually received or the renewal of a loan has not occurred for administrative reasons. |
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| Impaired Loans | Impaired Loans: Impaired loans consist of nonaccrual loans and troubled debt restructurings (“TDRs”). A loan is considered impaired when, based on current information and events, management believes that it is probable that we will be unable to collect all amounts due (both principal and interest) according to the original contractual terms of the loan agreement. Once a loan is determined to be impaired, the amount of impairment is measured based on the loan's observable fair value, the fair value of the underlying collateral less selling costs if the loan is collateral-dependent, or the present value of expected future cash flows discounted at the loan's effective interest rate. If the measurement of the impaired loan is less than the recorded investment in the loan, the bank's allowance for the impaired collateral dependent loan under ASC 310-10-35 is based on fair value (less costs to sell), but the charge- off (the confirmed “loss”) is based on the higher appraised value. The remaining recorded investment in the loan after the charge-off will have a loan loss allowance for the amount by which the estimated fair value of the collateral (less costs to sell) is less than its appraised value. Impaired loans with specific reserves are reviewed quarterly for any changes that would affect the specific reserve. Any impaired loan for which a determination has been made that the economic value is permanently reduced is charged-off against the allowance for loan losses to reflect its current economic value in the period in which the determination has been made. At the time a collateral-dependent loan is initially determined to be impaired, we review the existing collateral appraisal. If the most recent appraisal is greater than a year old, a new appraisal is obtained on the underlying collateral. Appraisals are updated with a new independent appraisal at least annually and are formally reviewed by our internal appraisal department upon receipt of a new appraisal. All impaired loans and their related reserves are reviewed and updated each quarter. With an immaterial number of exceptions, all appraisals and internal reviews are current under this methodology at December 31, 2013. |
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| Purchased Impaired Loans | Purchased Impaired Loans: Purchased impaired loans are recorded at their estimated fair values on the respective purchase dates and are accounted for prospectively based on expected cash flows. No allowance for credit losses is recorded on these loans at the acquisition date. In determining the acquisition date fair value of purchased impaired loans, and in subsequent accounting, the Company reviews these loans on an individual basis. Expected future cash flows in excess of the fair value of loans at the purchase date (''accretable yield'') are recorded as interest income over the life of the loans if the timing and amount of the future cash flows can be reasonably estimated. The non-accretable yield represents estimated losses in the portfolio and is equal to the difference between contractually required payments and the cash flows expected to be collected at acquisition. Subsequent to the purchase date, increases in cash flows over those expected at the purchase date are recognized as interest income prospectively. The present value of any decreases in expected cash flows after the purchase date is recognized by recording a charge-off through the allowance for loan losses. |
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| Troubled Debt Restructurings | Troubled Debt Restructurings: A loan is classified as a troubled debt restructuring when a borrower is experiencing financial difficulties that leads to a restructuring of the loan, and the Company grants concessions to the borrower in the restructuring that it would not otherwise consider. These concessions may include rate reductions, principal forgiveness, extension of maturity date and other actions intended to minimize potential losses. In determining whether a debtor is experiencing financial difficulties, the Company considers if the debtor is in payment default or would be in payment default in the foreseeable future without the modification, the debtor declared or is in the process of declaring bankruptcy, there is substantial doubt that the debtor will continue as a going concern, the debtor has securities that have been or are in the process of being delisted, the debtor's entity-specific projected cash flows will not be sufficient to service any of its debt, or the debtor cannot obtain funds from sources other than the existing creditors at a market rate for debt with similar risk characteristics. In determining whether the Company has granted a concession, the Company assesses, if it does not expect to collect all amounts due, whether the current value of the collateral will satisfy the amounts owed, whether additional collateral or guarantees from the debtor will serve as adequate compensation for other terms of the restructuring, and whether the debtor otherwise has access to funds at a market rate for debt with similar risk characteristics. A loan that is modified at a market rate of interest will not be classified as troubled debt restructuring in the calendar year subsequent to the restructuring if it is in compliance with the modified terms. Payment performance prior and subsequent to the restructuring is taken into account in assessing whether it is likely that the borrower can meet the new terms. This may result in the loan being returned to accrual at the time of restructuring. A period of sustained repayment for at least six months generally is required for return to accrual status. Periodically, the Company will restructure a note into two separate notes (A/B structure), charging off the entire B portion of the note. The A note is structured with appropriate loan-to-value and cash flow coverage ratios that provide for a high likelihood of repayment. The A note is classified as a non-performing note until the borrower has displayed a historical payment performance for a reasonable time prior to and subsequent to the restructuring. A period of sustained repayment for at least six months generally is required to return the note to accrual status provided that management has determined that the performance is reasonably expected to continue. The A note will be classified as a restructured note (either performing or nonperforming) through the calendar year of the restructuring that the historical payment performance has been established. |
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| Allowance for Loan Losses | Allowance for Loan Losses: The Company establishes provisions for loan losses, which are charged to the Company’s results of operations to maintain the allowance for loan losses to absorb probable incurred credit losses in the loan portfolio. In determining the level of the allowance for loan losses, the Company considers past and current loss experience, trends in classified loans, evaluations of real estate collateral, current economic conditions, volume and type of lending, adverse situations that may affect a borrower’s ability to repay a loan and the levels of nonperforming and other classified loans. The amount of the allowance is based on estimates and the ultimate losses may vary from the estimates as more information becomes available or events change. The Company provides for loan losses based on the allowance method. Accordingly, all loan losses are charged to the related allowance and all recoveries are credited to it. Additions to the allowance for loan losses are provided by charges to income based on various factors that, in our judgment, deserve current recognition in estimating probable incurred credit losses. The Company reviews the loan portfolio on an ongoing basis and makes provisions for loan losses on a quarterly basis to maintain the allowance for loan losses in accordance with GAAP. The allowance for loan losses consists of two components:
The adjustments to historical loss experience are based on our evaluation of several factors, including levels of, and trends in, past due and classified loans; levels of, and trends in, charge–offs and recoveries; trends in volume and terms of loans, including any credit concentrations in the loan portfolio; experience and ability of lending management and other relevant staff; and national and local economic trends and conditions. The Company evaluates the allowance for loan losses based upon the combined total of the specific and general components. Generally, when the loan portfolio increases, absent other factors, the allowance for loan loss methodology results in a higher dollar amount of estimated probable incurred credit losses than would be the case without the increase. Conversely, when the loan portfolio decreases, absent other factors, the allowance for loan loss methodology generally results in a lower dollar amount of estimated probable losses than would be the case without the decrease. The loss ratio used in computing the required general loan loss reserve allowance for a given class of loan consists of (i) the actual loss ratio (measured on a weighted, rolling twelve-quarter basis), (ii) the change in credit quality within the specific loan class during the period, (iii) the actual inherent risk factor assigned to the specific loan class and (iv) the actual concentration of risk factor assigned to the specific loan class (collectively, “the Specific Loan Class Risk Factors”). The Specific Loan Class Risk Factors are weighted equally in the calculation. In addition, two additional quantitative factors, the National Economic risk factor and the Local Economic risk factor, are also components of the computation but are given different weightings in their computation due to their relative applicability to the specific loan class in the context of the effect of national and local economic conditions on their risk profile and performance. |
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| Uncollected Interest, Policy [Policy Text Block] | Except for purchased impaired loans, when a loan is on non-accrual status and the ultimate collectability of the total principal of an impaired loan is in doubt, all payments are applied to principal under the cost recovery method. Alternatively, when a loan is on non-accrual status but there is doubt concerning only the ultimate collectability of interest, contractual interest is credited to interest income only when received, under the cash basis method pursuant to the provisions of FASB ASC 310–10, as applicable. In all cases, the average balances are calculated based on the month–end balances of the financing receivables within the period reported pursuant to the provisions of FASB ASC 310–10, as applicable. |
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| Mortgage Servicing Rights | Mortgage Servicing Rights: Mortgage servicing rights are recognized separately when they are acquired through sales of loans. When mortgage loans are sold, servicing rights are initially recorded at fair value and gains on sales of loans are recorded in the statement of operations. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the servicing cost per loan, the discount rate, the escrow float rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported with amortization and impairment of servicing assets on the statement of operations. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income that is reported on the statement of operations as loan servicing fees is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal; or a fixed amount per loan and are recorded as income when earned. Late fees and ancillary fees related to loan servicing are not material. |
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| Other Real Estate Owned | Other Real Estate Owned: Real estate properties acquired in collection of a loan are initially recorded at fair value less cost to sell at acquisition, establishing a new cost basis. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Operating expenses, gains and losses on disposition, and changes in the valuation allowance are reported in noninterest expense as operations of other real estate owned ("OREO"). |
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| Premises and Equipment | Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Depreciation is included in noninterest expense and is computed on the straight-line method over the estimated useful lives of the assets. Useful lives are estimated to be 25 to 40 years for buildings and improvements that extend the life of the original building, ten to 20 years for routine building improvements, five to 15 years for furniture and equipment, two to five years for computer hardware and software and no greater than four years on automobiles. The cost of maintenance and repairs is charged to expense as incurred and significant repairs are capitalized. |
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| Goodwill and Other Intangible Assets | Goodwill and Other Intangible Assets: Goodwill represents the excess of cost over the fair value of the net assets of businesses acquired. Goodwill and other intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but instead tested for impairment at least annually. The Company has selected December 31 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. The annual impairment analysis of goodwill includes identification of reporting units, the determination of the carrying value of each reporting unit, including the existing goodwill and intangible assets, and estimating the fair value of each reporting unit. The Company identified one significant reporting unit—banking operations. The Company determined the fair value of our reporting unit and compared it to its carrying amount. If the carrying amount of a reporting unit exceeds its fair value, we are required to perform a second step to the impairment test. Our annual impairment analysis as of December 31, 2011, indicated that the step two analysis was necessary. It was determined that the implied value of goodwill was less than the carrying amount, and the Company reduced the full carrying amount of goodwill with a charge to earnings. Core deposit intangible assets (“CDI”), are recognized apart from goodwill at the time of acquisition based on valuations prepared by independent third parties or other estimates of fair value. In preparing such valuations, variables such as deposit servicing costs, attrition rates, and market discount rates are considered. CDI assets are amortized to expense over their useful lives. |
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| Bank Owned Life Insurance | Bank Owned Life Insurance: The Company has purchased life insurance policies on certain key executives. The Company owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. |
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| Long-Term Assets | Long-Term Assets: Premises and equipment, core deposit and other intangible assets, and other long-term assets are reviewed for impairment when events indicate that their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value. |
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| Loan Commitments and Related Financial Instruments | Loan Commitments and Related Financial Instruments: Financial instruments include off-balance-sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. |
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| Income Taxes | Income Taxes: Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Under GAAP, a deferred tax asset valuation allowance is required to be recognized if it is “more likely than not” that the deferred tax asset will not be realized. The determination of the realizability of the deferred tax assets is highly subjective and dependent upon judgment concerning management’s evaluation of both positive and negative evidence, the forecasts of future taxable income, applicable tax planning strategies, and assessments of current and future economic and business conditions. The Company considers both positive and negative evidence regarding the ultimate realizability of our deferred tax assets. Examples of positive evidence may include the existence, if any, of taxes paid in available carry-back years and the likelihood that taxable income will be generated in future periods. Examples of negative evidence may include a cumulative loss in the current year and prior two years and negative general business and economic trends. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. The effect on deferred tax assets and liabilities of a change in tax rates is recognized in income in the period of the enactment date. Deferred tax assets are reduced by a valuation allowance when, in the opinion of management, it is more likely than not that some portion, or all, of the deferred tax asset will not be realized. In assessing the realization of deferred tax assets, management evaluates both positive and negative evidence, including the existence of any cumulative losses in the current year and the prior two years, the amount of taxes paid in available carry-back years, the forecasts of future income, taking into account applicable tax planning strategies, and assessments of current and future economic and business conditions. This analysis is updated quarterly and adjusted as necessary. At December 31, 2013 and 2012, after considering both positive and negative evidence, the Company determined that a full valuation allowance for deferred tax assets was required. |
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| Retirement Plans | Retirement Plans: Employee 401(k) and profit sharing plan expense is the amount of matching contributions and any annual discretionary contribution made at the discretion of the Company’s Board of Directors. Deferred compensation expense allocates the benefits over years of service. |
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| Employee Stock Ownership Plan (ESOP) | Employee Stock Ownership Plan (“ESOP”): The cost of shares issued to the ESOP, but not yet allocated to participants, is shown as a reduction of stockholders’ equity. Compensation expense is based on the market price of shares as they are committed to be released to participant accounts. Dividends on allocated ESOP shares reduce retained earnings; dividends on unearned ESOP shares reduce debt and accrued interest. |
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| Earnings (Loss) Per Common Share | Earnings (Loss) Per Common Share: Basic earnings (loss) per common share is net income (loss) divided by the weighted average number of common shares outstanding during the period. ESOP shares are considered outstanding for this calculation unless unearned. Diluted earnings (loss) per common share is net income (loss) divided by the weighted average number of common shares outstanding during the period plus the dilutive effect of restricted stock shares and the additional potential shares issuable under stock options. |
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| Loss Contingencies | Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe that there are such matters that will have a material effect on the financial statements as of December 31, 2013. |
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| Restrictions on Cash | Restrictions on Cash: Cash on hand or on deposit with the Federal Reserve Bank which is required to meet regulatory reserve and clearing requirements, based on a percentage of deposits. |
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| Fair Value of Financial Instruments | Fair Values of Financial Instruments: Fair values of financial instruments are estimated using relevant market value information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. |
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| Comprehensive Income (Loss) | Comprehensive Income (Loss): Comprehensive income (loss) consists of net income (loss) and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities, which are also recognized as separate components of stockholders’ equity. |
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| Stock-based Compensation | Stock-based Compensation: Compensation cost is recognized for stock options and restricted stock awards issued to employees, based on the fair value of these awards at the date of grant. The Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used for restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period. |
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| Transfers of Financial Assets | Transfers of Financial Assets: Transfers of financial assets are accounted for as sales when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. |
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| Operating Segments | Operating Segments: While management monitors the revenue streams of the various products and services, operations are managed and financial performance is evaluated on a Company-wide basis. Operating results are not reviewed by senior management to make resource allocation or performance decisions. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment. |
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| Reclassifications | Reclassifications: Certain reclassifications have been made in the prior year’s financial statements to conform to the current year’s presentation. |
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| Recent Accounting Pronouncements | Recent Accounting Pronouncements |
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Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Entity's cash and cash equivalents accounting policy with respect to restricted balances. Restrictions may include legally restricted deposits held as compensating balances against short-term borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits; however, time deposits and short-term certificates of deposit are not generally included in legally restricted deposits. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for commitments and contingencies, which may include policies for recognizing and measuring loss and gain contingencies. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for comprehensive income. No definition available.
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Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for ESOP transactions, including the method of measuring compensation, the classification of dividends on ESOP shares, and the treatment of ESOP shares for EPS computations. If the employer has both old ESOP shares for which it does not adopt new guidance and new ESOP shares for which new guidance is required, these disclosures are required for both blocks of shares. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for determining the fair value of financial instruments. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for those finance, loan and lease receivables classified as held for sale. This disclosure may include how the entity determines when to classify a loan or receivable as held for sale, the basis at which such receivables are carried in the entity's statements of financial position, how such receivables are valued, the method used to determine the lower of cost or fair value (that is, on an aggregate or individual asset basis), the treatment of commitment and other fees and origination costs, and how transfers to and from the held for investment portfolio are accounted for. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for goodwill and intangible assets. This accounting policy also may address how an entity assesses and measures impairment of goodwill and intangible assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for loan commitments accounted for as derivatives, including the methods and assumptions used to estimate fair value and any associated hedging strategies. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for the lending, securitization, sales, transfers and servicing practices for mortgage banking activities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for deeming amounts due from a borrower as not being in compliance with principal and interest payment terms, describes the method for valuing a loan in such status, and indicates whether interest contractually accruing thereon is being recognized as income. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of the accounting policy for reporting real estate acquired by the entity through exercise of a right to purchase the property securing a borrowing, usually at auction, after the borrower has defaulted. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of the accounting policy for loan agreements whose terms have been modified because of the inability of the borrower for financial reasons to comply with the terms of the original loan agreement. A creditor discloses material facts pertaining to significant modifications. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of accounting policy for investments in debt and equity securities that have readily determinable fair values (marketable securities). At a minimum, the disclosure might address accounting policies for investments classified as trading, available for sale, or held to maturity and may include how the entity determines whether impairments of available for sale or held to maturity investments are other than temporary, how the fair values of the entity's securities are determined, and the entity's accounting treatment for transfers between investment categories. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Disclosure of the adoption of new accounting pronouncements that may impact the entity's financial reporting. No definition available.
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| X | ||||||||||
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- Definition
Disclosure of accounting policy for pension and other postretirement benefit plans. This accounting policy may address (1) the types of plans sponsored by the entity, and the benefits provided by each plan (2) groups that participate in (or are covered by) each plan (3) how plan assets, liabilities and expenses are measured, including the use of any actuaries and (4) significant assumptions used by the entity to value plan assets and liabilities and how such assumptions are derived. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Disclosure of accounting policy for reclassifications that affects the comparability of the financial statements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Disclosure of accounting policy for property, plant and equipment which may include the basis of such assets, depreciation methods used and estimated useful lives, the entity's capitalization policy, including its accounting treatment for costs incurred for repairs and maintenance activities, whether such asset balances include capitalized interest and the method by which such is calculated, how disposals of such assets are accounted for and how impairment of such assets is assessed and recognized. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Disclosure of accounting policy for segment reporting. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Disclosure of accounting policy for stock option and stock incentive plans. This disclosure may include (1) the types of stock option or incentive plans sponsored by the entity (2) the groups that participate in (or are covered by) each plan (3) significant plan provisions and (4) how stock compensation is measured, and the methodologies and significant assumptions used to determine that measurement. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Disclosure of accounting policy for transfers and servicing financial assets, including securitization transactions as well as repurchase and resale agreements. This disclosure may include how the entity (1) determines whether a transaction is accounted for as a sale; (2) accounts for a sale transaction, including the initial and subsequent accounting for any interests that the entity obtains or continues to hold in the transaction, how such interests are valued, and the significant assumptions used in the valuation; (3) accounts for a transaction that does not qualify for sale treatment (that is, a financing); and (4) accounts for its servicing assets and liabilities ("servicing"), including how such servicing is measured initially and subsequently, and the methodology and significant assumptions used to value such servicing. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Summary of Significant Accounting Policies Uncollected interest policy (Policies)
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12 Months Ended |
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Dec. 31, 2013
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| Organization, Consolidation and Presentation of Financial Statements [Abstract] | |
| Uncollected Interest, Policy [Policy Text Block] | Except for purchased impaired loans, when a loan is on non-accrual status and the ultimate collectability of the total principal of an impaired loan is in doubt, all payments are applied to principal under the cost recovery method. Alternatively, when a loan is on non-accrual status but there is doubt concerning only the ultimate collectability of interest, contractual interest is credited to interest income only when received, under the cash basis method pursuant to the provisions of FASB ASC 310–10, as applicable. In all cases, the average balances are calculated based on the month–end balances of the financing receivables within the period reported pursuant to the provisions of FASB ASC 310–10, as applicable. |
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- Definition
Uncollected Interest, Policy [Policy Text Block] No definition available.
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- Details
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Earnings (Loss) Per Share (Tables)
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Dec. 31, 2013
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| Earnings Per Share [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Reconciliation of Basic and Diluted Earnings Per Share |
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- Details
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- Definition
Tabular disclosure of an entity's basic and diluted earnings per share calculations. No definition available.
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Securities (Tables)
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Dec. 31, 2013
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| Investments, Debt and Equity Securities [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Unrealized gains and losses recognized in accumulated other comprehensive income (loss) | The fair value of securities and the related gross unrealized gains and losses recognized in accumulated other comprehensive income (loss) is as follows:
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| Amortized cost and fair values of securities | The amortized cost and fair values of securities at December 31, 2013 by contractual maturity are shown below. Securities not due at a single maturity date are shown separately. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.
Sales of securities were as follows:
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| Securities with unrealized losses | Securities with unrealized losses at December 31, 2013 and 2012 not recognized in income are as follows:
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- Definition
Tabular disclosure of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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| X | ||||||||||
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- Definition
Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value. No definition available.
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- Definition
For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value). Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Loans Receivable (Tables)
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Dec. 31, 2013
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Dec. 31, 2012
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| Receivables [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Loans receivable | Loans receivable are as follows:
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| Allowance for loan losses and the loans receivable by portfolio segment | The following tables present the balance in the allowance for loan losses and the loans receivable by portfolio segment and based on impairment method:
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| Allowance for loan losses | Activity in the allowance for loan losses is as follows:
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| Loans Individually Evaluated For Impairment By Class Loans | The following table presents loans individually evaluated for impairment by class loans, excluding purchased impaired loans:
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| Carrying Amount Of Purchased Impaired Loans | The carrying amount of these purchased impaired loans is as follows:
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| Accretable Yield Or Income Expected To Be Collected Related To Purchased Impaired Loans | Accretable yield, or income expected to be collected, related to purchased impaired loans is as follows:
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| Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period | Purchased impaired loans for which it was probable at the date of acquisition that all contractually required payments would not be collected are as follows:
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| Schedule of Financing Receivables, Non Accrual Status | The following table presents the recorded investment in nonaccrual and loans past due over 90 days still on accrual by class of loans, excluding purchased impaired loans:
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| Past Due Financing Receivables | The following tables presents the aging of the recorded investment in past due loans at December 31, 2013 by class of loans:
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The following tables presents the aging of the recorded investment in past due loans as December 31, 2012 by class of loans:
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| Recorded Investment In Past Due Purchased Impaired Loans |
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| Troubled Debt Restructurings on Financing Receivables | The following table presents loans classified as TDRs:
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| Loans By Class Modified As Troubled Debt Restructuring On Financing Receivables | The following tables present TDRs that occurred during the year:
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| Loans By Class Modified As Troubled Debt Restructurings With Payment Default | The following table presents TDRs for which there was a payment default within twelve months following the modification:
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| Financing Receivable Credit Quality Indicators | As of December 31, 2013, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
As of December 31, 2012, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:
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| X | ||||||||||
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- Definition
Accretable yield, or income expected to be collected, related to purchased impaired loans. No definition available.
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| X | ||||||||||
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- Definition
Carrying amount of purchased impaired loans. No definition available.
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| X | ||||||||||
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- Definition
Loans by class modified as troubled debt restructuring on financing receivables. No definition available.
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| X | ||||||||||
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- Definition
Loans by class modified as troubled debt restructurings with payment default. No definition available.
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| X | ||||||||||
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- Definition
Loans individually evaluated for impairment by class loans. No definition available.
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| X | ||||||||||
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- Definition
Loans receivable based on impairment method. No definition available.
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| X | ||||||||||
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- Definition
Recorded investment in past due purchased impaired loans. No definition available.
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| X | ||||||||||
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- Definition
Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer. No definition available.
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| X | ||||||||||
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- Definition
Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Details
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| X | ||||||||||
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- Definition
Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Tabular disclosure of financing receivables and troubled debt restructurings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Secondary Mortgage Market Activities (Tables)
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12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2013
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| Mortgage Banking [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Servicing Assets at Amortized Value | Activity for capitalized mortgage servicing rights and the related valuation allowance was as follows.
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| Schedule of Fair Value Assumptions | Significant assumptions are as follows:
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| Schedule of Servicing Assets at Fair Value | Key economic assumptions used in measuring the fair value of the Company’s mortgage servicing rights as of December 31, 2013 and the effect on the fair value of our mortgage servicing rights from adverse changes in those assumptions, are as follows:
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| Schedule of Finite-Lived Intangible Assets, Future Amortization Expense | The weighted average amortization period is 51 months. The estimated amortization expense for each of the next five years is as follows:
Estimated amortization expense for each of the next five years is as follows:
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| X | ||||||||||
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- Definition
Schedule Of Transfer For Servicing Cash Flows Fair Value Assumptions [Table Text Block] No definition available.
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| X | ||||||||||
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- Details
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| X | ||||||||||
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- Definition
Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets. No definition available.
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| X | ||||||||||
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- Definition
Tabular disclosure of a sensitivity analysis or stress test showing the hypothetical effect on the fair value of the transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) of two or more unfavorable variations from the expected levels for each key assumption that is reported, independently determined from any change in another key assumption, and a description of the objectives, methodology, and limitations of the sensitivity analysis or stress test. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Tabular disclosure of the activity in the balance of servicing assets subsequently measured at amortized value (including a description of where changes in carrying value are reported in the statement of income for each period for which results of operations are presented), including but not limited to, the following: beginning and ending balances, additions (through purchases of servicing assets and servicing assets that result from transfers of financial assets), disposals, amortization, application of valuation allowances, other-than-temporary impairments, and other changes that affect the balance along with a description of those changes. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Premises and Equipment (Tables)
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Dec. 31, 2013
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| Property, Plant, Equipment And Leases [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Property, Plant and Equipment | Year end premises and equipment are as follows:
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| Schedule of Future Minimum Rental Payments and Receipts for Operating Leases | The Company has subleased some of its branch facilities and currently is entitled to receive income as follows:
The projected minimum rental expense under existing leases, not including taxes, insurance, and maintenance, as of December 31, 2013 is as follows:
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- Details
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- Definition
Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Tabular disclosure of future minimum payments required in the aggregate and for each of the five succeeding fiscal years for operating leases having initial or remaining noncancelable lease terms in excess of one year and the total minimum rentals to be received in the future under noncancelable subleases as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Goodwill and Core Intangible (Tables)
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12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2013
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| Goodwill and Intangible Assets Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Goodwill | The changes in the carrying amount of goodwill and accumulated impairment charge are as follows:
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| Schedule of Finite-Lived Intangible Assets | The following table presents the changes in the carrying amount of core deposit intangible, gross carrying amount, accumulated amortization, and net book value:
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| Schedule of Finite-Lived Intangible Assets, Future Amortization Expense | The weighted average amortization period is 51 months. The estimated amortization expense for each of the next five years is as follows:
Estimated amortization expense for each of the next five years is as follows:
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- Definition
Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets. No definition available.
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- Definition
Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Deposits (Tables)
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Dec. 31, 2013
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| Deposits [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule Of Deposits By Type | omposition of deposits are as follows:
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| Schedule Of Maturities For Total Time Deposits | Scheduled maturities of certificates of deposit for the next five years are as follows:
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- Definition
Schedule Of Deposits By Type [Table Text Block] No definition available.
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- Definition
Schedule Of Maturities For Total Time Deposits [Table Text Block] No definition available.
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Borrowings (Tables)
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Dec. 31, 2013
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| Debt Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Long-term Debt Instruments | Year end borrowed funds are as follows:
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- Definition
Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation. No definition available.
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Income Taxes (Tables)
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Dec. 31, 2013
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| Income Tax Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Income Tax Expense (Benefit) | he income tax expense is as follows:
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| Schedule of Effective Income Tax Rate | A reconciliation of the provision for income taxes computed at the statutory federal corporate tax rate of 34% for 2013, 2012 and 2011 to the income tax expense in the consolidated statements of operations follows:
Retained earnings at December 31, 2013 and 2012 include $14.9 million for which no deferred federal income tax liability has been recorded. This amount represents an allocation of income to bad debt deductions for tax purposes alone.
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| Schedule of Deferred Assets And Liabilities | The net deferred tax asset is as follows:
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| Schedule of Unrecognized Tax Benefits | A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:
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- Details
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- Definition
Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Tabular disclosure of the change in unrecognized tax benefits. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Regulatory Matters (Tables)
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Dec. 31, 2013
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| Regulated Operations [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | Actual capital levels and minimum required levels for the Bank were:
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| Schedule of Reconciliation of Bank's Equity | A reconciliation of the Bank’s equity under GAAP to regulatory capital is as follows:
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- Definition
Schedule Of Reconciliation Of Bank's Equity [Table Text Block] No definition available.
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- Definition
Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Employee Benefit Plans (Tables)
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12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2013
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| Compensation and Retirement Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Employee Stock Ownership Plan (ESOP) Disclosures | Shares held by the ESOP were as follows:
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- Definition
Tabular disclosure of the description of the plan, the basis for determining contributions, including the employee groups covered, and the nature and effect of significant matters affecting comparability of information for all periods presented. For leveraged ESOPs and pension reversion ESOPs, the disclosure may include the basis for releasing shares and how dividends on allocated and unallocated shares are used. Disclosure may also include a description of the accounting policies followed for ESOP transactions, including the method of measuring compensation, the classification of dividends on ESOP shares, and the treatment of ESOP shares for EPS computations. If the employer has both old ESOP shares for which it does not adopt the latest guidance and new ESOP shares for which the new guidance is required, the accounting policies for both blocks of shares may be described. Disclosure may also include he amount of compensation cost recognized during the period, the number of allocated shares, committed-to-be-released shares, and suspense shares held by the ESOP at the balance-sheet date, the fair value of unearned ESOP shares at the balance-sheet date for shares accounted for under the latest guidance, the existence and nature of any repurchase obligation, including disclosure of the fair value of the shares allocated as of the balance sheet date, which are subject to a repurchase obligation. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Equity Incentive Plans (Tables)
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12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2013
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| Disclosure of Compensation Related Costs, Share-based Payments [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Stock Option Activity | As of December 31, 2013 and 2012, there were no stock options outstanding.
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| Schedule of Unvested Shares of Restricted Stock |
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- Definition
Disclosure of the number and weighted-average grant date fair value for restricted stock and restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock and restricted stock units that were granted, vested, or forfeited during the year. No definition available.
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| X | ||||||||||
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- Definition
Tabular disclosure of the number and weighted-average exercise prices (or conversion ratios) for share options (or share units) that were outstanding at the beginning and end of the year, vested and expected to vest, exercisable or convertible at the end of the year, and the number of share options or share units that were granted, exercised or converted, forfeited, and expired during the year. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Loan Commitments and Other Off-balance Sheet Activities (Tables)
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12 Months Ended | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dec. 31, 2013
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| Commitments and Contingencies Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Off-balance Sheet Instruments Outstanding | The contractual or notional amounts are as follows:
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- Details
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| X | ||||||||||
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- Definition
Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Fair Value (Tables)
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Dec. 31, 2013
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| Fair Value Disclosures [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Schedule of Company's financial instruments measured at fair values | The following table sets forth the Company’s financial assets that were accounted for at fair value and are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.
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| Schedule of Company's financial instruments measured on non recurring at fair values | The following table sets forth the Company’s assets that were measured at fair value on a non-recurring basis:
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| Schedule of fair value quantitative information | The following table presents quantitative information, based on certain empirical data with respect to Level 3 fair value measurements for financial instruments measured at fair value on a non-recurring basis at December 31, 2013:
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| Carrying amount and estimated fair value of financial instruments | The carrying amount and estimated fair value of financial instruments is as follows:
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- Definition
Fair Value, by balance sheet grouping. No definition available.
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- Definition
Tabular disclosure of the inputs and valuation techniques used to measure fair value, and a discussion of changes in valuation techniques and related inputs, if any, used to measure similar assets in prior periods (non-recurring basis) by class of asset or liability. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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- Definition
Tabular disclosure of quantitative information about the inputs used in the fair value measurement of assets. This disclosure may include, but is not limited to, the fair value of the asset, valuation technique used to measure fair value, the inputs used to measure fair value, the ranges of the inputs, and the weighted averages of the inputs. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
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- Definition
Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Company Only Condensed Financial Information (Tables)
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Dec. 31, 2013
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| Condensed Financial Information of Parent Company Only Disclosure [Abstract] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Condensed Statements of Financial Condition | Condensed Statements of Financial Condition
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| Condensed Statements of Operations | Condensed Statements of Operations
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| Condensed Statements of Cash Flows | Condensed Statements of Cash Flows
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- Details
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- Definition
Tabular disclosure of a condensed balance sheet. Disclosure may include, but is not limited to, balance sheets of consolidated entities and consolidation eliminations. No definition available.
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| X | ||||||||||
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- Definition
Tabular disclosure of a condensed cash flow statement. Disclosure may include, but is not limited to, cash flow statements of consolidated entities and consolidation eliminations. No definition available.
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| X | ||||||||||
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- Definition
Tabular disclosure of a condensed income statement. Disclosure may include, but is not limited to, income statements of consolidated entities and consolidation eliminations. No definition available.
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Selected Quarterly Financial Data (unaudited) (Tables)
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Dec. 31, 2012
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Dec. 31, 2013
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| Quarterly Financial Information Disclosure [Abstract] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Selected Quarterly Financial Data |
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- Details
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- Definition
Tabular disclosure of the quarterly financial data in the annual financial statements. The disclosure includes financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income (loss) before extraordinary items and cumulative effect of a change in accounting principle and earnings per share data. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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- Definition
Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment. No definition available.
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Summary of Significant Accounting Policies - Income Taxes (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
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Dec. 31, 2012
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Dec. 31, 2011
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| Organization, Consolidation and Presentation of Financial Statements [Abstract] | |||
| Unrecognized tax benefits | $ 65 | $ 125 | $ 223 |
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- Details
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- Definition
The gross amount of unrecognized tax benefits pertaining to uncertain tax positions taken in tax returns as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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Earnings (Loss) Per Share (Details) (USD $)
In Thousands, except Share data, unless otherwise specified |
3 Months Ended | 12 Months Ended | |||||||||
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Dec. 31, 2013
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Sep. 30, 2013
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Jun. 30, 2013
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Mar. 31, 2013
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Dec. 31, 2012
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Sep. 30, 2012
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Jun. 30, 2012
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Mar. 31, 2012
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Dec. 31, 2013
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Dec. 31, 2012
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Dec. 31, 2011
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| Earnings (Loss) Per Share, Basic and Diluted [Abstract] | |||||||||||
| Net income (loss) available to common stockholders | $ 1,505 | $ 1,039 | $ 76 | $ 678 | $ (25,022) | $ (5,222) | $ 798 | $ 2,337 | $ 3,298 | $ (27,109) | $ (48,696) |
| Average common shares outstanding (shares) | 21,091,399 | 21,072,966 | 21,072,966 | ||||||||
| Less: | |||||||||||
| Unearned ESOP shares (shares) | (1,054,140) | (1,182,495) | (1,294,478) | ||||||||
| Unvested restricted stock shares (shares) | (16,421) | (1,954) | (8,465) | ||||||||
| Weighted average common shares outstanding (shares) | 20,020,838 | 19,888,517 | 19,770,023 | ||||||||
| Add - Net effect of dilutive stock options and unvested restricted stock | 4,483 | 0 | 0 | ||||||||
| Weighted average diluted common shares outstanding (shares) | 20,025,321 | 19,888,517 | 19,770,023 | ||||||||
| Basic earnings (loss) per common share (usd per share) | $ 0.08 | $ 0.05 | $ 0.00 | $ 0.03 | $ (1.25) | $ (0.26) | $ 0.04 | $ 0.12 | $ 0.16 | $ (1.36) | $ (2.46) |
| Diluted earnings (loss) per common share (usd per share) | $ 0.08 | $ 0.05 | $ 0.00 | $ 0.03 | $ (1.25) | $ (0.26) | $ 0.04 | $ 0.12 | $ 0.16 | $ (1.36) | $ (2.46) |
| Number of anti-dilutive stock options excluded from the diluted earnings per share calculation (shares) | 0 | 0 | 2,075,553 | ||||||||
| Weighted average exercise price of anti-dilutive option shares (usd per share) | $ 0.00 | $ 0.00 | $ 16.54 | ||||||||
| X | ||||||||||
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- Definition
Unearned employee stock ownership plan shares. No definition available.
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- Definition
Weighted average exercise price of anti - dilutive stock options. No definition available.
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- Definition
Weighted average number of shares outstanding basic gross. No definition available.
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| X | ||||||||||
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- Definition
Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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| X | ||||||||||
|
- Definition
The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Number of shares of restricted stock determined by relating the portion of time within a reporting period that restricted shares have been outstanding to the total time in that period. Restricted shares are subject to sales, contractual, regulatory or other restrictions that prevent or inhibit the holder from freely disposing of them before the restriction ends. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of debt securities categorized neither as held-to-maturity nor trading. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This item represents the gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities. No definition available.
|
|
Securities - Amortized Cost and Fair Value (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Amortized cost and fair values of securities | ||
| Due in one year or less, amortized cost | $ 65,190 | |
| Available-for-sale Securities, Debt Maturities, Next Rolling Twelve Months, Fair Value | 65,197 | |
| Total amortized cost | 109,805 | 76,031 |
| Total Fair value | 110,907 | 77,832 |
|
Equity mutual fund [Member]
|
||
| Amortized cost and fair values of securities | ||
| Total amortized cost | 500 | 500 |
| Total Fair value | 497 | 528 |
|
Mortgage - backed securities - residential [Member]
|
||
| Amortized cost and fair values of securities | ||
| Total amortized cost | 27,229 | 32,572 |
| Total Fair value | 28,364 | 34,233 |
|
Collateralized mortgage obligations - residential [Member]
|
||
| Amortized cost and fair values of securities | ||
| Total amortized cost | 16,851 | 9,111 |
| Total Fair value | 16,814 | 9,204 |
|
SBA-guaranteed loan participation certificates [Member]
|
||
| Amortized cost and fair values of securities | ||
| Total amortized cost | 35 | 42 |
| Total Fair value | $ 35 | $ 42 |
| X | ||||||||||
|
- Definition
This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of available-for-sale debt securities at cost, net of adjustments, maturing in the next rolling twelve months following the latest balance sheet presented. Adjustments include, but are not limited to, accretion, amortization, collection of cash, previous other-than-temporary impairments (OTTI) recognized in earnings (less cumulative-effect adjustments, as defined) and fair value hedge accounting adjustments. No definition available.
|
| X | ||||||||||
|
- Definition
Amount of available-for-sale debt securities at fair value maturing in the next rolling twelve months following the latest balance sheet presented. No definition available.
|
| X | ||||||||||
|
- Definition
Amount of debt securities categorized neither as held-to-maturity nor trading. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Securities - Proceeds and Gross Gains (Losses) From Sale of Securities (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Investments, Debt and Equity Securities [Abstract] | |||
| Proceeds | $ 0 | $ 0 | $ 9,677 |
| Gross gains | 0 | 0 | 0 |
| Gross losses | $ 0 | $ 0 | $ 0 |
| X | ||||||||||
|
- Definition
This item represents the gross profit realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for twelve months or longer for securities which are categorized neither as held-to-maturity nor trading securities. No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of the excess of amortized cost basis over fair value of securities in a loss position and categorized neither as held-to-maturity nor trading securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of the excess of amortized cost basis over fair value of securities that have been in a loss position for less than twelve months for securities categorized neither as held-to-maturity nor trading securities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This item represents the gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities. No definition available.
|
|
Securities - Narrative (Details) (USD $)
In Millions, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Investments, Debt and Equity Securities [Abstract] | ||
| Available-For-Sale Securities Pledged As Collateral, Carrying Value | $ 8.0 | $ 9.4 |
| X | ||||||||||
|
- Definition
Available-For-Sale Securities Pledged As Colletaeral, Carrying Value No definition available.
|
| X | ||||||||||
|
- Details
|
|
Loans Receivable (Details) (USD $)
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
Dec. 31, 2010
|
|---|---|---|---|---|
| Loans receivable | ||||
| Total loans | $ 1,111,261,000 | $ 1,047,755,000 | ||
| Net deferred loan origination costs | 970,000 | 745,000 | ||
| Allowance for loan losses | (14,154,000) | (18,035,000) | (31,726,000) | (22,180,000) |
| Loans, net | 1,098,077,000 | 1,030,465,000 | ||
|
One-to-four family residential real estate loans [Member]
|
||||
| Loans receivable | ||||
| Total loans | 201,382,000 | 218,596,000 | ||
| Allowance for loan losses | (3,848,000) | (4,726,000) | ||
|
Multi-family mortgage loans [Member]
|
||||
| Loans receivable | ||||
| Total loans | 396,058,000 | 352,019,000 | ||
| Allowance for loan losses | (4,444,000) | (4,580,000) | ||
|
Nonresidential Real Estate [Member]
|
||||
| Loans receivable | ||||
| Total loans | 263,567,000 | 264,672,000 | ||
| Allowance for loan losses | (3,735,000) | (5,545,000) | ||
|
Construction and land loans [Member]
|
||||
| Loans receivable | ||||
| Total loans | 6,570,000 | 8,552,000 | ||
| Allowance for loan losses | (393,000) | (1,031,000) | ||
|
Commercial loans [Member]
|
||||
| Loans receivable | ||||
| Total loans | 54,255,000 | 61,388,000 | ||
| Allowance for loan losses | (731,000) | (1,324,000) | ||
|
Commercial leases [Member]
|
||||
| Loans receivable | ||||
| Total loans | 187,112,000 | 139,783,000 | ||
| Allowance for loan losses | (946,000) | (666,000) | ||
|
Consumer loans [Member]
|
||||
| Loans receivable | ||||
| Total loans | 2,317,000 | 2,745,000 | ||
| Allowance for loan losses | (57,000) | (163,000) | ||
|
Nonresidential real estate loans [Member]
|
||||
| Loans receivable | ||||
| Total loans | $ 263,567,000 | $ 264,672,000 |
| X | ||||||||||
|
- Definition
Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Loans Receivable - Loan Origination and Risk Management (Details) (USD $)
|
12 Months Ended | 12 Months Ended | 12 Months Ended | 12 Months Ended | |||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2013
Maximum [Member]
Finance Leases Financing Receivable [Member]
Investment Grade [Member]
|
Dec. 31, 2013
Multi-family mortgage loans [Member]
|
Dec. 31, 2012
Multi-family mortgage loans [Member]
|
Dec. 31, 2013
Multi-family mortgage loans [Member]
Collateralized Loan [Member]
|
Dec. 31, 2013
Multi-family mortgage loans [Member]
Collateralized Loan [Member]
Mortgage loans under $400,000 [Member]
|
Dec. 31, 2013
Multi-family mortgage loans [Member]
Collateralized Loan [Member]
Mortgage loans above $400,000 [Member]
|
Dec. 31, 2013
Multi-family mortgage loans [Member]
Minimum [Member]
Collateralized Loan [Member]
|
Dec. 31, 2013
Multi-family mortgage loans [Member]
Maximum [Member]
Collateralized Loan [Member]
|
Dec. 31, 2013
Nonresidential real estate loans [Member]
|
Dec. 31, 2012
Nonresidential real estate loans [Member]
|
Dec. 31, 2013
Nonresidential real estate loans [Member]
Collateralized Loan [Member]
|
Dec. 31, 2013
Nonresidential real estate loans [Member]
Collateralized Loan [Member]
Fixed Rate Nonresidential Mortgage [Member]
|
Dec. 31, 2013
Nonresidential real estate loans [Member]
Minimum [Member]
Collateralized Loan [Member]
|
Dec. 31, 2013
Nonresidential real estate loans [Member]
Maximum [Member]
Collateralized Loan [Member]
|
Dec. 31, 2013
Residential mortgage [Member]
First Mortgage [Member]
|
Dec. 31, 2013
Residential mortgage [Member]
Minimum [Member]
Fixed rate residential mortgage [Member]
|
Dec. 31, 2013
Residential mortgage [Member]
Minimum [Member]
Adjustable rate residential mortgage [Member]
|
Dec. 31, 2013
Residential mortgage [Member]
Maximum [Member]
Adjustable rate and fixed rate residential mortgage loans [Member]
|
Dec. 31, 2013
Residential mortgage [Member]
Maximum [Member]
Fixed rate residential mortgage [Member]
|
Dec. 31, 2013
Residential mortgage [Member]
Maximum [Member]
Adjustable rate residential mortgage [Member]
|
Dec. 31, 2013
Residential mortgage [Member]
Maximum [Member]
$2,500,000 [Member]
Adjustable rate and fixed rate residential mortgage loans [Member]
|
Dec. 31, 2013
Residential mortgage [Member]
Maximum [Member]
$2,500,000 [Member]
Fixed rate and adjustable rate conforming loans [Member]
|
Dec. 31, 2013
Commercial leases [Member]
|
Dec. 31, 2012
Commercial leases [Member]
|
Dec. 31, 2013
Commercial leases [Member]
Investment Grade [Member]
|
Dec. 31, 2013
Commercial leases [Member]
No Public Rating [Member]
|
Dec. 31, 2013
Commercial leases [Member]
Minimum [Member]
Corporate Credit Quality Indicator [Member]
|
Dec. 31, 2013
Commercial leases [Member]
Maximum [Member]
Investment Grade [Member]
|
Dec. 31, 2013
Commercial leases [Member]
Maximum [Member]
No Public Rating [Member]
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||||||||||||||||||||||||||||||
| Loans and leases, amount | $ 1,111,261,000 | $ 1,047,755,000 | $ 396,058,000 | $ 352,019,000 | $ 400,000 | $ 250,000 | $ 3,000,000.0 | $ 263,567,000 | $ 264,672,000 | $ 250,000 | $ 3,000,000.0 | $ 187,112,000 | $ 139,783,000 | ||||||||||||||||||
| Collaterized amount outside primary market | 22.00% | ||||||||||||||||||||||||||||||
| Net cash flow to loan's debt service ratio | 115.00% | 120.00% | 120.00% | ||||||||||||||||||||||||||||
| Loan amount as a percentage to value of property collateralized | 0.8 | 0.8 | |||||||||||||||||||||||||||||
| Maturity period | 3 years | 5 years | |||||||||||||||||||||||||||||
| Balloon maturity | 3 years | 5 years | |||||||||||||||||||||||||||||
| Amortization period | 15 years | 20 years | 25 years | 30 years | |||||||||||||||||||||||||||
| Face amount on mortages | 2,500,000 | 417,000 | |||||||||||||||||||||||||||||
| Percentage of borrowers with credit rating | 50.00% | ||||||||||||||||||||||||||||||
| Commercial leases maturity | 7 years | 5 years | |||||||||||||||||||||||||||||
| Outstanding credit exposure | 15,000,000 | 3,000,000.0 | 5,000,000.0 | ||||||||||||||||||||||||||||
| Minimum net worth for companies without public debt rating | $ 25,000,000.0 | ||||||||||||||||||||||||||||||
| Percentage of loans to total loans | 0.1 | ||||||||||||||||||||||||||||||
| Maturity period | 10 years | 1 year | 30 years | 30 years | 5 years | ||||||||||||||||||||||||||
| Percent threshold on loan to value ratios | 80.00% | ||||||||||||||||||||||||||||||
| X | ||||||||||
|
- Definition
Collateralized Loan Receivable, Percentage Of Collateral Located Outside Primary Market Area No definition available.
|
| X | ||||||||||
|
- Definition
Commercial Leases, Maturity No definition available.
|
| X | ||||||||||
|
- Definition
Loan Amount To Appraised Value Of Property Securing Loan, Percentage No definition available.
|
| X | ||||||||||
|
- Definition
Loans And Lease Receivables, Outstanding Credit Exposure No definition available.
|
| X | ||||||||||
|
- Definition
Loans And Leases Receivable, Amortization Period No definition available.
|
| X | ||||||||||
|
- Definition
Loans And Leases Receivable, Balloon Maturity No definition available.
|
| X | ||||||||||
|
- Definition
Minimum Net Worth For Companies Without Public Debt Rating No definition available.
|
| X | ||||||||||
|
- Definition
Mortage Loans on Real Estate, Maturity No definition available.
|
| X | ||||||||||
|
- Definition
Notional Or Contractual Credit Extension Commitments, Loan Maturity No definition available.
|
| X | ||||||||||
|
- Definition
Percentage Of Borrowers With Credit Rating No definition available.
|
| X | ||||||||||
|
- Definition
Percentage Of Loans To Total Loan Portfolio No definition available.
|
| X | ||||||||||
|
- Definition
Percent Threshold On Loan To Value Ratios Requiring Private Mortgage Insurance No definition available.
|
| X | ||||||||||
|
- Definition
Projected Cash Flow To Loan Debt Service Requirement No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of the contractual principal due at the origination of the mortgage loan (face amount). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The balance of financing receivables that were acquired with deteriorated credit quality. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The valuation allowance for financing receivables acquired with deteriorated credit quality. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The balance of financing receivables that were collectively evaluated for impairment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The balance of financing receivables that were individually evaluated for impairment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Loans Receivable - Activity in the Allowance for Loan Losses (Details) (USD $)
|
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] | |||
| Change in Allowance For Loan Losses For Purchased Impaired Loans | $ 105,000 | $ 110,000 | |
| Allowance for Loan and Lease Losses [Roll Forward] | |||
| Beginning balance | 18,035,000 | 31,726,000 | 22,180,000 |
| Loans charged off | (5,337,000) | (47,231,000) | (13,606,000) |
| Recoveries | 2,143,000 | 2,018,000 | 429,000 |
| Net charge-off | (3,194,000) | (45,213,000) | (13,177,000) |
| Provision for loan losses | (687,000) | 31,522,000 | 22,723,000 |
| Ending balance | 14,154,000 | 18,035,000 | 31,726,000 |
|
One-to-four family residential real estate loans [Member]
|
|||
| Allowance for Loan and Lease Losses [Roll Forward] | |||
| Beginning balance | 4,726,000 | ||
| Loans charged off | (1,505,000) | (12,366,000) | (5,316,000) |
| Recoveries | 447,000 | 233,000 | 51,000 |
| Ending balance | 3,848,000 | 4,726,000 | |
|
Multi-family mortgage loans [Member]
|
|||
| Allowance for Loan and Lease Losses [Roll Forward] | |||
| Beginning balance | 4,580,000 | ||
| Loans charged off | (1,832,000) | (7,203,000) | (3,514,000) |
| Recoveries | 236,000 | 539,000 | 125,000 |
| Ending balance | 4,444,000 | 4,580,000 | |
|
Nonresidential real estate loans [Member]
|
|||
| Allowance for Loan and Lease Losses [Roll Forward] | |||
| Loans charged off | (577,000) | (18,167,000) | (698,000) |
| Recoveries | 519,000 | 328,000 | 73,000 |
|
Construction and land loans [Member]
|
|||
| Allowance for Loan and Lease Losses [Roll Forward] | |||
| Beginning balance | 1,031,000 | ||
| Loans charged off | (943,000) | (4,311,000) | (2,519,000) |
| Recoveries | 463,000 | 250,000 | 0 |
| Ending balance | 393,000 | 1,031,000 | |
|
Commercial loans [Member]
|
|||
| Allowance for Loan and Lease Losses [Roll Forward] | |||
| Beginning balance | 1,324,000 | ||
| Loans charged off | (425,000) | (4,960,000) | (1,394,000) |
| Recoveries | 470,000 | 626,000 | 173,000 |
| Ending balance | 731,000 | 1,324,000 | |
|
Commercial leases [Member]
|
|||
| Allowance for Loan and Lease Losses [Roll Forward] | |||
| Beginning balance | 666,000 | ||
| Loans charged off | 0 | (121,000) | (72,000) |
| Ending balance | 946,000 | 666,000 | |
|
Consumer loans [Member]
|
|||
| Allowance for Loan and Lease Losses [Roll Forward] | |||
| Beginning balance | 163,000 | ||
| Loans charged off | (55,000) | (103,000) | (93,000) |
| Recoveries | 8,000 | 42,000 | 7,000 |
| Ending balance | $ 57,000 | $ 163,000 | |
| X | ||||||||||
|
- Definition
Allowance for loan and lease losses charge offs, net. No definition available.
|
| X | ||||||||||
|
- Definition
Change in Allowance For Loan Losses For Purchased Impaired Loans No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Reflects the gross amount charged against earnings during the period as credit losses (bad debt expense) based on review of the loan and lease portfolio and application of the methodology for estimating credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Reflects the amount of loans and leases that have been removed, or charged off, from both loan receivables and the reserve for credit losses, typically because they are considered to be not salvageable or have been purchased by unconsolidated collection entities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Impaired Financing Receivable, Partial Charge-offs No definition available.
|
| X | ||||||||||
|
- Definition
Impaired Financing Receivable, with No Related Allowance, Partial Charge-offs No definition available.
|
| X | ||||||||||
|
- Definition
Impaired Financing Receivable, with Related Allowance, Partial Charge-offs No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of interest income recognized on a cash-basis method of accounting that the financing receivables (with related allowance for credit losses and without a related allowance for credit losses) were impaired. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of unpaid principal balance of impaired financing receivables with related allowance for credit losses and without related allowance for credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of interest income, recognized on cash basis, on financing receivables, for which there is no related allowance for credit losses and are recognized as impaired. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of investment in impaired financing receivables for which there is no related allowance for credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of unpaid principal balance of impaired financing receivables for which there is no related allowance for credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of average investment of impaired financing receivables for which there is a related allowance for credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of interest income on financing receivables, for which there is a related allowance for credit losses, recognized on a cash-basis method of accounting that the financing receivables were impaired. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of investment in impaired financing receivables for which there is a related allowance for credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Unpaid principal balance of impaired financing receivables for which there is a related allowance for credit losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Loans Receivable - Carrying Amount (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Carrying amount of purchased impaired loans | ||
| Purchased impaired loans | $ 1,756 | $ 3,989 |
| Carrying amount, net of allowance ($5 at December 31, 2013, $110 at December 31, 2012) | 1,751 | 3,879 |
|
One-to-four family residential real estate loans [Member]
|
||
| Carrying amount of purchased impaired loans | ||
| Purchased impaired loans | 100 | 380 |
|
Multi-family mortgage loans [Member]
|
||
| Carrying amount of purchased impaired loans | ||
| Purchased impaired loans | 0 | 0 |
|
Nonresidential real estate loans [Member]
|
||
| Carrying amount of purchased impaired loans | ||
| Purchased impaired loans | 1,633 | 2,568 |
|
Land loans [Member]
|
||
| Carrying amount of purchased impaired loans | ||
| Purchased impaired loans | 0 | 1,021 |
|
Commercial loans [Member]
|
||
| Carrying amount of purchased impaired loans | ||
| Purchased impaired loans | $ 23 | $ 20 |
| X | ||||||||||
|
- Definition
Financing Receivable, Acquired with Deteriorated Credit Quality, net of allowance No definition available.
|
| X | ||||||||||
|
- Definition
The balance of financing receivables that were acquired with deteriorated credit quality. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Loans Receivable - Accretable Yield (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | |
|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
|
| Accretable yield, or income expected to be collected, related to purchased impaired loans | ||
| Beginning balance | $ 196 | $ 2,270 |
| Disposals | 0 | 745 |
| Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Reclassifications from Nonaccretable Difference | 35 | |
| Accretion of income | 194 | 1,329 |
| Ending balance | $ 37 | $ 196 |
| X | ||||||||||
|
- Definition
The aggregate excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan for loans accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Current period recognition due to accretion of the excess of a loan's cash flows expected to be collected over the investor's initial investment in the loan for loans accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Sale or transfer of a loan during the period resulting in a reduction in the excess of a loan's cash flows expected to be collected over the investor's initial investment. This relates to loans accounted for as debt securities, with evidence of deterioration of credit quality since origination that was acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The change in the estimate of cash flows expected to be collected, after acquisition of loans, which results in an increase in accretable yield (for example, if actual cash flows are significantly greater than previously expected). This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that was acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Loans Receivable - Contractually Required Payments (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Purchased impaired loans at the date of acquisition | ||
| Contractually required payments receivable of loans purchased, Total | $ 3,053 | $ 7,224 |
|
One-to-four family residential real estate loans [Member]
|
||
| Purchased impaired loans at the date of acquisition | ||
| Contractually required payments receivable of loans purchased, Total | 832 | 1,143 |
|
Nonresidential real estate loans [Member]
|
||
| Purchased impaired loans at the date of acquisition | ||
| Contractually required payments receivable of loans purchased, Total | 1,999 | 3,884 |
|
Land loans [Member]
|
||
| Purchased impaired loans at the date of acquisition | ||
| Contractually required payments receivable of loans purchased, Total | 0 | 1,600 |
|
Commercial loans [Member]
|
||
| Purchased impaired loans at the date of acquisition | ||
| Contractually required payments receivable of loans purchased, Total | $ 222 | $ 597 |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The total undiscounted amount of all uncollected contractual principal and contractual interest payments both past due and scheduled for the future, adjusted for the timing of prepayments, if considered, less any reduction by the investor at the acquisition date. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Financing Receivable, Nonaccrual No definition available.
|
| X | ||||||||||
|
- Definition
Recorded investment in financing receivables that are 90 days or more past due and still accruing. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Financing receivables that are current. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Financing receivables recorded investment. No definition available.
|
| X | ||||||||||
|
- Definition
Recorded investment loans, not past due. No definition available.
|
| X | ||||||||||
|
- Definition
Financing receivables that are less than 60 days past due but more than 29 days past due. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Financing receivables that are less than 90 days past due but more than 59 days past due. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Financing receivables that are equal to or greater than 90 days past due. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Recorded Investment in financing receivables that are past due at the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Recorded investment loans, not past due. No definition available.
|
| X | ||||||||||
|
- Definition
The balance of financing receivables that were acquired with deteriorated credit quality. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Financing receivables that are less than 60 days past due but more than 29 days past due. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Financing receivables that are less than 90 days past due but more than 59 days past due. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Financing receivables that are equal to or greater than 90 days past due. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Recorded Investment in financing receivables that are past due at the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Loans Receivable - Troubled Debt Restructuring (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Troubled Debt Restructurings | ||
| Financing receivable modifications | $ 3,337 | $ 11,167 |
|
Accrual Loans [Member]
|
||
| Troubled Debt Restructurings | ||
| Financing receivable modifications | 2,611 | 9,192 |
|
Non Accrual Loans [Member]
|
||
| Troubled Debt Restructurings | ||
| Financing receivable modifications | 726 | 1,975 |
|
One-to-four family residential real estate loans - non-owner occupied loans [Member] | Accrual Loans [Member]
|
||
| Troubled Debt Restructurings | ||
| Financing receivable modifications | 2,093 | 2,802 |
|
One-to-four family residential real estate loans - non-owner occupied loans [Member] | Non Accrual Loans [Member]
|
||
| Troubled Debt Restructurings | ||
| Financing receivable modifications | 342 | 767 |
|
Multi-family mortgage loans [Member] | Accrual Loans [Member]
|
||
| Troubled Debt Restructurings | ||
| Financing receivable modifications | 518 | 1,201 |
|
Multi-family mortgage loans [Member] | Non Accrual Loans [Member]
|
||
| Troubled Debt Restructurings | ||
| Financing receivable modifications | 384 | 938 |
|
Nonresidential real estate [Member] | Accrual Loans [Member]
|
||
| Troubled Debt Restructurings | ||
| Financing receivable modifications | 0 | 5,189 |
|
Nonresidential real estate [Member] | Non Accrual Loans [Member]
|
||
| Troubled Debt Restructurings | ||
| Financing receivable modifications | $ 0 | $ 270 |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of loans by class modified as TDR's. No definition available.
|
| X | ||||||||||
|
- Definition
Due to extension of maturity date. No definition available.
|
| X | ||||||||||
|
- Definition
Due to permanent reduction in recorded investment. No definition available.
|
| X | ||||||||||
|
- Definition
Due to reduction in interest rate. No definition available.
|
| X | ||||||||||
|
- Definition
Financing receivable post modification recorded investment. No definition available.
|
| X | ||||||||||
|
- Definition
Receivable pre modification recorded investment. No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Number of loans. No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of investment in financing receivables (after modification) modified by troubled debt restructurings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Loans Receivable - Troubled Debt Restructuring - Payment Defaults (Details) (USD $)
|
12 Months Ended | |
|---|---|---|
|
Dec. 31, 2013
loan
|
Dec. 31, 2012
loan
|
|
| Financing Receivable, Modifications [Line Items] | ||
| Financing Receivable, Modifications, Subsequent Default, Increase In Allowance For Loan And Leases Losses | $ 0 | $ 0 |
| Loans by class modified as TDRs with payment default | ||
| Number of loans | 0 | 9 |
| Recorded investment | 0 | 4,172,000 |
|
One-to-four family residential real estate loans [Member]
|
||
| Loans by class modified as TDRs with payment default | ||
| Number of loans | 0 | 5 |
| Recorded investment | 0 | 864,000 |
|
Nonresidential real estate loans [Member]
|
||
| Loans by class modified as TDRs with payment default | ||
| Number of loans | 0 | 4 |
| Recorded investment | $ 0 | $ 3,308,000 |
| X | ||||||||||
|
- Definition
Financing Receivable, Modifications, Subsequent Default, Increase In Allowance For Loan And Leases Losses No definition available.
|
| X | ||||||||||
|
- Definition
Financing Receivable, Modifications, Subsequent Default, Investment Recorded No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Number of loans default subsequent modification. No definition available.
|
| X | ||||||||||
|
- Details
|
|
Loans Receivable - Credit Quality Indicators (Details) (USD $)
|
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Financing Receivable Credit Quality Indicators | ||
| Total loans | $ 1,111,261,000 | $ 1,047,755,000 |
|
One-to-four family residential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 201,382,000 | 218,596,000 |
|
Multi-family mortgage loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 396,058,000 | 352,019,000 |
|
Nonresidential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 263,567,000 | 264,672,000 |
|
Consumer loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 2,317,000 | 2,745,000 |
|
Pass [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 1,053,960,000 | 924,953,000 |
|
Pass [Member] | One-to-four family residential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 140,716,000 | 152,711,000 |
|
Pass [Member] | One-to-four family residential real estate loans - non-owner occupied loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 53,010,000 | 51,849,000 |
|
Pass [Member] | Multi-family mortgage loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 299,058,000 | 275,338,000 |
|
Pass [Member] | Wholesale commercial lending [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 75,741,000 | 44,074,000 |
|
Pass [Member] | Nonresidential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 237,751,000 | 199,802,000 |
|
Pass [Member] | Construction loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 2,484,000 | |
|
Pass [Member] | Land loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 2,871,000 | 2,769,000 |
|
Pass [Member] | Commercial loans - Secured [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 15,824,000 | 19,579,000 |
|
Pass [Member] | Commercial loans - Unsecured [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 3,173,000 | 4,061,000 |
|
Pass [Member] | Commercial Loans - Municipal loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 2,812,000 | 4,751,000 |
|
Pass [Member] | Commercial Loans - Warehouse Lines [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 1,904,000 | 2,971,000 |
|
Pass [Member] | Commercial Loans - Health Care [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 19,330,000 | 17,566,000 |
|
Pass [Member] | Aviation [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 1,100,000 | |
|
Pass [Member] | Commercial loans - other [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 8,968,000 | 6,957,000 |
|
Pass [Member] | Commercial Leases - Investment Rated [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 146,471,000 | 102,101,000 |
|
Pass [Member] | Commercial Leases - Below Investment Grade [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 14,626,000 | 9,205,000 |
|
Pass [Member] | Commercial Leases - Non Rated [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 22,805,000 | 25,466,000 |
|
Pass [Member] | Commercial Leases - Lease Pools [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 3,000,000 | 3,011,000 |
|
Pass [Member] | Consumer loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 2,316,000 | 2,742,000 |
|
Special Mention [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 15,807,000 | 41,422,000 |
|
Special Mention [Member] | One-to-four family residential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 269,000 | 0 |
|
Special Mention [Member] | One-to-four family residential real estate loans - non-owner occupied loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 1,486,000 |
|
Special Mention [Member] | Multi-family mortgage loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 6,471,000 | 6,139,000 |
|
Special Mention [Member] | Wholesale commercial lending [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 2,694,000 | 0 |
|
Special Mention [Member] | Nonresidential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 6,306,000 | 30,898,000 |
|
Special Mention [Member] | Construction loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | |
|
Special Mention [Member] | Land loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 158,000 |
|
Special Mention [Member] | Commercial loans - Secured [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 2,418,000 |
|
Special Mention [Member] | Commercial loans - Unsecured [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 67,000 | 323,000 |
|
Special Mention [Member] | Commercial Loans - Municipal loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Special Mention [Member] | Commercial Loans - Warehouse Lines [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Special Mention [Member] | Commercial Loans - Health Care [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Special Mention [Member] | Commercial loans - other [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Special Mention [Member] | Commercial Leases - Investment Rated [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Special Mention [Member] | Commercial Leases - Below Investment Grade [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Special Mention [Member] | Commercial Leases - Non Rated [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Special Mention [Member] | Commercial Leases - Lease Pools [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Special Mention [Member] | Consumer loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Substandard [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 23,362,000 | 55,004,000 |
|
Substandard [Member] | One-to-four family residential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 1,941,000 | 1,428,000 |
|
Substandard [Member] | One-to-four family residential real estate loans - non-owner occupied loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 693,000 | 3,440,000 |
|
Substandard [Member] | Multi-family mortgage loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 3,890,000 | 21,128,000 |
|
Substandard [Member] | Wholesale commercial lending [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 1,173,000 | 1,781,000 |
|
Substandard [Member] | Nonresidential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 13,645,000 | 22,345,000 |
|
Substandard [Member] | Construction loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | |
|
Substandard [Member] | Land loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 832,000 | 2,394,000 |
|
Substandard [Member] | Commercial loans - Secured [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 78,000 | 988,000 |
|
Substandard [Member] | Commercial loans - Unsecured [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 899,000 | 1,497,000 |
|
Substandard [Member] | Commercial Loans - Municipal loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Substandard [Member] | Commercial Loans - Warehouse Lines [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Substandard [Member] | Commercial Loans - Health Care [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Substandard [Member] | Commercial loans - other [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Substandard [Member] | Commercial Leases - Investment Rated [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Substandard [Member] | Commercial Leases - Below Investment Grade [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Substandard [Member] | Commercial Leases - Non Rated [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 210,000 | 0 |
|
Substandard [Member] | Commercial Leases - Lease Pools [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Substandard [Member] | Consumer loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 1,000 | 3,000 |
|
Nonaccrual [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 18,132,000 | 26,376,000 |
|
Nonaccrual [Member] | One-to-four family residential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 3,508,000 | 6,158,000 |
|
Nonaccrual [Member] | One-to-four family residential real estate loans - non-owner occupied loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 1,245,000 | 1,524,000 |
|
Nonaccrual [Member] | Multi-family mortgage loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 7,031,000 | 3,559,000 |
|
Nonaccrual [Member] | Wholesale commercial lending [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Nonaccrual [Member] | Nonresidential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 5,865,000 | 11,627,000 |
|
Nonaccrual [Member] | Construction loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | |
|
Nonaccrual [Member] | Land loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 383,000 | 3,231,000 |
|
Nonaccrual [Member] | Commercial loans - Secured [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 100,000 | 225,000 |
|
Nonaccrual [Member] | Commercial loans - Unsecured [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 52,000 |
|
Nonaccrual [Member] | Commercial Loans - Municipal loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Nonaccrual [Member] | Commercial Loans - Warehouse Lines [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Nonaccrual [Member] | Commercial Loans - Health Care [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Nonaccrual [Member] | Commercial loans - other [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Nonaccrual [Member] | Commercial Leases - Investment Rated [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Nonaccrual [Member] | Commercial Leases - Below Investment Grade [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Nonaccrual [Member] | Commercial Leases - Non Rated [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Nonaccrual [Member] | Commercial Leases - Lease Pools [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Nonaccrual [Member] | Consumer loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 0 | 0 |
|
Consumer Credit Score [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 1,111,261,000 | 1,047,755,000 |
|
Consumer Credit Score [Member] | One-to-four family residential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 146,434,000 | 160,297,000 |
|
Consumer Credit Score [Member] | One-to-four family residential real estate loans - non-owner occupied loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 54,948,000 | 58,299,000 |
|
Consumer Credit Score [Member] | Multi-family mortgage loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 316,450,000 | 306,164,000 |
|
Consumer Credit Score [Member] | Wholesale commercial lending [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 79,608,000 | 45,855,000 |
|
Consumer Credit Score [Member] | Nonresidential real estate loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 263,567,000 | 264,672,000 |
|
Consumer Credit Score [Member] | Construction loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 2,484,000 | |
|
Consumer Credit Score [Member] | Land loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 4,086,000 | 8,552,000 |
|
Consumer Credit Score [Member] | Commercial loans - Secured [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 16,002,000 | 23,210,000 |
|
Consumer Credit Score [Member] | Commercial loans - Unsecured [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 4,139,000 | 5,933,000 |
|
Consumer Credit Score [Member] | Commercial Loans - Municipal loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 2,812,000 | 4,751,000 |
|
Consumer Credit Score [Member] | Commercial Loans - Warehouse Lines [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 1,904,000 | 2,971,000 |
|
Consumer Credit Score [Member] | Commercial Loans - Health Care [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 19,330,000 | 17,566,000 |
|
Consumer Credit Score [Member] | Commercial loans - other [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 8,968,000 | 6,957,000 |
|
Consumer Credit Score [Member] | Commercial Leases - Investment Rated [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 146,471,000 | 102,101,000 |
|
Consumer Credit Score [Member] | Commercial Leases - Below Investment Grade [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 14,626,000 | 9,205,000 |
|
Consumer Credit Score [Member] | Commercial Leases - Non Rated [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 23,015,000 | 25,466,000 |
|
Consumer Credit Score [Member] | Commercial Leases - Lease Pools [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | 3,000,000 | 3,011,000 |
|
Consumer Credit Score [Member] | Consumer loans [Member]
|
||
| Financing Receivable Credit Quality Indicators | ||
| Total loans | $ 2,317,000 | $ 2,745,000 |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Change in Allowance For Loan Losses For Purchased Impaired Loans No definition available.
|
| X | ||||||||||
|
- Definition
Financing Receivable, Modifications, Increase In Allowance For Loan And Leases Losses No definition available.
|
| X | ||||||||||
|
- Definition
Financing Receivable, Modifications, Subsequent Default, Increase In Allowance For Loan And Leases Losses No definition available.
|
| X | ||||||||||
|
- Definition
Outstanding commitments to borrowers loans classified as troubled debt restructurings. No definition available.
|
| X | ||||||||||
|
- Definition
Reserve for uncollected loan interest. No definition available.
|
| X | ||||||||||
|
- Definition
Troubled debt restructuring charge off. No definition available.
|
| X | ||||||||||
|
- Definition
Troubled debt restructurings value of decreased interest income. No definition available.
|
| X | ||||||||||
|
- Definition
The price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The investor's estimate, at acquisition, of the amount and timing of undiscounted principal, interest, and other cash flows expected to be collected. This would be the investor's best estimate of cash flows, including the effect of prepayments if considered, that is used in determining the acquisition price, and, in a business combination, the investor's estimate of fair value for purposes of acquisition price allocation. This relates to loans not accounted for as debt securities, with evidence of deterioration of credit quality since origination that were acquired by completion of a transfer for which it is probable, at acquisition, that the investor will be unable to collect all contractually required payments receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of investment in financing receivables (after modification) modified by troubled debt restructurings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Total of allowances and reserves, the valuation and qualifying accounts that are either netted against the cost of an asset (in order to value it at its carrying value) or that reflect a liability established to represent expected future costs. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Secondary Mortgage Market Activities - Activity For Capitalized Mortgage Servicing Rights And Related Valuation Reserve (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | |
|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
|
| Servicing rights | ||
| Beginning of year | $ 1,090 | $ 1,219 |
| Additions | 74 | 136 |
| Amortized to expense | (233) | (265) |
| End of year | 931 | 1,090 |
| Valuation allowance | ||
| Beginning of year | 70 | 15 |
| Additions expensed | 0 | 61 |
| Reductions credited to expense | (65) | (6) |
| End of year | 5 | 70 |
| Carrying value of mortgage servicing rights | 926 | 1,020 |
| Fair value of mortgage servicing rights | $ 1,279 | $ 1,340 |
| X | ||||||||||
|
- Definition
Servicing Asset At Amortized Fair Value No definition available.
|
| X | ||||||||||
|
- Definition
Amortized carrying amount (balance) as of the balance sheet date of an asset representing net future revenues from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The value of new servicing assets, subsequently measured at amortized value, acquired or created during the current period through purchases or from transfers of financial assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of expense charged against earnings for the periodic recognition of servicing assets relative to estimated net servicing income. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Fair value of the servicing asset that has been amortized as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Reflects the estimated amount of impairment as of the balance sheet date of recognized servicing assets that are being amortized in proportion to and over the period of estimated net servicing income or loss. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This item represents the contra-account activity for provisions recognized for impairments of servicing assets which is offset against the value of servicing assets to arrive at a net carrying value as of the date of the statement of financial position. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This item represents the contra-account activity for recoveries recognized for impairments of servicing assets which is offset against the value of servicing assets to arrive at a net carrying value as of the date of the statement of financial position. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Secondary Mortgage Market Activities - Fair Value Assumptions (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | |
|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
|
| Servicing Assets and Servicing Liabilities at Fair Value, Assumptions Used to Estimate Fair Value [Abstract] | ||
| Prepayment speed | 14.22% | 15.86% |
| Discount rate | 12.00% | 12.00% |
| Average servicing cost per loan (usd per loan) | 65.00 | 72.00 |
| Escrow float rate | 1.67% | 0.86% |
| Fair value of mortgage servicing rights | $ 1,279 | |
| Prepayment speed | 14.22% | 15.86% |
| Decrease in fair value from 10% adverse change, annual prepayment speed | (27) | |
| Decrease in fair value from 20% adverse change, annual prepayment speed | (53) | |
| Weighted-average annual discount rate | 12.00% | 12.00% |
| Decrease in fair value from 10% adverse change | (47) | |
| Decrease in fair value from 20% adverse change | $ (92) | |
| X | ||||||||||
|
- Definition
Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value, Average Servicing Cost Per Loan No definition available.
|
| X | ||||||||||
|
- Definition
Servicing Assets And Servicing Liabilities At Fair Value Assumptions Used To Estimate Fair Value, Escrow Float Rate No definition available.
|
| X | ||||||||||
|
- Definition
The hypothetical financial impact of a 10 percent adverse change of the discount rate on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The hypothetical financial impact of a 10 percent adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The hypothetical financial impact of a 20 percent adverse change of the discount rate on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The hypothetical financial impact of a 20 percent adverse change of prepayment speed on the fair value of transferor's interests in transferred financial assets (including any servicing assets or servicing liabilities) as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Fair value as of the balance sheet date of an asset representing net future revenues from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The discount rate used to estimate the fair value of servicing assets and servicing liabilities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The estimated speed of prepayments of principal on financial assets which may be one of the factors applied in estimating the fair value of servicing assets and servicing liabilities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Secondary Mortgage Market Activities - Schedule Of Future Amortization Expense (Details) (Servicing Contracts [Member], USD $)
In Thousands, unless otherwise specified |
12 Months Ended |
|---|---|
|
Dec. 31, 2013
|
|
|
Servicing Contracts [Member]
|
|
| Acquired Finite-Lived Intangible Assets [Line Items] | |
| Weighted average amortization period | 51 months |
| 2013 | $ 206 |
| 2014 | 139 |
| 2015 | 111 |
| 2016 | 89 |
| 2017 | $ 73 |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Weighted average amortization period of finite-lived intangible assets acquired either individually or as part of a group of assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of amortization expense expected to be recognized during the next fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of amortization expense expected to be recognized during the fifth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of amortization expense expected to be recognized during the fourth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of amortization expense expected to be recognized during the third fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of amortization expense expected to be recognized during the second fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Secondary Mortgage Market Activities - Narrative (Details) (USD $)
In Millions, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|---|---|---|---|
|
Residential Mortgage [Member]
|
|||
| Servicing Rights At Fair Value [Line Items] | |||
| Escrow deposit | $ 3.5 | $ 4.9 | $ 5.8 |
|
Servicing Contracts [Member]
|
|||
| Servicing Rights At Fair Value [Line Items] | |||
| Unpaid balance sheet liability | $ 164.6 | $ 186.8 | $ 206.1 |
| X | ||||||||||
|
- Definition
The designation of funds furnished by a borrower to a lender to assure future payments of the borrower's real estate taxes and insurance obligations with respect to a mortgaged property. Escrow deposits may be made for a variety of other purposes such as earnest money and contingent payments. This element excludes replacement reserves which are an escrow separately provided for within the US GAAP taxonomy. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Premises and Equipment - Year End (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Property, Plant and Equipment [Line Items] | |||
| Property and equipment, gross | $ 67,577 | $ 67,951 | |
| Accumulated depreciation | (32,249) | (29,700) | |
| Property and equipment, net | 35,328 | 38,251 | |
| Depreciation | 2,900 | 3,100 | 3,100 |
|
Land and land improvements [Member]
|
|||
| Property, Plant and Equipment [Line Items] | |||
| Property and equipment, gross | 13,600 | 13,605 | |
|
Building and building improvements [Member]
|
|||
| Property, Plant and Equipment [Line Items] | |||
| Property and equipment, gross | 37,616 | 37,777 | |
|
Furniture and equipment [Member]
|
|||
| Property, Plant and Equipment [Line Items] | |||
| Property and equipment, gross | 9,950 | 10,173 | |
|
Computer equipment [Member]
|
|||
| Property, Plant and Equipment [Line Items] | |||
| Property and equipment, gross | $ 6,411 | $ 6,396 | |
| X | ||||||||||
|
- Definition
The cumulative amount of depreciation, depletion and amortization (related to property, plant and equipment, but not including land) that has been recognized in the income statement. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Gross amount of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount, net of accumulated depreciation, depletion and amortization, of long-lived physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Premises and Equipment - Schedule of Future Minimum Payments for Operating Leases (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Property, Plant, Equipment And Leases [Abstract] | |||
| Rent expense, net of sublease income | $ 476 | $ 444 | $ 601 |
| Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract] | |||
| 2013 | 439 | ||
| 2014 | 440 | ||
| 2015 | 445 | ||
| 2016 | 469 | ||
| 2017 | 479 | ||
| Thereafter | 5,637 | ||
| Total | $ 7,909 | ||
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of required minimum rental payments for leases having an initial or remaining non-cancelable letter-terms in excess of one year. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of required minimum rental payments maturing in the next fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of required minimum rental payments maturing in the fifth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of required minimum rental payments maturing in the forth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of required minimum rental payments maturing in the third fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of required minimum rental payments maturing in the second fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of required minimum rental payments maturing after the fifth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Rental expense for the reporting period incurred under operating leases, including minimum and any contingent rent expense, net of related sublease income. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Premises and Equipment - Schedule of Future Proceeds for Subleases (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
|---|---|
| Property, Plant, Equipment And Leases [Abstract] | |
| 2013 | $ 39 |
| 2014 | 15 |
| 2015 | 14 |
| Operating Leases, Future Minimum Payments Receivable, in Four Years | 1 |
| Total | $ 69 |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Future minimum rental payments in aggregate as of the balance sheet date under operating leases. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Future rental payments receivable within one year of the balance sheet date under an operating lease. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Future rental payments receivable within the fourth year from the balance sheet date under an operating lease. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Future rental payments receivable within the third year from the balance sheet date under an operating lease. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Future rental payments receivable within the second year from the balance sheet date under an operating lease. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Goodwill and Core Intangible - Schedule of Goodwill (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Goodwill [Roll Forward] | |||
| Balance at the beginning of the year | $ 0 | $ 22,566 | |
| Additions | 1,296 | ||
| Goodwill, Gross | 23,862 | ||
| Impairment charge | 0 | 0 | (23,862) |
| Net carrying Value | $ 0 | ||
| X | ||||||||||
|
- Definition
Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The aggregate amount of goodwill acquired in the period and allocated to the reportable segment. The value is stated at fair value based on the purchase price allocation. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Gross amount, as of the balance sheet date, of the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable), in excess of the fair value of net assets acquired in one or more business combination transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Loss recognized during the period that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Goodwill and Core Intangible - Schedule of Finite-Lived Intangible Assets (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Finite-lived Intangible Assets [Roll Forward] | |||
| Amortization | $ (605) | $ (633) | $ (1,689) |
|
Core Deposits [Member]
|
|||
| Finite-lived Intangible Assets [Roll Forward] | |||
| Balance at the beginning of the year | 3,038 | 3,671 | |
| Amortization | (605) | (633) | (1,689) |
| Additions | 0 | 0 | |
| Net Carrying Value | 2,433 | 3,038 | 3,671 |
| Gross carrying amount | 5,932 | 5,932 | |
| Accumulated amortization | $ (3,499) | $ (2,894) | |
| X | ||||||||||
|
- Definition
The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of assets, excluding financial assets and goodwill, lacking physical substance with a finite life acquired. No definition available.
|
| X | ||||||||||
|
- Definition
Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Goodwill and Core Intangible - Schedule of Finite-Lived Intangible Assets Amortization Expense (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Acquired Finite-Lived Intangible Assets [Line Items] | |||
| Amortization of intangibles | $ 605 | $ 633 | $ 1,689 |
|
Core Deposits [Member]
|
|||
| Acquired Finite-Lived Intangible Assets [Line Items] | |||
| Amortization of intangibles | 605 | 633 | 1,689 |
| Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract] | |||
| 2013 | 578 | ||
| 2014 | 551 | ||
| 2015 | 523 | ||
| 2016 | 496 | ||
| 2017 | $ 285 | ||
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of amortization expense expected to be recognized during the next fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of amortization expense expected to be recognized during the fifth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of amortization expense expected to be recognized during the fourth fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of amortization expense expected to be recognized during the third fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of amortization expense expected to be recognized during the second fiscal year following the latest fiscal year for assets, excluding financial assets and goodwill, lacking physical substance with a finite life. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Deposits - Schedule of Deposits By Type (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Deposits [Abstract] | ||
| Noninterest-bearing demand deposits | $ 126,680 | $ 134,597 |
| Savings deposits | 149,602 | 144,726 |
| Money market accounts | 347,017 | 349,092 |
| Interest-bearing NOW accounts | 353,787 | 348,683 |
| Time Deposits | $ 275,622 | $ 305,253 |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of deposits in interest-bearing transaction accounts at banks or savings and loans, that are restricted in regard to ownership and can usually only be held by individuals, nonprofit entities and governments. Negotiable order of withdrawal accounts differ from money market demand accounts as they typically have higher reserve requirements and no limit on the number of checks that can be written. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of money in noninterest-bearing domestic accounts that entitle the depositor to withdraw funds at any time without prior notice, also known as demand deposits. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Deposits - Time Deposits, By Maturity (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
|---|---|
| Deposits [Abstract] | |
| 2013 | $ 203,419 |
| 2014 | 46,788 |
| 2015 | 17,510 |
| 2016 | 4,897 |
| 2017 | $ 3,008 |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of time deposits maturing in the fifth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of time deposits maturing in the fourth fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of time deposits maturing in the next fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of time deposits maturing in the third fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of time deposits maturing in the second fiscal year following the latest fiscal year. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Deposits - Narrative (Details) (USD $)
In Millions, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Deposits [Abstract] | ||
| Time deposits, $100,000 or more | $ 90.5 | $ 97.0 |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Borrowings (Details) (USD $)
|
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Debt Instrument [Line Items] | ||
| Borrowings, Contractual Rate | 0.25% | 1.73% |
| Borrowings, Amount | $ 3,055,000 | $ 5,567,000 |
| Available-For-Sale Securities Pledged As Collateral, Carrying Value | 8,000,000 | 9,400,000 |
|
First Mortgage [Member]
|
||
| Debt Instrument [Line Items] | ||
| Collateral | 192,800,000 | |
|
Multi-family mortgage loans [Member]
|
||
| Debt Instrument [Line Items] | ||
| Collateral | 203,000,000 | |
|
Federal Home Loan Bank Advances [Member] | Within 1 year [Member]
|
||
| Debt Instrument [Line Items] | ||
| Borrowings, Contractual Rate | 0.00% | 2.99% |
| Borrowings, Amount | 0 | 3,000,000 |
|
Securities Sold under Agreements to Repurchase [Member]
|
||
| Debt Instrument [Line Items] | ||
| Borrowings, Contractual Rate | 0.25% | 0.25% |
| Borrowings, Amount | 3,055,000 | 2,567,000 |
|
Federal Home Loan Bank Borrowings [Member]
|
||
| Debt Instrument [Line Items] | ||
| Increase in line of credit | $ 251,400,000 |
| X | ||||||||||
|
- Definition
Available-For-Sale Securities Pledged As Colletaeral, Carrying Value No definition available.
|
| X | ||||||||||
|
- Definition
Debt Instrument, Collateral Amount No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of unused borrowing capacity under the long-term financing arrangement that is available to the entity as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Represents the aggregate of total long-term debt, including current maturities and short-term debt. No definition available.
|
| X | ||||||||||
|
- Definition
Reflects the calculation as of the balance sheet date of the average interest rate weighted by the amount of debt outstanding by type or by instrument at that time. No definition available.
|
|
Income Taxes - Schedule of Income Tax Expense (Benefit) (Details) (USD $)
In Thousands, unless otherwise specified |
3 Months Ended | 12 Months Ended | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Dec. 31, 2013
|
Sep. 30, 2013
|
Jun. 30, 2013
|
Mar. 31, 2013
|
Dec. 31, 2012
|
Sep. 30, 2012
|
Jun. 30, 2012
|
Mar. 31, 2012
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Income Tax Disclosure [Abstract] | |||||||||||
| Current benefit | $ 0 | $ 0 | $ (6) | ||||||||
| Deferred benefit | (1,310) | (11,206) | (10,220) | ||||||||
| Deferred tax valuation allowance | 1,310 | 11,206 | 22,601 | ||||||||
| Total income tax expense (benefit) | $ 0 | $ 0 | $ 0 | $ 0 | $ 0 | $ 0 | $ (457) | $ 457 | $ 0 | $ 0 | $ 12,375 |
| X | ||||||||||
|
- Definition
The component of income tax expense for the period representing amounts of income taxes paid or payable (or refundable) for the period for all income tax obligations as determined by applying the provisions of relevant enacted tax laws to relevant amounts of taxable Income or Loss from continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of the change in the period in the valuation allowance for a specified deferred tax asset. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Income Taxes - Schedule of Effective Income Tax Reconciliation (Details) (USD $)
In Thousands, unless otherwise specified |
3 Months Ended | 12 Months Ended | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Dec. 31, 2013
|
Sep. 30, 2013
|
Jun. 30, 2013
|
Mar. 31, 2013
|
Dec. 31, 2012
|
Sep. 30, 2012
|
Jun. 30, 2012
|
Mar. 31, 2012
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Income Tax Disclosure [Abstract] | |||||||||||
| Statutory federal corporate tax rate | 34.00% | 34.00% | 34.00% | ||||||||
| Benefit computed at the statutory federal tax rate | $ 1,121 | $ (9,217) | $ (12,349) | ||||||||
| State taxes and other, net | 92 | (1,757) | (1,395) | ||||||||
| Income Tax Reconciliation, Other Adjustments | (2,390) | ||||||||||
| Bank owned life insurance | (106) | (149) | (213) | ||||||||
| ESOP/Share based compensation | (27) | (83) | (144) | ||||||||
| Goodwill impairment | 0 | 0 | 4,271 | ||||||||
| Purchase price accounting adjustments | 0 | 0 | (396) | ||||||||
| Deferred tax valuation allowance | 1,310 | 11,206 | 22,601 | ||||||||
| Total income tax expense (benefit) | $ 0 | $ 0 | $ 0 | $ 0 | $ 0 | $ 0 | $ (457) | $ 457 | $ 0 | $ 0 | $ 12,375 |
| Effective income tax rate | 0.00% | 0.00% | |||||||||
| X | ||||||||||
|
- Definition
Income Tax Reconciliation, Bank Owned Life Insurance No definition available.
|
| X | ||||||||||
|
- Definition
Income Tax Reconciliation, Purchase Price Allocation No definition available.
|
| X | ||||||||||
|
- Definition
A ratio calculated by dividing the reported amount of income tax expense attributable to continuing operations for the period by GAAP-basis pretax income from continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The domestic federal statutory tax rate applicable under enacted tax laws to the Company's pretax income from continuing operations for the period. The "statutory" tax rate is the regular tax rate if there are alternative tax systems. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The portion of the difference between total income tax expense or benefit as reported in the Income Statement and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to changes in the valuation allowance for deferred tax assets in the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The portion of the difference between total income tax expense or benefit as reported in the Income Statement for the period and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to nondeductible impairment losses under enacted tax laws. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The portion of the difference between total income tax expense or benefit as reported in the Income Statement for the period and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations attributable to differences in the deductibility of incentive stock options and other equity-based compensation costs in accordance with generally accepted accounting principles and enacted tax laws. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The portion of the difference, between total income tax expense or benefit as reported in the Income Statement for the year/accounting period and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations, that is attributable to all other items not otherwise listed in the existing taxonomy. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The portion of the difference, between total income tax expense or benefit as reported in the Income Statement for the period and the expected income tax expense or benefit computed by applying the domestic federal statutory income tax rates to pretax income from continuing operations, that is attributable to state and local income tax expense or benefit. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Income Taxes - Schedule of Deferred Tax Assets, Net (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Gross Deferred tax assets: | ||
| Allowance for loan losses | $ 5,567 | $ 7,037 |
| Alternative minimum tax, general business credit and net operating loss carryforward | 30,311 | 25,040 |
| Tax deductible goodwill | 2,148 | 2,425 |
| Non-qualified stock options | 263 | 0 |
| OREO write-downs and carrying costs | 714 | 2,989 |
| Other | 1,490 | 1,208 |
| Total deferred tax assets, gross | 40,493 | 38,699 |
| Gross Deferred tax liabilities: | ||
| Net deferred loan origination costs | (1,426) | (1,164) |
| Purchase accounting adjustments | (2,552) | (1,423) |
| Accumulated depreciation | 0 | (465) |
| Mortgage servicing rights | (364) | (398) |
| Other | (600) | (739) |
| Unrealized gain on securities | (434) | (703) |
| Gross deferred tax liabilities: | 5,376 | (4,892) |
| Valuation allowance | (35,117) | (33,807) |
| Net deferred tax asset | $ 0 | $ 0 |
| X | ||||||||||
|
- Definition
Deferred Tax Assets, Alternative Minimum Tax, General Business Credit And Net Operating Loss Carryforwards No definition available.
|
| X | ||||||||||
|
- Definition
Deferred Tax Assets, Other Real Estate Owned Write Downs No definition available.
|
| X | ||||||||||
|
- Definition
Deferred Tax Liabilities, Purchase Accounting Adjustments No definition available.
|
| X | ||||||||||
|
- Definition
Deferred Tax Liabilities, Unrealized Gains On Available For Sale Securities No definition available.
|
| X | ||||||||||
|
- Definition
Amount before allocation of valuation allowances of deferred tax liability to taxable temporary differences. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from intangible assets including goodwill. No definition available.
|
| X | ||||||||||
|
- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount after allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences not separately disclosed. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from compensation and benefits costs. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from the allowance for doubtful accounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Amount of deferred tax liability attributable to taxable temporary differences from deferred financing costs. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of deferred tax liability attributable to taxable temporary differences from mortgage servicing rights. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of deferred tax liability attributable to taxable temporary differences not separately disclosed. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Income Taxes - Unrecognized Tax Balances Roll-forward (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | |
|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
|
| Reconciliation of Unrecognized Tax Benefits, Excluding Amounts Pertaining to Examined Tax Returns [Roll Forward] | ||
| Beginning of year | $ 125 | $ 223 |
| Additions based on tax positions related to the current year | 0 | 0 |
| Additions for tax positions of prior years | 2 | 18 |
| Reductions due to the statute of limitations | (62) | (116) |
| End of year | $ 65 | $ 125 |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The gross amount of unrecognized tax benefits pertaining to uncertain tax positions taken in tax returns as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The gross amount of increases in unrecognized tax benefits resulting from tax positions that have been or will be taken in the tax return for the current period, excluding amounts pertaining to examined tax returns. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The gross amount of increases in unrecognized tax benefits resulting from tax positions taken in prior period tax returns, excluding amounts pertaining to examined tax returns. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The gross amount of decreases in unrecognized tax benefits resulting from lapses of the applicable statutes of limitations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Income Taxes - Narrative (Details) (USD $)
|
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Income Tax Disclosure [Abstract] | |||
| Deferred tax not recongized | $ 14,900,000 | $ 14,900,000 | |
| Valuation allowance | $ (35,117,000) | $ (33,807,000) | |
| Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate | 34.00% | 34.00% | 34.00% |
| X | ||||||||||
|
- Definition
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender No definition available.
|
| X | ||||||||||
|
- Definition
Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The domestic federal statutory tax rate applicable under enacted tax laws to the Company's pretax income from continuing operations for the period. The "statutory" tax rate is the regular tax rate if there are alternative tax systems. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Income Taxes - Narrative Tax Carryforwards (Details) (USD $)
In Millions, unless otherwise specified |
Dec. 31, 2013
|
|---|---|
|
Alternative Minimum Tax Carryforward Axis [Member]
|
|
| Tax Credit Carryforward [Line Items] | |
| Tax credit carryforward | $ 2.5 |
|
Internal Revenue Service (IRS) [Member]
|
|
| Tax Credit Carryforward [Line Items] | |
| Operating loss carryforwards | 60.4 |
| Tax credit carryforward | 1.3 |
| Alternative minimum tax carryforward subject to expiration | 53.6 |
|
State and Local Jurisdiction [Member]
|
|
| Tax Credit Carryforward [Line Items] | |
| Operating loss carryforwards | 96.9 |
|
Downers Grove National Bank [Member]
|
|
| Tax Credit Carryforward [Line Items] | |
| Operating loss carryforwards | $ 8.6 |
| X | ||||||||||
|
- Definition
Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards that are subject to expiration dates. No definition available.
|
| X | ||||||||||
|
- Definition
The sum of domestic, foreign and state and local operating loss carryforwards, before tax effects, available to reduce future taxable income under enacted tax laws. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of the tax credit carryforward, before tax effects, available to reduce future taxable income under enacted tax laws. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The amount of total capital as defined in the regulations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Total Capital divided by risk weighted assets as defined in the regulations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Tier 1 Leverage Capital divided by average assets as defined in the regulations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Tier 1 Risk Based Capital as defined in the regulations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The minimum amount of Tier 1 Risk Based Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The minimum Tier One Capital Ratio (Tier one capital divided by risk-weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Tier 1 capital divided by risk weighted assets as defined by regulations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Regulatory Matters - Equity Reconciliation (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Banking and Thrift [Abstract] | ||
| GAAP equity | $ 150,215 | $ 145,785 |
| Disallowed goodwill and other intangible assets | (2,433) | (3,038) |
| Accumulated gain on securities | (419) | (1,118) |
| Tier 1 capital | 147,363 | 141,629 |
| General regulatory loan loss reserves allowed | 13,476 | 12,654 |
| Unrealized gains on securities available for sale allowed | 0 | 13 |
| Total regulatory capital | $ 160,839 | $ 154,296 |
| X | ||||||||||
|
- Definition
GAAP To Regulatory Capital Requirements, Reconciling Item, Accumulated Gain (Loss) On Sale Of Securities No definition available.
|
| X | ||||||||||
|
- Definition
Generally Accepted Accounting Practices, Shareholders' Equity No definition available.
|
| X | ||||||||||
|
- Definition
General Regulatory Loan Loss Reserves Allowed No definition available.
|
| X | ||||||||||
|
- Definition
Regulatory Capital Reconciliation, Available For Sale Securities, Unrealized Gains Allowed No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The amount of total capital as defined in the regulations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Carrying amount of finite-lived intangible assets, indefinite-lived intangible assets and goodwill. Goodwill is an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. Intangible assets are assets, not including financial assets, lacking physical substance. No definition available.
|
| X | ||||||||||
|
- Definition
Tier 1 Risk Based Capital as defined in the regulations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Regulatory Matters - Narrative (Details) (Minimum [Member], USD $)
In Millions, unless otherwise specified |
Dec. 31, 2013
|
|---|---|
|
Minimum [Member]
|
|
| Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items] | |
| Cash to be held | $ 5.0 |
| X | ||||||||||
|
- Definition
Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Excludes cash and cash equivalents within disposal group and discontinued operation. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Employee Stock Ownership Plan (ESOP), Cash Contributions By Entity, Duration No definition available.
|
| X | ||||||||||
|
- Definition
Employee Stock Ownership Plan (ESOP), Debt Structure, Employer Loan, Amount No definition available.
|
| X | ||||||||||
|
- Definition
Employee Stock Ownership Plan (ESOP), Interest And Dividend Payments from ESOP No definition available.
|
| X | ||||||||||
|
- Definition
Employee Stock Ownership Plan (ESOP), Number Of Distributed Shares No definition available.
|
| X | ||||||||||
|
- Definition
Employee Stock Ownership Plan (ESOP), Subscription Price No definition available.
|
| X | ||||||||||
|
- Definition
Share Based Compensation And Postretirement Benefits, Minimum Age Of Employee No definition available.
|
| X | ||||||||||
|
- Definition
Share Based Compensation And Postretirement Benefits, Period of Service Required For Eligibility No definition available.
|
| X | ||||||||||
|
- Definition
Unearned ESOP Shares, Fair Value Disclosure No definition available.
|
| X | ||||||||||
|
- Definition
This item represents the amount of cash contributions during the period made by the entity to the Employee Stock Ownership Plan (ESOP). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of plan compensation cost recognized during the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The shares or units in an ESOP trust that have been assigned to individual participant accounts based on a known formula. IRS rules require allocations to be nondiscriminatory generally based on compensation, length of service, or a combination of both. For any particular participant such shares or units may be vested, unvested, or partially vested. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Shares contributed to the ESOP that have not yet been released, committed to be released, or allocated to participant accounts. Suspense shares generally collateralize ESOP debt. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This item represents the number of shares provided to the Employee Stock Ownership Plan (ESOP) during the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Sum of the allocated, committed-to-be-released and suspense shares of the entity held by the plan. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Employee Benefit Plans - Employee Stock Ownership Plan - Profit Sharing 401(k) Plan (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Compensation and Retirement Disclosure [Abstract] | |||
| Employee matching ratio | 50.00% | 50.00% | |
| Maximum annual contribution per employee | 6.00% | ||
| Contribution plan expenses | $ 346 | $ 384 | $ 396 |
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The amount of the cost recognized during the period for defined contribution plans. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Percentage of employees' gross pay for which the employer contributes a matching contribution to a defined contribution plan. No definition available.
|
| X | ||||||||||
|
- Definition
Maximum percentage of employee gross pay, by the terms of the plan, that the employer may contribute to a defined contribution plan. No definition available.
|
|
Equity Incentive Plans - Narrative (Details) (USD $)
|
12 Months Ended | 12 Months Ended | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2013
Restricted Stock [Member]
|
Dec. 31, 2012
Restricted Stock [Member]
|
Dec. 31, 2011
Restricted Stock [Member]
|
Dec. 31, 2013
Restricted Stock [Member]
Minimum [Member]
|
Dec. 31, 2013
Restricted Stock [Member]
Maximum [Member]
|
Dec. 31, 2013
2006 Plan [Member]
|
Jun. 27, 2006
2006 Plan [Member]
|
Dec. 31, 2013
2006 Plan [Member]
Stock Option [Member]
|
Dec. 31, 2012
2006 Plan [Member]
Stock Option [Member]
|
Dec. 31, 2011
2006 Plan [Member]
Stock Option [Member]
|
Dec. 31, 2013
2006 Plan [Member]
Stock Option [Member]
Minimum [Member]
|
Dec. 31, 2013
2006 Plan [Member]
Stock Option [Member]
Maximum [Member]
|
Sep. 02, 2012
2006 Plan Extended In 2012 [Member]
Stock Option [Member]
|
Sep. 02, 2011
2006 Plan Extended In 2012 [Member]
Stock Option [Member]
|
|
| Share-based Compensation Arrangement by Share-based Payment Award [Line Items] | |||||||||||||||
| Number of shares authorized (shares) | 3,425,275 | ||||||||||||||
| Award vesting period | 3 years | 5 years | 3 years | 5 years | |||||||||||
| Award term | 5 years | ||||||||||||||
| Share-based compensation expense | $ 86,000 | $ 41,000 | $ 0 | $ 0 | $ 0 | $ 12,000 | |||||||||
| Number of years plan is extended by | 1 year | ||||||||||||||
| Stock options exercisable | 0 | 1,858,403 | |||||||||||||
| Weighted average exercise price of stock options (usd per share) | $ 0.00 | $ 16.62 | |||||||||||||
| Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized | $ 150,000 | ||||||||||||||
| X | ||||||||||
|
- Definition
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period No definition available.
|
| X | ||||||||||
|
- Definition
Share-based Compensation Arrangement by Share-based Payment Award, Options, Plan, Number of Years Extended No definition available.
|
| X | ||||||||||
|
- Definition
Represents the expense recognized during the period arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
As of the balance sheet date, the aggregate unrecognized cost of equity-based awards made to employees under equity-based compensation awards that have yet to vest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Period which an employee's right to exercise an award is no longer contingent on satisfaction of either a service condition, market condition or a performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The maximum number of shares (or other type of equity) originally approved (usually by shareholders and board of directors), net of any subsequent amendments and adjustments, for awards under the equity-based compensation plan. As stock or unit options and equity instruments other than options are awarded to participants, the shares or units remain authorized and become reserved for issuance under outstanding awards (not necessarily vested). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Number of options or other stock instruments for which the right to exercise has lapsed under the terms of the plan agreements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Gross number of share options (or share units) granted during the period. No definition available.
|
| X | ||||||||||
|
- Definition
Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of options outstanding. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The number of shares reserved for issuance under stock option agreements awarded under the plan that validly exist and are outstanding as of the balance sheet date, including vested options. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of difference between fair value of the underlying shares reserved for issuance and exercise prices of fully vested and expected to vest options outstanding. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
As of the balance sheet date, the number of shares into which fully vested and expected to vest stock options outstanding can be converted under the option plan. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
As of the balance sheet date, the weighted-average exercise price for outstanding stock options that are fully vested or expected to vest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Weighted average price at which option holders acquired shares when converting their stock options into shares. No definition available.
|
| X | ||||||||||
|
- Definition
Weighted average price at which grantees could have acquired the underlying shares with respect to stock options of the plan that expired. No definition available.
|
| X | ||||||||||
|
- Definition
Number of share options (or share units) exercised during the current period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Equity Incentive Plans - Shchedule of Restricted Stock Activity (Details) (USD $)
In Thousands, except Share data, unless otherwise specified |
12 Months Ended | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
||||||||
| Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward] | ||||||||||
| Shares forfeited, Weighted Average Fair Value at Grant Date (usd per share) | $ 0.00 | |||||||||
|
Restricted Stock [Member]
|
||||||||||
| Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward] | ||||||||||
| Shares outstanding, beginning balance (shares) | 0 | [1] | 4,334 | [1] | ||||||
| Shares granted (shares) | 29,000 | 0 | ||||||||
| Shares vested (shares) | (3,250) | (4,334) | ||||||||
| Shares forfeited (shares) | 0 | 0 | ||||||||
| Shares outstanding, ending balance (shares) | 25,750 | [1] | 0 | [1] | 4,334 | [1] | ||||
| Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward] | ||||||||||
| Shares outstanding, beginning balance, Weighted Average Fair Value at Grant Date (usd per share) | $ 0.00 | $ 9.54 | ||||||||
| Shares granted, Weighted Average Fair Value at Grant Date (usd per share) | $ 8,140.00 | $ 0.00 | ||||||||
| Shares vested, Weighted Average Fair Value at Grant Date (usd per share) | $ 0.00 | $ (9.54) | ||||||||
| Shares forfeited, Weighted Average Fair Value at Grant Date (usd per share) | $ 0.00 | $ 0.00 | ||||||||
| Shares outstanding, ending balance, Weighted Average Fair Value at Grant Date (usd per share) | $ 8,140.00 | $ 0.00 | $ 9.54 | |||||||
| Shares outstanding, Weighted Average Term to Vest | 1 year 2 months | 6 months | ||||||||
| Shares outstanding, Aggregate Intrinsic Value | $ 236 | [2] | $ 0 | [2] | $ 24 | [2] | ||||
|
||||||||||
| X | ||||||||||
|
- Definition
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Aggregate Intrinsic Value, Outstanding No definition available.
|
| X | ||||||||||
|
- Definition
The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The weighted average fair value of nonvested awards on equity-based plans excluding option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, revenue or profit achievement stock award plan) for which the employer is contingently obligated to issue equity instruments or transfer assets to an employee who has not yet satisfied service or performance criteria necessary to gain title to proceeds from the sale of the award or underlying shares or units. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Weighted average remaining contractual term for equity-based awards excluding options, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Loan Commitments and Other Off-balance Sheet Activities (Details) (USD $)
|
12 Months Ended | 12 Months Ended | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2013
Commitments to extend credit [Member]
|
Dec. 31, 2012
Commitments to extend credit [Member]
|
Dec. 31, 2013
Standby letters of credit [Member]
|
Dec. 31, 2012
Standby letters of credit [Member]
|
Dec. 31, 2013
Unused lines of credit [Member]
|
Dec. 31, 2012
Unused lines of credit [Member]
|
Dec. 31, 2013
Commitments to sell mortgages [Member]
|
Dec. 31, 2012
Commitments to sell mortgages [Member]
|
Dec. 31, 2013
Minimum [Member]
Commitments to extend credit [Member]
|
Dec. 31, 2013
Maximum [Member]
Commitments to extend credit [Member]
|
Dec. 31, 2007
Unrestricted [Member]
Common Class B [Member]
Visa USA [Member]
|
Dec. 31, 2007
Litigation Escrow Deposit May Be Converted Into Publicly Traded Class A Common Shares [Member]
Common Class B [Member]
Visa USA [Member]
|
|
| Guarantor Obligations [Line Items] | |||||||||||||
| Notional Or Contractual Credit Extension Commitments | $ 29,253,000 | $ 15,971,000 | $ 922,000 | $ 1,237,000 | $ 118,167,000 | $ 120,733,000 | $ 222,000 | $ 1,268,000 | |||||
| Duration of extension | 60 days | ||||||||||||
| Fixed-rate loan commitments | $ 17,300,000 | ||||||||||||
| Fixed interest rate | 2.25% | 5.04% | |||||||||||
| Maturity period | 1 year | 30 years | |||||||||||
| Shares owned (shares) | 51,404 | 32,398 | |||||||||||
| X | ||||||||||
|
- Definition
Commitments To Extend Credit, Duration Of Extension No definition available.
|
| X | ||||||||||
|
- Definition
Notional Or Contractual Credit Extension Commitments No definition available.
|
| X | ||||||||||
|
- Definition
Notional Or Contractual Credit Extension Commitments, Fixed Interest Rate No definition available.
|
| X | ||||||||||
|
- Definition
Notional Or Contractual Credit Extension Commitments, Fixed Interest Rate Loan No definition available.
|
| X | ||||||||||
|
- Definition
Notional Or Contractual Credit Extension Commitments, Loan Maturity No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Balance held at close of period in number of shares. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Fair Value - Financial Assets Accounted for at Fair Value (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | $ 110,907 | $ 77,832 |
|
Certificates of deposit [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 65,010 | 33,456 |
|
SBA-guaranteed loan participation certificates [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 35 | 42 |
|
Nonrecurring [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 110,907 | 77,832 |
|
Nonrecurring [Member] | Certificates of deposit [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 65,010 | 33,456 |
|
Nonrecurring [Member] | Municipal securities [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 187 | 369 |
|
Nonrecurring [Member] | Equity mutual fund [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 497 | 528 |
|
Nonrecurring [Member] | Mortgage-backed securities - residential [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 28,364 | 34,233 |
|
Nonrecurring [Member] | Collateralized mortgage obligations - residential [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 16,814 | 9,204 |
|
Nonrecurring [Member] | SBA-guaranteed loan participation certificates [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 35 | 42 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 497 | 528 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Certificates of deposit [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Municipal securities [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Mortgage-backed securities - residential [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Collateralized mortgage obligations - residential [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | SBA-guaranteed loan participation certificates [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Significant Observable Inputs (Level 2) [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 110,410 | 77,304 |
|
Nonrecurring [Member] | Significant Observable Inputs (Level 2) [Member] | Equity mutual fund [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Certificates of deposit [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Municipal securities [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Equity mutual fund [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Mortgage-backed securities - residential [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Collateralized mortgage obligations - residential [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | 0 | 0 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | SBA-guaranteed loan participation certificates [Member]
|
||
| Schedule of Company's financial instruments measured at fair values | ||
| Total Fair value | $ 0 | $ 0 |
| X | ||||||||||
|
- Definition
Amount of debt securities categorized neither as held-to-maturity nor trading. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Fair Value - Assets Measured at Fair Value on a Non-Recurring Basis (Details) (USD $)
|
Dec. 31, 2013
|
Dec. 31, 2012
|
|---|---|---|
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | $ 3,824,000 | $ 8,450,000 |
| Fair Value, Other real estate owned | 1,776,000 | 9,368,000 |
| Mortgage servicing rights | 1,279,000 | |
|
One-to-four family residential real estate loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 460,000 | |
| Fair Value, Other real estate owned | 297,000 | |
|
Multi-family mortgage loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 2,286,000 | |
|
Nonresidential real estate loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 971,000 | |
| Fair Value, Other real estate owned | 460,000 | |
|
Construction and land loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 107,000 | |
|
Land loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Other real estate owned | 1,019,000 | |
|
Nonrecurring [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 3,824,000 | 8,450,000 |
| Fair Value, Other real estate owned | 1,776,000 | 9,368,000 |
| Mortgage servicing rights | 198,000 | 208,000 |
|
Nonrecurring [Member] | One-to-four family residential real estate loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 460,000 | 410,000 |
| Fair Value, Other real estate owned | 297,000 | 1,503,000 |
|
Nonrecurring [Member] | Multi-family mortgage loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 2,286,000 | 1,916,000 |
| Fair Value, Other real estate owned | 720,000 | |
|
Nonrecurring [Member] | Nonresidential real estate loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 971,000 | 3,102,000 |
| Fair Value, Other real estate owned | 460,000 | 3,649,000 |
|
Nonrecurring [Member] | Construction and land loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 107,000 | 2,841,000 |
|
Nonrecurring [Member] | Commercial loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 181,000 | |
|
Nonrecurring [Member] | Land loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Other real estate owned | 1,019,000 | 3,496,000 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | 0 |
| Fair Value, Other real estate owned | 0 | 0 |
| Mortgage servicing rights | 0 | 0 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | One-to-four family residential real estate loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | 0 |
| Fair Value, Other real estate owned | 0 | 0 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Multi-family mortgage loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | 0 |
| Fair Value, Other real estate owned | 0 | |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Nonresidential real estate loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | 0 |
| Fair Value, Other real estate owned | 0 | 0 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Construction and land loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | 0 |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Commercial loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | |
|
Nonrecurring [Member] | Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] | Land loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Other real estate owned | 0 | 0 |
|
Nonrecurring [Member] | Significant Observable Inputs (Level 2) [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | 0 |
| Fair Value, Other real estate owned | 0 | 0 |
| Mortgage servicing rights | 0 | 0 |
|
Nonrecurring [Member] | Significant Observable Inputs (Level 2) [Member] | One-to-four family residential real estate loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | 0 |
| Fair Value, Other real estate owned | 0 | 0 |
|
Nonrecurring [Member] | Significant Observable Inputs (Level 2) [Member] | Multi-family mortgage loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | 0 |
| Fair Value, Other real estate owned | 0 | |
|
Nonrecurring [Member] | Significant Observable Inputs (Level 2) [Member] | Nonresidential real estate loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | 0 |
| Fair Value, Other real estate owned | 0 | 0 |
|
Nonrecurring [Member] | Significant Observable Inputs (Level 2) [Member] | Construction and land loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | 0 |
|
Nonrecurring [Member] | Significant Observable Inputs (Level 2) [Member] | Commercial loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 0 | |
|
Nonrecurring [Member] | Significant Observable Inputs (Level 2) [Member] | Land loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Other real estate owned | 0 | 0 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 3,824,000 | 8,450,000 |
| Fair Value, Other real estate owned | 1,776,000 | 9,368,000 |
| Mortgage servicing rights | 208,000 | |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | One-to-four family residential real estate loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 460,000 | 410,000 |
| Fair Value, Other real estate owned | 297,000 | 1,503,000 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Multi-family mortgage loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 2,286,000 | 1,916,000 |
| Fair Value, Other real estate owned | 720,000 | |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Nonresidential real estate loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 971,000 | 3,102,000 |
| Fair Value, Other real estate owned | 460,000 | 3,649,000 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Construction and land loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 107,000 | 2,841,000 |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Commercial loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Impaired loans | 181,000 | |
|
Nonrecurring [Member] | Significant Unobservable Inputs (Level 3) [Member] | Land loans [Member]
|
||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||
| Fair Value, Other real estate owned | $ 1,019,000 | $ 3,496,000 |
| X | ||||||||||
|
- Definition
Impaired loan fair value. No definition available.
|
| X | ||||||||||
|
- Definition
Real estate acquired through foreclosure fair value. No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Fair value as of the balance sheet date of an asset representing net future revenues from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Fair Value - Level 3 Fair Value Measurements for Financial Instruments on a Non-recurring Basis (Details) (USD $)
|
12 Months Ended | |
|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
|
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | $ 3,824,000 | $ 8,450,000 |
| Fair Value, Other real estate owned | 1,776,000 | 9,368,000 |
| Fair value of mortgage servicing rights | 1,279,000 | |
| Present value of future servicing income based on default rates | 14.22% | 15.86% |
|
One to Four Family Residential Real Estate Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 460,000 | |
| Fair Value, Other real estate owned | 297,000 | |
|
One to Four Family Residential Real Estate Loans [Member] | Sales comparison [Member] | Minimum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 7.50% | 6.00% |
|
One to Four Family Residential Real Estate Loans [Member] | Sales comparison [Member] | Minimum [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 5.00% | 7.00% |
|
One to Four Family Residential Real Estate Loans [Member] | Sales comparison [Member] | Maximum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 12.80% | 90.00% |
|
One to Four Family Residential Real Estate Loans [Member] | Sales comparison [Member] | Maximum [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 9.40% | 78.00% |
|
One to Four Family Residential Real Estate Loans [Member] | Sales comparison [Member] | Weighted Average [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 10.00% | 58.00% |
|
One to Four Family Residential Real Estate Loans [Member] | Sales comparison [Member] | Weighted Average [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 8.00% | 17.00% |
|
Multi-family mortgage loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 2,286,000 | |
|
Multi-family mortgage loans [Member] | Sales comparison [Member] | Minimum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 12.30% | 2.00% |
|
Multi-family mortgage loans [Member] | Sales comparison [Member] | Minimum [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 13.00% | |
|
Multi-family mortgage loans [Member] | Sales comparison [Member] | Maximum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 19.40% | 95.00% |
|
Multi-family mortgage loans [Member] | Sales comparison [Member] | Maximum [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 62.00% | |
|
Multi-family mortgage loans [Member] | Sales comparison [Member] | Weighted Average [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 17.00% | 42.00% |
|
Multi-family mortgage loans [Member] | Sales comparison [Member] | Weighted Average [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 42.00% | |
|
Multi-family mortgage loans [Member] | Income approach [Member] | Minimum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Cap Rate | 7.25% | 8.30% |
|
Multi-family mortgage loans [Member] | Income approach [Member] | Maximum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Cap Rate | 13.80% | 9.50% |
|
Multi-family mortgage loans [Member] | Income approach [Member] | Weighted Average [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Cap Rate | 9.00% | 8.95% |
|
Nonresidential real estate loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 971,000 | |
| Fair Value, Other real estate owned | 460,000 | |
|
Nonresidential real estate loans [Member] | Sales comparison [Member] | Minimum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | (3.00%) | 6.00% |
|
Nonresidential real estate loans [Member] | Sales comparison [Member] | Minimum [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 0.00% | 7.00% |
|
Nonresidential real estate loans [Member] | Sales comparison [Member] | Maximum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 45.10% | 99.00% |
|
Nonresidential real estate loans [Member] | Sales comparison [Member] | Maximum [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 10.10% | 37.00% |
|
Nonresidential real estate loans [Member] | Sales comparison [Member] | Weighted Average [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 11.00% | 61.00% |
|
Nonresidential real estate loans [Member] | Sales comparison [Member] | Weighted Average [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Comparison between sales and income approaches | 7.00% | 27.00% |
|
Nonresidential real estate loans [Member] | Income approach [Member] | Minimum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Cap Rate | 10.00% | 8.00% |
|
Nonresidential real estate loans [Member] | Income approach [Member] | Maximum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Cap Rate | 10.70% | 10.50% |
|
Nonresidential real estate loans [Member] | Income approach [Member] | Weighted Average [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weighted Average), Cap Rate | 10.00% | 8.61% |
|
Construction and land loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 107,000 | |
|
Construction and land loans [Member] | Sales comparison [Member] | Minimum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 21.20% | (3.00%) |
|
Construction and land loans [Member] | Sales comparison [Member] | Maximum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 21.20% | 53.00% |
|
Construction and land loans [Member] | Sales comparison [Member] | Weighted Average [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 21.20% | 22.00% |
|
Commercial loans [Member] | Sales comparison [Member] | Minimum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 0.00% | |
|
Commercial loans [Member] | Sales comparison [Member] | Maximum [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 11.00% | |
|
Commercial loans [Member] | Sales comparison [Member] | Weighted Average [Member] | Impaired Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 43.00% | |
|
Land [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Other real estate owned | 1,019,000 | |
|
Land [Member] | Sales comparison [Member] | Minimum [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 0.00% | 7.00% |
|
Land [Member] | Sales comparison [Member] | Maximum [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 10.20% | 21.00% |
|
Land [Member] | Sales comparison [Member] | Weighted Average [Member] | Other Real Estate Owned [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Range (Weigthed Average), Discount applied to valuation | 2.00% | 10.00% |
|
Mortgage servicing rights [Member] | Third party valuation [Member] | Minimum [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Present value of future servicing income based on default rates | 11.40% | 12.70% |
|
Mortgage servicing rights [Member] | Third party valuation [Member] | Maximum [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Present value of future servicing income based on default rates | 23.50% | 28.60% |
|
Mortgage servicing rights [Member] | Third party valuation [Member] | Weighted Average [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Present value of future servicing income based on default rates | 15.21% | 18.62% |
| Present value of future servicing income based on default rates | 12.00% | 12.00% |
|
Fair Value, Measurements, Nonrecurring [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 3,824,000 | 8,450,000 |
| Fair Value, Other real estate owned | 1,776,000 | 9,368,000 |
| Fair value of mortgage servicing rights | 198,000 | 208,000 |
|
Fair Value, Measurements, Nonrecurring [Member] | One to Four Family Residential Real Estate Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 460,000 | 410,000 |
| Fair Value, Other real estate owned | 297,000 | 1,503,000 |
|
Fair Value, Measurements, Nonrecurring [Member] | Multi-family mortgage loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 2,286,000 | 1,916,000 |
| Fair Value, Other real estate owned | 720,000 | |
|
Fair Value, Measurements, Nonrecurring [Member] | Nonresidential real estate loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 971,000 | 3,102,000 |
| Fair Value, Other real estate owned | 460,000 | 3,649,000 |
|
Fair Value, Measurements, Nonrecurring [Member] | Construction and land loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 107,000 | 2,841,000 |
|
Fair Value, Measurements, Nonrecurring [Member] | Commercial loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 181,000 | |
|
Fair Value, Measurements, Nonrecurring [Member] | Land [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Other real estate owned | 1,019,000 | 3,496,000 |
|
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 3,824,000 | 8,450,000 |
| Fair Value, Other real estate owned | 1,776,000 | 9,368,000 |
| Fair value of mortgage servicing rights | 208,000 | |
|
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | One to Four Family Residential Real Estate Loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 460,000 | 410,000 |
| Fair Value, Other real estate owned | 297,000 | 1,503,000 |
|
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Multi-family mortgage loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 2,286,000 | 1,916,000 |
| Fair Value, Other real estate owned | 720,000 | |
|
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Nonresidential real estate loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 971,000 | 3,102,000 |
| Fair Value, Other real estate owned | 460,000 | 3,649,000 |
|
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Construction and land loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 107,000 | 2,841,000 |
|
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Commercial loans [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Impaired loans | 181,000 | |
|
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Land [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair Value, Other real estate owned | 1,019,000 | 3,496,000 |
|
Fair Value, Inputs, Level 3 [Member] | Fair Value, Measurements, Nonrecurring [Member] | Mortgage servicing rights [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair value of mortgage servicing rights | $ 198,000 | $ 208,000 |
| X | ||||||||||
|
- Definition
Impaired loan fair value. No definition available.
|
| X | ||||||||||
|
- Definition
Real estate acquired through foreclosure fair value. No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Ratio of the net operating income produced by an asset and its capital cost (original prices paid to buy the asset), used as an input to measure fair value. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Percentage of adjustment to the observed price for a similar asset or liability when an identical transaction does not exist, used as an input to measure fair value. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Interest rate used to find the present value of an amount to be paid or received in the future as an input to measure fair value. For example, but not limited to, weighted average cost of capital (WACC), cost of capital, cost of equity and cost of debt. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Percentage of likelihood a loan will not be repaid and instead default, used as an input to measure fair value. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Fair value as of the balance sheet date of an asset representing net future revenues from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The estimated speed of prepayments of principal on financial assets which may be one of the factors applied in estimating the fair value of servicing assets and servicing liabilities. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Fair Value - Carrying Amount and Estimated Fair Value of Finanical Instruments (Details) (USD $)
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
Dec. 31, 2010
|
|---|---|---|---|---|
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||||
| Fair value of mortgage servicing rights | $ 1,279,000 | |||
| Financial assets | ||||
| Cash and cash equivalents, carrying amount | 160,957,000 | 275,764,000 | 120,704,000 | 220,810,000 |
| Marketable Securities | 110,907,000 | 77,832,000 | ||
| Securities, carrying amount | 110,907,000 | 77,832,000 | ||
| Loans held-for-sale, carrying amount | 0 | 2,166,000 | ||
| Loans receivable, net of allowance for loan losses, carrying amounts | 1,098,077,000 | 1,030,465,000 | ||
| FHLBC stock, carrying amount | 6,068,000 | 8,412,000 | ||
| Accrued interest receivable, carrying amount | 3,933,000 | 4,146,000 | ||
| Noninterest-bearing demand deposits | 126,680,000 | 134,597,000 | ||
| Financial liabilities | ||||
| Savings deposits, carrying amount | (149,602,000) | (144,726,000) | ||
| Time Deposits | 275,622,000 | 305,253,000 | ||
| Borrowings | 3,055,000 | 5,567,000 | ||
|
Carrying Amount [Member]
|
||||
| Financial liabilities | ||||
| NOW and money market accounts, carrying amount | (700,804,000) | (697,775,000) | ||
| Accrued interest payable, carrying amount | 113,000 | 157,000 | ||
|
Estimated Fair Value [Member]
|
||||
| Financial assets | ||||
| Cash and cash equivalents, fair value | 160,957,000 | 275,764,000 | ||
| Securities, fair value | 110,907,000 | 77,832,000 | ||
| Loans held-for-sale, fair value | 2,166,000 | |||
| Loans receivable, net of allowance for loan losses, fair value | 1,052,935,000 | 1,026,087,000 | ||
| Accounts interest receivable, fair value | 3,933,000 | 4,146,000 | ||
| Financial liabilities | ||||
| Non-interest-bearing demand deposits, fair value | (126,680,000) | 134,597,000 | ||
| Savings deposits, fair value | (149,602,000) | 144,726,000 | ||
| NOW money market accounts, fair value | (700,804,000) | 697,775,000 | ||
| Certificates of deposit, fair value | (276,022,000) | 306,859,000 | ||
| Borrowings, fair value | (3,057,000) | 5,608,000 | ||
| Accrued interest payable, fair value | (113,000) | 157,000 | ||
|
Estimated Fair Value [Member] | Level 1 [Member]
|
||||
| Financial liabilities | ||||
| Cash and Due from Banks | 15,781,000 | 20,361,000 | ||
|
Estimated Fair Value [Member] | Level 2 [Member]
|
||||
| Financial assets | ||||
| Securities, fair value | 110,410,000 | 77,304,000 | ||
| Loans receivable, net of allowance for loan losses, fair value | 1,049,111,000 | 1,017,637,000 | ||
| Accounts interest receivable, fair value | 3,933,000 | 4,146,000 | ||
| Financial liabilities | ||||
| Non-interest-bearing demand deposits, fair value | (126,680,000) | 134,597,000 | ||
| Savings deposits, fair value | (149,602,000) | 144,726,000 | ||
| NOW money market accounts, fair value | (700,804,000) | 697,775,000 | ||
| Certificates of deposit, fair value | (276,022,000) | (306,859,000) | ||
| Borrowings, fair value | (3,057,000) | (5,608,000) | ||
| Accrued interest payable, fair value | (113,000) | 157,000 | ||
| Interest-bearing Deposits in Banks and Other Financial Institutions | 145,176,000 | 255,403,000 | ||
|
Estimated Fair Value [Member] | Fair Value, Inputs, Level 3 [Member]
|
||||
| Financial assets | ||||
| Securities, fair value | 0 | |||
| Loans receivable, net of allowance for loan losses, fair value | 3,824,000 | 8,450,000 | ||
|
Equity Funds [Member]
|
||||
| Financial assets | ||||
| Securities, carrying amount | 497,000 | 528,000 | ||
|
Equity Funds [Member] | Estimated Fair Value [Member] | Level 1 [Member]
|
||||
| Financial assets | ||||
| Securities, carrying amount | 497,000 | |||
|
Fair Value, Measurements, Nonrecurring [Member]
|
||||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||||
| Fair value of mortgage servicing rights | 198,000 | 208,000 | ||
| Financial assets | ||||
| Securities, carrying amount | 110,907,000 | 77,832,000 | ||
|
Fair Value, Measurements, Nonrecurring [Member] | Level 1 [Member]
|
||||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||||
| Fair value of mortgage servicing rights | 0 | 0 | ||
| Financial assets | ||||
| Securities, carrying amount | 497,000 | 528,000 | ||
|
Fair Value, Measurements, Nonrecurring [Member] | Level 2 [Member]
|
||||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||||
| Fair value of mortgage servicing rights | 0 | 0 | ||
| Financial assets | ||||
| Securities, carrying amount | 110,410,000 | 77,304,000 | ||
|
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
|
||||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||||
| Fair value of mortgage servicing rights | 208,000 | |||
| Financial assets | ||||
| Securities, carrying amount | 0 | 0 | ||
|
Mortgage servicing rights [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
|
||||
| Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items] | ||||
| Fair value of mortgage servicing rights | $ 198,000 | $ 208,000 |
| X | ||||||||||
|
- Definition
Accrued interest payable. No definition available.
|
| X | ||||||||||
|
- Definition
Certificates of deposit fair value disclosure. No definition available.
|
| X | ||||||||||
|
- Definition
Demand deposit accounts fair value disclosure. No definition available.
|
| X | ||||||||||
|
- Definition
Deposits savings deposits fair value disclosure. No definition available.
|
| X | ||||||||||
|
- Definition
NOW and money market accounts. No definition available.
|
| X | ||||||||||
|
- Definition
Now money market accounts fair value disclosure. No definition available.
|
| X | ||||||||||
|
- Definition
Short term borrowings fair value disclosure. No definition available.
|
| X | ||||||||||
|
- Definition
This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. Amounts due from customers or clients for goods or services (including trade receivables) that have been delivered or sold in the normal course of business, as well as any other amounts due from others, including related parties, which may be included in accounts receivable as categorized on the statement of financial position. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents the amount of accrued expenses as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of debt securities categorized neither as held-to-maturity nor trading. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Company may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Sum of the carrying values as of the balance sheet date of all debt, including all short-term borrowings, long-term debt, and capital lease obligations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents loans held-for-sale as presented on the statement of financial position which may include mortgage loans held-for-sale, finance receivables held-for-sale, or any other loans classified as held-for-sale which are due the Company as of the balance sheet date. No definition available.
|
| X | ||||||||||
|
- Definition
This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents loan receivable as presented on the statement of financial position which may include mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts, or any other loans which are due the Company as of the balance sheet date. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The aggregate carrying amount of loans receivable that will be sold to other entities. Includes mortgage and all other loans (collectively, loans) not classified as held for investment. Such loans are stated at the lower of cost or market, or elected fair value. Mortgage loans exclude mortgage-backed securities which are considered a debt security (other loan). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Total of loans held-for-sale and held-in-portfolio net of unearned income, allowance for loan and lease losses, if any, unamortized loan origination and other fees and costs, and purchased premiums or discounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Total debt and equity financial instruments including: (1) securities held-to-maturity, (2) trading securities, and (3) securities available-for-sale. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of money in noninterest-bearing domestic accounts that entitle the depositor to withdraw funds at any time without prior notice, also known as demand deposits. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Fair value as of the balance sheet date of an asset representing net future revenues from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of deposits that cannot be withdrawn before a set date without penalty or for which notice of withdrawal is required. Time deposits include, but are not limited to, certificates of deposits, individual retirement accounts and open accounts. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Fair Value - Narratives (Details) (USD $)
|
12 Months Ended | |
|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
|
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Impaired Loans Carrying Amount | $ 4,200,000 | $ 10,100,000 |
| Impaired loans, valuation allowance | 400,000 | 1,700,000 |
| Provision for Loan and Lease Losses | 1,300,000 | |
| other real estate owned at carrying value before valuation allowance | 2,700,000 | 10,500,000 |
| Other real estate owned at carrying value | 6,306,000 | 10,358,000 |
| Real Estate Owned, Valuation Allowance | (902,000) | |
| Real Estate Acquired Through Foreclosure Fair Value | 1,776,000 | 9,368,000 |
| Other real estate owned write downs | 600,000 | (1,200,000) |
| Fair value of mortgage servicing rights | 1,279,000 | |
| Servicing Asset At Amortized Fair Value | 926,000 | 1,020,000 |
| Mortgage servicing rights, pre-tax provision | (65,000) | 55,000 |
|
Fair Value, Measurements, Nonrecurring [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Real Estate Acquired Through Foreclosure Fair Value | 1,776,000 | 9,368,000 |
| Fair value of mortgage servicing rights | 198,000 | 208,000 |
|
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Real Estate Acquired Through Foreclosure Fair Value | 1,776,000 | 9,368,000 |
| Fair value of mortgage servicing rights | 208,000 | |
|
Mortgage servicing rights [Member] | Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]
|
||
| Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] | ||
| Fair value of mortgage servicing rights | $ 198,000 | $ 208,000 |
| X | ||||||||||
|
- Definition
-- None. No documentation exists for this element. -- No definition available.
|
| X | ||||||||||
|
- Definition
-- None. No documentation exists for this element. -- No definition available.
|
| X | ||||||||||
|
- Definition
-- None. No documentation exists for this element. -- No definition available.
|
| X | ||||||||||
|
- Definition
-- None. No documentation exists for this element. -- No definition available.
|
| X | ||||||||||
|
- Definition
other real estate owned at carrying value before valuation allowance No definition available.
|
| X | ||||||||||
|
- Definition
Other real estate owned write downs. No definition available.
|
| X | ||||||||||
|
- Definition
Real estate acquired through foreclosure fair value. No definition available.
|
| X | ||||||||||
|
- Definition
Servicing Asset At Amortized Fair Value No definition available.
|
| X | ||||||||||
|
- Definition
Reflects the sum for the period of the additions and reductions to the loan loss reserve, which when added to the opening balance of the reserve will agree to the ending balance in the reserve. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
For each period for which an income statement is required, disclosure of the changes in the allowance, including balances at end of period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Fair value as of the balance sheet date of an asset representing net future revenues from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Company Only Condensed Financial Information - Statements of Financial Condition (Details) (USD $)
In Thousands, unless otherwise specified |
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
Dec. 31, 2010
|
Jun. 23, 2005
|
|---|---|---|---|---|---|
| Assets | |||||
| Loan receivable from ESOP | $ 19,600 | ||||
| Other assets | 7,627 | 6,457 | |||
| Total assets | 1,453,594 | 1,481,192 | |||
| Liabilities and Stockholders' Equity | |||||
| Total stockholders’ equity | 175,627 | 172,890 | 199,857 | 253,285 | |
| Total liabilities and stockholders' equity | 1,453,594 | 1,481,192 | |||
|
Parent Company [Member]
|
|||||
| Assets | |||||
| Cash in subsidiary | 11,441 | 11,848 | 11,948 | 16,422 | |
| Loan receivable from ESOP | 13,742 | 14,654 | |||
| Investment in subsidiary | 150,215 | 145,785 | |||
| Income tax receivable | 0 | 461 | |||
| Other assets | 252 | 163 | |||
| Total assets | 175,650 | 172,911 | |||
| Liabilities and Stockholders' Equity | |||||
| Accrued expenses and other liabilities | 23 | 21 | |||
| Total stockholders’ equity | 175,627 | 172,890 | |||
| Total liabilities and stockholders' equity | $ 175,650 | $ 172,911 |
| X | ||||||||||
|
- Definition
Accrued Expenses And Other Liabilities No definition available.
|
| X | ||||||||||
|
- Definition
Cash Held In Subsidiary No definition available.
|
| X | ||||||||||
|
- Definition
Employee Stock Ownership Plan (ESOP), Debt Structure, Employer Loan, Amount No definition available.
|
| X | ||||||||||
|
- Definition
Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Carrying amount as of the balance sheet date of income taxes previously overpaid to tax authorities (such as U.S. Federal, state and local tax authorities) representing refunds of overpayments or recoveries based on agreed-upon resolutions of disputes. Also called income tax refund receivable. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Total investments in (A) an entity in which the entity has significant influence, but does not have control, (B) subsidiaries that are not required to be consolidated and are accounted for using the equity and or cost method, and (C) an entity in which the reporting entity shares control of the entity with another party or group. Includes long-term advances receivable from a party that is affiliated with the reporting entity by means of direct or indirect ownership. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Company Only Condensed Financial Information - Statements of Operations (Details) (USD $)
In Thousands, unless otherwise specified |
3 Months Ended | 12 Months Ended | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Dec. 31, 2013
|
Sep. 30, 2013
|
Jun. 30, 2013
|
Mar. 31, 2013
|
Dec. 31, 2012
|
Sep. 30, 2012
|
Jun. 30, 2012
|
Mar. 31, 2012
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Condensed Financial Statements, Captions [Line Items] | |||||||||||
| Interest Income (Expense), Net | $ 11,454 | $ 11,225 | $ 11,341 | $ 11,719 | $ 12,742 | $ 13,432 | $ 14,712 | $ 15,394 | $ 45,739 | $ 56,280 | $ 62,793 |
| Other income | 1,665 | 1,737 | 1,703 | 3,029 | 1,984 | 2,054 | 1,641 | 2,044 | 8,134 | 7,723 | 8,144 |
| Other expense | 12,792 | 12,360 | 12,762 | 13,348 | 15,420 | 16,255 | 14,267 | 13,648 | 51,262 | 59,590 | 84,535 |
| Income (loss) before income taxes | 1,505 | 1,039 | 76 | 678 | (25,022) | (5,222) | 341 | 2,794 | 3,298 | (27,109) | (36,321) |
| Income tax expense (benefit) | 0 | 0 | 0 | 0 | 0 | 0 | (457) | 457 | 0 | 0 | 12,375 |
|
Parent Company [Member]
|
|||||||||||
| Condensed Financial Statements, Captions [Line Items] | |||||||||||
| Interest Income (Expense), Net | 623 | 662 | 696 | ||||||||
| Other income | 0 | 57 | 0 | ||||||||
| Other expense | 1,473 | 1,422 | 1,381 | ||||||||
| Income (loss) before income taxes | (850) | (703) | (685) | ||||||||
| Income tax expense (benefit) | 0 | 0 | 254 | ||||||||
| Loss before equity in undistributed subsidiary income | (850) | (703) | (939) | ||||||||
| Equity in undistributed subsidiary excess distributions | 4,148 | (26,406) | (47,757) | ||||||||
| Net loss | $ 3,298 | $ (27,109) | $ (48,696) | ||||||||
| X | ||||||||||
|
- Definition
Income (Loss) After Tax, Before Equity In Undistributed Subsidiary Earnings Of Subsidiaries No definition available.
|
| X | ||||||||||
|
- Definition
Income (Loss) from Subsidiaries, Net of Tax No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The net amount of operating interest income (expense). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The portion of profit or loss for the period, net of income taxes, which is attributable to the parent. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Total aggregate amount of all noninterest expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Company Only Condensed Financial Information - Statements of Cash Flows (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Adjustments: | |||
| Change in other assets | $ (243) | $ 1,400 | $ (70) |
| Net cash from operating activities | 9,779 | 17,013 | 19,979 |
| Cash flows from investing activities | |||
| Net cash from (used in) investing activities | (91,314) | 192,732 | 10,950 |
| Cash flows from financing activities | |||
| Cash dividends paid on common stock | (844) | (633) | (4,636) |
| Net cash used in financing activities | (33,272) | (54,685) | (131,035) |
|
Parent Company [Member]
|
|||
| Cash flows from operating activities | |||
| Net loss | 3,298 | (27,109) | (48,696) |
| Adjustments: | |||
| Equity in undistributed subsidiary excess distributions | (4,148) | 26,406 | 47,757 |
| Change in other assets | 373 | 1,143 | 350 |
| Change in accrued expenses and other liabilities | 2 | (780) | (89) |
| Net cash from operating activities | (475) | (340) | (678) |
| Cash flows from investing activities | |||
| Principal payments received on ESOP loan | 912 | 873 | 840 |
| Net cash from (used in) investing activities | 912 | 873 | 840 |
| Cash flows from financing activities | |||
| Cash dividends paid on common stock | (844) | (633) | (4,636) |
| Net cash used in financing activities | (844) | (633) | (4,636) |
| Net change in cash in subsidiary | (407) | (100) | (4,474) |
| Beginning cash in subsidiary | 11,848 | 11,948 | 16,422 |
| Ending cash in subsidiary | $ 11,441 | $ 11,848 | $ 11,948 |
| X | ||||||||||
|
- Definition
Cash Held In Subsidiary No definition available.
|
| X | ||||||||||
|
- Definition
Cash In Subsidiary, Period Increase (Decrease) No definition available.
|
| X | ||||||||||
|
- Definition
Income (Loss) from Subsidiaries, Net of Tax No definition available.
|
| X | ||||||||||
|
- Definition
Increase (Decrease) In Accrued Expenses And Other Liabilities No definition available.
|
| X | ||||||||||
|
- Definition
Payments for (Proceeds from) Employee Stock Ownership Plan (ESOP) No definition available.
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The net cash inflow or outflow from financing activity for the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The net cash inflow or outflow from investing activity. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
| X | ||||||||||
|
- Definition
The portion of profit or loss for the period, net of income taxes, which is attributable to the parent. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Cash outflow in the form of ordinary dividends to common shareholders, generally out of earnings. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
|
Selected Quarterly Financial Data (unaudited) (unaudited) (Details) (USD $)
In Thousands, except Per Share data, unless otherwise specified |
3 Months Ended | 12 Months Ended | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Dec. 31, 2013
|
Sep. 30, 2013
|
Jun. 30, 2013
|
Mar. 31, 2013
|
Dec. 31, 2012
|
Sep. 30, 2012
|
Jun. 30, 2012
|
Mar. 31, 2012
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Quarterly Financial Information Disclosure [Abstract] | |||||||||||
| Interest income | $ 12,296 | $ 12,107 | $ 12,276 | $ 12,713 | $ 13,801 | $ 14,468 | $ 15,824 | $ 16,634 | $ 49,392 | $ 60,727 | $ 69,708 |
| Interest expense | 842 | 882 | 935 | 994 | 1,059 | 1,036 | 1,112 | 1,240 | 3,653 | 4,447 | 6,915 |
| Net interest income | 11,454 | 11,225 | 11,341 | 11,719 | 12,742 | 13,432 | 14,712 | 15,394 | 45,739 | 56,280 | 62,793 |
| Provision for (recovery of) loan losses | (1,178) | (437) | 206 | 722 | 24,328 | 4,453 | 1,745 | 996 | (687) | 31,522 | 22,723 |
| Net interest income | 12,632 | 11,662 | 11,135 | 10,997 | (11,586) | 8,979 | 12,967 | 14,398 | 46,426 | 24,758 | 40,070 |
| Noninterest Income | 1,665 | 1,737 | 1,703 | 3,029 | 1,984 | 2,054 | 1,641 | 2,044 | 8,134 | 7,723 | 8,144 |
| Noninterest expense | 12,792 | 12,360 | 12,762 | 13,348 | 15,420 | 16,255 | 14,267 | 13,648 | 51,262 | 59,590 | 84,535 |
| Income (loss) before income taxes | 1,505 | 1,039 | 76 | 678 | (25,022) | (5,222) | 341 | 2,794 | 3,298 | (27,109) | (36,321) |
| Income tax expense (benefit) | 0 | 0 | 0 | 0 | 0 | 0 | (457) | 457 | 0 | 0 | 12,375 |
| Net income (loss) | $ 1,505 | $ 1,039 | $ 76 | $ 678 | $ (25,022) | $ (5,222) | $ 798 | $ 2,337 | $ 3,298 | $ (27,109) | $ (48,696) |
| Basic earnings (loss) per common share (usd per share) | $ 0.08 | $ 0.05 | $ 0.00 | $ 0.03 | $ (1.25) | $ (0.26) | $ 0.04 | $ 0.12 | $ 0.16 | $ (1.36) | $ (2.46) |
| Diluted earnings (loss) per common share (usd per share) | $ 0.08 | $ 0.05 | $ 0.00 | $ 0.03 | $ (1.25) | $ (0.26) | $ 0.04 | $ 0.12 | $ 0.16 | $ (1.36) | $ (2.46) |
| X | ||||||||||
|
- Definition
The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The cost of borrowed funds accounted for as interest that was charged against earnings during the period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The net amount of operating interest income (expense). Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Total aggregate amount of all noninterest expense. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Definition
Provision charged for the period based on estimated losses to be realized from loan and lease transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
|
| X | ||||||||||
|
- Details
|
|
Selected Quarterly Financial Data (unaudited) (Narrative) (Details) (USD $)
|
3 Months Ended | 12 Months Ended | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Dec. 31, 2013
|
Sep. 30, 2013
|
Jun. 30, 2013
|
Mar. 31, 2013
|
Dec. 31, 2012
buk_sale
|
Sep. 30, 2012
|
Jun. 30, 2012
|
Mar. 31, 2012
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2011
|
|
| Effect of Fourth Quarter Events [Line Items] | |||||||||||
| Net income (loss) | $ 1,505,000 | $ 1,039,000 | $ 76,000 | $ 678,000 | $ (25,022,000) | $ (5,222,000) | $ 798,000 | $ 2,337,000 | $ 3,298,000 | $ (27,109,000) | $ (48,696,000) |
| Interest Income (Expense), Net | 11,454,000 | 11,225,000 | 11,341,000 | 11,719,000 | 12,742,000 | 13,432,000 | 14,712,000 | 15,394,000 | 45,739,000 | 56,280,000 | 62,793,000 |
| Provision for (recovery of) loan losses | (1,178,000) | (437,000) | 206,000 | 722,000 | 24,328,000 | 4,453,000 | 1,745,000 | 996,000 | (687,000) | 31,522,000 | 22,723,000 |
| Number of bulk sales | 2 | ||||||||||
| Carrying value of loans receivable | 22,700,000 | 22,700,000 | |||||||||
| Loans transferred to held for sale | 7,500,000 | 0 | 12,740,000 | 0 | |||||||
| Restructuring charges | 19,400,000 | ||||||||||
| Goowill Impairment | 0 | 0 | 23,862,000 | ||||||||
| Asset management costs | 800,000 | 3,600,000 | 2,638,000 | 5,211,000 | 4,431,000 | ||||||
|
Other Restructuring [Member]
|
|||||||||||
| Effect of Fourth Quarter Events [Line Items] | |||||||||||
| Classified loans, carrying value | $ 7,100,000 | $ 7,100,000 | |||||||||
| X | ||||||||||
|
- Definition
Amount of loans classified. No definition available.
|
| X | ||||||||||
|
- Definition
Number of bulk sales No definition available.
|
| X | ||||||||||
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- Definition
The aggregate costs related to asset management during the reporting period. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Details
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- Definition
Loss recognized during the period that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
The net amount of operating interest income (expense). Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Reflects the carrying amount of loans deemed to be questionable as to collection on which interest is continuing to be earned or accrued. No definition available.
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- Definition
The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Provision charged for the period based on estimated losses to be realized from loan and lease transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Amount charged against earnings in the period for incurred and estimated costs associated with exit from or disposal of business activities or restructurings pursuant to a duly authorized plan, excluding asset retirement obligations. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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- Definition
Value of loans and leases held in the entity's portfolio transferred to loans and leases held-for-sale in noncash transactions. Reference 1: http://www.xbrl.org/2003/role/presentationRef
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